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Clarify SCA requirements #118

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Clarify SCA requirements #118

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9 changes: 7 additions & 2 deletions source/index.html.md
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Original file line number Diff line number Diff line change
Expand Up @@ -394,8 +394,10 @@ payment method; subsequent-in-series authorizations, however,
must be made using the `card` payment method using the card details of the
referenced previous-in-series authorization.

Any first-in-series authorization must be made with strong customer
authentication (SCA) regardless of the authorization amount.
A card is in scope for SCA (strong customer authentication) if card country is
in EEA. (Exceptions apply for UK.)
Comment on lines +397 to +398
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I know there's a context, but this sounds absolute and is only true because we only have EU merchants.

Suggested change
A card is in scope for SCA (strong customer authentication) if card country is
in EEA. (Exceptions apply for UK.)
With Clearhaus, a card is in scope for SCA (strong customer authentication) if card country is
in EEA. (Exceptions apply for UK.)

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But you are welcome to ignore me.

Any first-in-series authorization made with a card in scope for SCA must be made
with SCA regardless of the authorization amount.


## 3-D Secure
Expand Down Expand Up @@ -1193,6 +1195,9 @@ POST https://gateway.clearhaus.com/credits
<p class="alert alert-info">
<b>Notice:</b> Implicitly, <code>initiator</code> is <code>merchant</code> and
<code>credential_on_file</code> is <code>use</code>.
<br />
<b>Notice:</b> SCA is required when <code>credential_on_file</code> is
<code>store</code> when the card is in scope for SCA.
Comment on lines +1199 to +1200
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Suggested change
<b>Notice:</b> SCA is required when <code>credential_on_file</code> is
<code>store</code> when the card is in scope for SCA.
<b>Notice:</b> SCA is required when <code>credential_on_file</code> is
<code>store</code> and the card is in scope for SCA.

To avoid repeating when.

</p>

### Account
Expand Down