btc.go

// This code is available on the terms of the project LICENSE.md file,
// also available online at https://blueoakcouncil.org/license/1.0.0.

package btc

import (
	"bytes"
	"context"
	"crypto/sha256"
	"encoding/binary"
	"encoding/hex"
	"errors"
	"fmt"
	"io"
	"math"
	"os"
	"path/filepath"
	"regexp"
	"sort"
	"strconv"
	"strings"
	"sync"
	"sync/atomic"
	"time"

	"decred.org/dcrdex/client/asset"
	"decred.org/dcrdex/dex"
	"decred.org/dcrdex/dex/calc"
	"decred.org/dcrdex/dex/config"
	"decred.org/dcrdex/dex/dexnet"
	dexbtc "decred.org/dcrdex/dex/networks/btc"
	"github.com/btcsuite/btcd/btcec/v2"
	"github.com/btcsuite/btcd/btcec/v2/ecdsa"
	"github.com/btcsuite/btcd/btcjson"
	"github.com/btcsuite/btcd/btcutil"
	"github.com/btcsuite/btcd/chaincfg"
	"github.com/btcsuite/btcd/chaincfg/chainhash"
	"github.com/btcsuite/btcd/txscript"
	"github.com/btcsuite/btcd/wire"
	"github.com/btcsuite/btcwallet/wallet"
	"github.com/decred/dcrd/dcrec/secp256k1/v4"
	"github.com/decred/dcrd/rpcclient/v8"
)

const (
	version = 0

	// BipID is the BIP-0044 asset ID.
	BipID = 0

	// The default fee is passed to the user as part of the asset.WalletInfo
	// structure.
	defaultFee = 5
	// defaultFeeRateLimit is the default value for the feeratelimit.
	defaultFeeRateLimit = 5
	// defaultRedeemConfTarget is the default redeem transaction confirmation
	// target in blocks used by estimatesmartfee to get the optimal fee for a
	// redeem transaction.
	defaultRedeemConfTarget = 2

	minNetworkVersion  = 270000
	minProtocolVersion = 70015
	// version which descriptor wallets have been introduced.
	minDescriptorVersion = 220000

	// splitTxBaggage is the total number of additional bytes associated with
	// using a split transaction to fund a swap.
	splitTxBaggage = dexbtc.MinimumTxOverhead + dexbtc.RedeemP2PKHInputSize + 2*dexbtc.P2PKHOutputSize
	// splitTxBaggageSegwit it the analogue of splitTxBaggage for segwit.
	// We include the 2 bytes for marker and flag.
	splitTxBaggageSegwit = dexbtc.MinimumTxOverhead + 2*dexbtc.P2WPKHOutputSize +
		dexbtc.RedeemP2WPKHInputSize + ((dexbtc.RedeemP2WPKHInputWitnessWeight + dexbtc.SegwitMarkerAndFlagWeight + 3) / 4)

	walletTypeLegacy   = ""
	walletTypeRPC      = "bitcoindRPC"
	walletTypeSPV      = "SPV"
	walletTypeElectrum = "electrumRPC"

	swapFeeBumpKey      = "swapfeebump"
	splitKey            = "swapsplit"
	multiSplitKey       = "multisplit"
	multiSplitBufferKey = "multisplitbuffer"
	redeemFeeBumpFee    = "redeemfeebump"

	// requiredRedeemConfirms is the amount of confirms a redeem transaction
	// needs before the trade is considered confirmed. The redeem is
	// monitored until this number of confirms is reached.
	requiredRedeemConfirms = 1
)

const (
	minTimeBeforeAcceleration uint64 = 3600 // 1 hour
)

var (
	// ContractSearchLimit is how far back in time AuditContract in SPV mode
	// will search for a contract if no txData is provided. This should be a
	// positive duration.
	ContractSearchLimit = 48 * time.Hour

	// blockTicker is the delay between calls to check for new blocks.
	blockTicker                  = time.Second
	peerCountTicker              = 5 * time.Second
	walletBlockAllowance         = time.Second * 10
	conventionalConversionFactor = float64(dexbtc.UnitInfo.Conventional.ConversionFactor)

	ElectrumConfigOpts = []*asset.ConfigOption{
		{
			Key:         "rpcuser",
			DisplayName: "JSON-RPC Username",
			Description: "Electrum's 'rpcuser' setting",
		},
		{
			Key:         "rpcpassword",
			DisplayName: "JSON-RPC Password",
			Description: "Electrum's 'rpcpassword' setting",
			NoEcho:      true,
		},
		{
			Key:         "rpcport",
			DisplayName: "JSON-RPC Port",
			Description: "Electrum's 'rpcport' (if not set with rpcbind)",
		},
		{
			Key:          "rpcbind", // match RPCConfig struct field tags
			DisplayName:  "JSON-RPC Address",
			Description:  "Electrum's 'rpchost' <addr> or <addr>:<port>",
			DefaultValue: "127.0.0.1",
		},
		{
			Key:          "walletname", // match RPCConfig struct field tags
			DisplayName:  "Wallet File",
			Description:  "Full path to the wallet file (empty is default_wallet)",
			DefaultValue: "", // empty string, not a nil interface
		},
	}

	// 02 Jun 21 21:12 CDT
	defaultWalletBirthdayUnix = 1622668320
	DefaultWalletBirthday     = time.Unix(int64(defaultWalletBirthdayUnix), 0)

	MultiFundingOpts = []*asset.OrderOption{
		{
			ConfigOption: asset.ConfigOption{
				Key:         multiSplitKey,
				DisplayName: "Allow multi split",
				Description: "Allow split funding transactions that pre-size outputs to " +
					"prevent excessive overlock.",
				IsBoolean:    true,
				DefaultValue: true,
			},
		},
		{
			ConfigOption: asset.ConfigOption{
				Key:         multiSplitBufferKey,
				DisplayName: "Multi split buffer",
				Description: "Add an integer percent buffer to split output amounts to " +
					"facilitate output reuse. This is only required for quote assets.",
				DefaultValue: 5,
				DependsOn:    multiSplitKey,
			},
			QuoteAssetOnly: true,
			XYRange: &asset.XYRange{
				Start: asset.XYRangePoint{
					Label: "0%",
					X:     0,
					Y:     0,
				},
				End: asset.XYRangePoint{
					Label: "100%",
					X:     100,
					Y:     100,
				},
				XUnit:  "%",
				YUnit:  "%",
				RoundX: true,
				RoundY: true,
			},
		},
	}

	rpcWalletDefinition = &asset.WalletDefinition{
		Type:              walletTypeRPC,
		Tab:               "External",
		Description:       "Connect to bitcoind",
		DefaultConfigPath: dexbtc.SystemConfigPath("bitcoin"),
		ConfigOpts:        append(RPCConfigOpts("Bitcoin", "8332"), CommonConfigOpts("BTC", false)...),
		MultiFundingOpts:  MultiFundingOpts,
	}
	spvWalletDefinition = &asset.WalletDefinition{
		Type:             walletTypeSPV,
		Tab:              "Native",
		Description:      "Use the built-in SPV wallet",
		ConfigOpts:       CommonConfigOpts("BTC", true),
		Seeded:           true,
		MultiFundingOpts: MultiFundingOpts,
	}

	electrumWalletDefinition = &asset.WalletDefinition{
		Type:        walletTypeElectrum,
		Tab:         "Electrum (external)",
		Description: "Use an external Electrum Wallet",
		// json: DefaultConfigPath: filepath.Join(btcutil.AppDataDir("electrum", false), "config"), // e.g. ~/.electrum/config
		ConfigOpts:       append(ElectrumConfigOpts, CommonConfigOpts("BTC", false)...),
		MultiFundingOpts: MultiFundingOpts,
	}

	// WalletInfo defines some general information about a Bitcoin wallet.
	WalletInfo = &asset.WalletInfo{
		Name:              "Bitcoin",
		SupportedVersions: []uint32{version},
		UnitInfo:          dexbtc.UnitInfo,
		AvailableWallets: []*asset.WalletDefinition{
			spvWalletDefinition,
			rpcWalletDefinition,
			electrumWalletDefinition,
		},
		LegacyWalletIndex: 1,
	}
)

func apiFallbackOpt(defaultV bool) *asset.ConfigOption {
	return &asset.ConfigOption{
		Key:         "apifeefallback",
		DisplayName: "External fee rate estimates",
		Description: "Allow fee rate estimation from a block explorer API. " +
			"This is useful as a fallback for SPV wallets and RPC wallets " +
			"that have recently been started.",
		IsBoolean:    true,
		DefaultValue: defaultV,
	}
}

// CommonConfigOpts are the common options that the Wallets recognize.
func CommonConfigOpts(symbol string /* upper-case */, withApiFallback bool) []*asset.ConfigOption {
	opts := []*asset.ConfigOption{
		{
			Key:         "fallbackfee",
			DisplayName: "Fallback fee rate",
			Description: fmt.Sprintf("The fee rate to use for sending or withdrawing funds and fee payment when"+
				" estimatesmartfee is not available. Units: %s/kB", symbol),
			DefaultValue: defaultFee * 1000 / 1e8,
		},
		{
			Key:         "feeratelimit",
			DisplayName: "Highest acceptable fee rate",
			Description: fmt.Sprintf("This is the highest network fee rate you are willing to "+
				"pay on swap transactions. If feeratelimit is lower than a market's "+
				"maxfeerate, you will not be able to trade on that market with this "+
				"wallet.  Units: %s/kB", symbol),
			DefaultValue: defaultFeeRateLimit * 1000 / 1e8,
		},
		{
			Key:         "redeemconftarget",
			DisplayName: "Redeem confirmation target",
			Description: "The target number of blocks for the redeem transaction " +
				"to be mined. Used to set the transaction's fee rate. " +
				"(default: 2 blocks)",
			DefaultValue: defaultRedeemConfTarget,
		},
		{
			Key:         "txsplit",
			DisplayName: "Pre-size funding inputs",
			Description: "When placing an order, create a \"split\" transaction to " +
				"fund the order without locking more of the wallet balance than " +
				"necessary. Otherwise, excess funds may be reserved to fund the order " +
				"until the first swap contract is broadcast during match settlement, " +
				"or the order is canceled. This an extra transaction for which network " +
				"mining fees are paid.",
			IsBoolean:    true,
			DefaultValue: false,
		},
	}

	if withApiFallback {
		opts = append(opts, apiFallbackOpt(true))
	}
	return opts
}

// RPCConfigOpts are the settings that are used to connect to an external RPC
// wallet.
func RPCConfigOpts(name, rpcPort string) []*asset.ConfigOption {
	return []*asset.ConfigOption{
		{
			Key:         "walletname",
			DisplayName: "Wallet Name",
			Description: "The wallet name",
		},
		{
			Key:         "rpcuser",
			DisplayName: "JSON-RPC Username",
			Description: fmt.Sprintf("%s's 'rpcuser' setting", name),
		},
		{
			Key:         "rpcpassword",
			DisplayName: "JSON-RPC Password",
			Description: fmt.Sprintf("%s's 'rpcpassword' setting", name),
			NoEcho:      true,
		},
		{
			Key:          "rpcbind",
			DisplayName:  "JSON-RPC Address",
			Description:  "<addr> or <addr>:<port> (default 'localhost')",
			DefaultValue: "127.0.0.1",
		},
		{
			Key:          "rpcport",
			DisplayName:  "JSON-RPC Port",
			Description:  "Port for RPC connections (if not set in rpcbind)",
			DefaultValue: rpcPort,
		},
	}
}

// TxInSigner is a transaction input signer. In addition to the standard Bitcoin
// arguments, TxInSigner receives all values and pubkey scripts for previous
// outpoints spent in this transaction.
type TxInSigner func(tx *wire.MsgTx, idx int, subScript []byte, hashType txscript.SigHashType,
	key *btcec.PrivateKey, vals []int64, prevScripts [][]byte) ([]byte, error)

// BTCCloneCFG holds clone specific parameters.
type BTCCloneCFG struct {
	WalletCFG          *asset.WalletConfig
	MinNetworkVersion  uint64
	MinElectrumVersion dex.Semver
	WalletInfo         *asset.WalletInfo
	Symbol             string
	Logger             dex.Logger
	Network            dex.Network
	ChainParams        *chaincfg.Params
	// Ports is the default wallet RPC tcp ports used when undefined in
	// WalletConfig.
	Ports               dexbtc.NetPorts
	DefaultFallbackFee  uint64 // sats/byte
	DefaultFeeRateLimit uint64 // sats/byte
	// LegacyBalance is for clones that don't yet support the 'getbalances' RPC
	// call.
	LegacyBalance bool
	// BalanceFunc is a custom function for getting the wallet's balance.
	// BalanceFunc precludes any other methods of balance retrieval.
	BalanceFunc func(ctx context.Context, locked uint64) (*asset.Balance, error)
	// If segwit is false, legacy addresses and contracts will be used. This
	// setting must match the configuration of the server's asset backend.
	Segwit bool
	// LegacyRawFeeLimit can be true if the RPC only supports the boolean
	// allowHighFees argument to the sendrawtransaction RPC.
	LegacyRawFeeLimit bool
	// InitTxSize is the size of a swap initiation transaction with a single
	// input i.e. chained swaps.
	InitTxSize uint32
	// InitTxSizeBase is the size of a swap initiation transaction with no
	// inputs. This is used to accurately determine the size of the first swap
	// in a chain when considered with the actual inputs.
	InitTxSizeBase uint32
	// PrivKeyFunc is an optional function to get a private key for an address
	// from the wallet. If not given the usual dumpprivkey RPC will be used.
	PrivKeyFunc func(addr string) (*btcec.PrivateKey, error)
	// AddressDecoder is an optional argument that can decode an address string
	// into btcutil.Address. If AddressDecoder is not supplied,
	// btcutil.DecodeAddress will be used.
	AddressDecoder dexbtc.AddressDecoder // string => btcutil.Address
	// AddressStringer is an optional argument that can encode a btcutil.Address
	// into an address string. If AddressStringer is not supplied, the
	// (btcutil.Address).String method will be used.
	AddressStringer dexbtc.AddressStringer // btcutil.Address => string, may be an override or just the String method
	// BlockDeserializer can be used in place of (*wire.MsgBlock).Deserialize.
	BlockDeserializer func([]byte) (*wire.MsgBlock, error)
	// ArglessChangeAddrRPC can be true if the getrawchangeaddress takes no
	// address-type argument.
	ArglessChangeAddrRPC bool
	// NonSegwitSigner can be true if the transaction signature hash data is not
	// the standard for non-segwit Bitcoin. If nil, txscript.
	NonSegwitSigner TxInSigner
	// ConnectFunc, if provided, is called by the RPC client at the end of the
	// (*rpcClient).connect method. Errors returned by ConnectFunc will preclude
	// the starting of goroutines associated with block and peer monitoring.
	ConnectFunc func() error
	// FeeEstimator provides a way to get fees given an RawRequest-enabled
	// client and a confirmation target.
	FeeEstimator func(context.Context, RawRequester, uint64) (uint64, error)
	// ExternalFeeEstimator should be supplied if the clone provides the
	// apifeefallback ConfigOpt. TODO: confTarget uint64
	ExternalFeeEstimator func(context.Context, dex.Network) (uint64, error)
	// ExternalFeeShelfLife can be set to adjust the time to staleness of
	// external fee rates. Default is 5 minutes.
	ExternalFeeShelfLife time.Duration
	// OmitAddressType causes the address type (bech32, legacy) to be omitted
	// from calls to getnewaddress.
	OmitAddressType bool
	// LegacySignTxRPC causes the RPC client to use the signrawtransaction
	// endpoint instead of the signrawtransactionwithwallet endpoint.
	LegacySignTxRPC bool
	// BooleanGetBlockRPC causes the RPC client to use a boolean second argument
	// for the getblock endpoint, instead of Bitcoin's numeric.
	BooleanGetBlockRPC bool
	// LegacyValidateAddressRPC uses the validateaddress endpoint instead of
	// getaddressinfo in order to discover ownership of an address.
	LegacyValidateAddressRPC bool
	// SingularWallet signals that the node software supports only one wallet,
	// so the RPC endpoint does not have a /wallet/{walletname} path.
	SingularWallet bool
	// UnlockSpends manually unlocks outputs as they are spent. Most assets will
	// unlock wallet outputs automatically as they are spent.
	UnlockSpends bool
	// TxDeserializer is an optional function used to deserialize a transaction.
	TxDeserializer func([]byte) (*wire.MsgTx, error)
	// TxSerializer is an optional function used to serialize a transaction.
	TxSerializer func(*wire.MsgTx) ([]byte, error)
	// TxHasher is a function that generates a tx hash from a MsgTx.
	TxHasher func(*wire.MsgTx) *chainhash.Hash
	// TxSizeCalculator is an optional function that will be used to calculate
	// the size of a transaction.
	TxSizeCalculator func(*wire.MsgTx) uint64
	// NumericGetRawRPC uses a numeric boolean indicator for the
	// getrawtransaction RPC.
	NumericGetRawRPC bool
	// TxVersion is an optional function that returns a version to use for
	// new transactions.
	TxVersion func() int32
	// ManualMedianTime causes the median time to be calculated manually.
	ManualMedianTime bool
	// ConstantDustLimit is used if an asset enforces a dust limit (minimum
	// output value) that doesn't depend on the serialized size of the output.
	// If ConstantDustLimit is zero, dexbtc.IsDust is used.
	ConstantDustLimit uint64
	// OmitRPCOptionsArg is for clones that don't take an options argument.
	OmitRPCOptionsArg bool
	// AssetID is the asset ID of the clone.
	AssetID uint32
}

// RPCConfig adds a wallet name to the basic configuration.
type RPCConfig struct {
	dexbtc.RPCConfig `ini:",extends"`
	WalletName       string `ini:"walletname"`
}

// RPCWalletConfig is a combination of RPCConfig and WalletConfig. Used for a
// wallet based on a bitcoind-like RPC API.
type RPCWalletConfig struct {
	RPCConfig    `ini:",extends"`
	WalletConfig `ini:",extends"`
}

// WalletConfig are wallet-level configuration settings.
type WalletConfig struct {
	UseSplitTx       bool    `ini:"txsplit"`
	FallbackFeeRate  float64 `ini:"fallbackfee"`
	FeeRateLimit     float64 `ini:"feeratelimit"`
	RedeemConfTarget uint64  `ini:"redeemconftarget"`
	ActivelyUsed     bool    `ini:"special_activelyUsed"` // injected by core
	ApiFeeFallback   bool    `ini:"apifeefallback"`
}

func readBaseWalletConfig(walletCfg *WalletConfig) (*baseWalletConfig, error) {
	cfg := &baseWalletConfig{}
	// if values not specified, use defaults. As they are validated as BTC/KB,
	// we need to convert first.
	if walletCfg.FallbackFeeRate == 0 {
		walletCfg.FallbackFeeRate = float64(defaultFee) * 1000 / 1e8
	}
	if walletCfg.FeeRateLimit == 0 {
		walletCfg.FeeRateLimit = float64(defaultFeeRateLimit) * 1000 / 1e8
	}
	if walletCfg.RedeemConfTarget == 0 {
		walletCfg.RedeemConfTarget = defaultRedeemConfTarget
	}
	// If set in the user config, the fallback fee will be in conventional units
	// per kB, e.g. BTC/kB. Translate that to sats/byte.
	cfg.fallbackFeeRate = toSatoshi(walletCfg.FallbackFeeRate / 1000)
	if cfg.fallbackFeeRate == 0 {
		return nil, fmt.Errorf("fallback fee rate limit is smaller than the minimum 1000 sats/byte: %v",
			walletCfg.FallbackFeeRate)
	}
	// If set in the user config, the fee rate limit will be in units of BTC/KB.
	// Convert to sats/byte & error if value is smaller than smallest unit.
	cfg.feeRateLimit = toSatoshi(walletCfg.FeeRateLimit / 1000)
	if cfg.feeRateLimit == 0 {
		return nil, fmt.Errorf("fee rate limit is smaller than the minimum 1000 sats/byte: %v",
			walletCfg.FeeRateLimit)
	}

	cfg.redeemConfTarget = walletCfg.RedeemConfTarget
	cfg.useSplitTx = walletCfg.UseSplitTx
	cfg.apiFeeFallback = walletCfg.ApiFeeFallback

	return cfg, nil
}

// readRPCWalletConfig parses the settings map into a *RPCWalletConfig.
func readRPCWalletConfig(settings map[string]string, symbol string, net dex.Network, ports dexbtc.NetPorts) (cfg *RPCWalletConfig, err error) {
	cfg = new(RPCWalletConfig)
	err = config.Unmapify(settings, cfg)
	if err != nil {
		return nil, fmt.Errorf("error parsing rpc wallet config: %w", err)
	}
	err = dexbtc.CheckRPCConfig(&cfg.RPCConfig.RPCConfig, symbol, net, ports)
	return
}

// parseRPCWalletConfig parses a *RPCWalletConfig from the settings map and
// creates the unconnected *rpcclient.Client.
func parseRPCWalletConfig(settings map[string]string, symbol string, net dex.Network,
	ports dexbtc.NetPorts, singularWallet bool) (*RPCWalletConfig, *rpcclient.Client, error) {
	cfg, err := readRPCWalletConfig(settings, symbol, net, ports)
	if err != nil {
		return nil, nil, err
	}

	// For BTC, external fee rates are the default because of the instability
	// of estimatesmartfee.
	if symbol == "btc" {
		cfg.ApiFeeFallback = true
	}

	cl, err := newRPCConnection(cfg, singularWallet)
	if err != nil {
		return nil, nil, err
	}

	return cfg, cl, nil
}

// newRPCConnection creates a new RPC client.
func newRPCConnection(cfg *RPCWalletConfig, singularWallet bool) (*rpcclient.Client, error) {
	endpoint := cfg.RPCBind
	if !singularWallet {
		endpoint += "/wallet/" + cfg.WalletName
	}

	return rpcclient.New(&rpcclient.ConnConfig{
		HTTPPostMode: true,
		DisableTLS:   true,
		Host:         endpoint,
		User:         cfg.RPCUser,
		Pass:         cfg.RPCPass,
	}, nil)
}

// Driver implements asset.Driver.
type Driver struct{}

// Check that Driver implements Driver and Creator.
var _ asset.Driver = (*Driver)(nil)
var _ asset.Creator = (*Driver)(nil)

// Exists checks the existence of the wallet. Part of the Creator interface, so
// only used for wallets with WalletDefinition.Seeded = true.
func (d *Driver) Exists(walletType, dataDir string, settings map[string]string, net dex.Network) (bool, error) {
	if walletType != walletTypeSPV {
		return false, fmt.Errorf("no Bitcoin wallet of type %q available", walletType)
	}

	chainParams, err := parseChainParams(net)
	if err != nil {
		return false, err
	}

	dir := filepath.Join(dataDir, chainParams.Name)
	return walletExists(dir, chainParams)
}

// walletExists checks the existence of the wallet.
func walletExists(dir string, chainParams *chaincfg.Params) (bool, error) {
	// timeout and recoverWindow arguments borrowed from btcwallet directly.
	loader := wallet.NewLoader(chainParams, dir, true, dbTimeout, 250)
	return loader.WalletExists()
}

// createConfig combines the configuration settings used for wallet creation.
type createConfig struct {
	WalletConfig `ini:",extends"`
	RecoveryCfg  `ini:",extends"`
}

// Create creates a new SPV wallet.
func (d *Driver) Create(params *asset.CreateWalletParams) error {
	if params.Type != walletTypeSPV {
		return fmt.Errorf("SPV is the only seeded wallet type. required = %q, requested = %q", walletTypeSPV, params.Type)
	}
	if len(params.Seed) == 0 {
		return errors.New("wallet seed cannot be empty")
	}
	if len(params.DataDir) == 0 {
		return errors.New("must specify wallet data directory")
	}
	chainParams, err := parseChainParams(params.Net)
	if err != nil {
		return fmt.Errorf("error parsing chain: %w", err)
	}

	cfg := new(createConfig)
	err = config.Unmapify(params.Settings, cfg)
	if err != nil {
		return err
	}

	_, err = readBaseWalletConfig(&cfg.WalletConfig)
	if err != nil {
		return err
	}

	bday := DefaultWalletBirthday
	if params.Birthday != 0 {
		bday = time.Unix(int64(params.Birthday), 0)
	}

	dir := filepath.Join(params.DataDir, chainParams.Name)
	return createSPVWallet(params.Pass, params.Seed, bday, dir,
		params.Logger, cfg.NumExternalAddresses, cfg.NumInternalAddresses, chainParams)
}

// Open opens or connects to the BTC exchange wallet. Start the wallet with its
// Run method.
func (d *Driver) Open(cfg *asset.WalletConfig, logger dex.Logger, network dex.Network) (asset.Wallet, error) {
	return NewWallet(cfg, logger, network)
}

// DecodeCoinID creates a human-readable representation of a coin ID for
// Bitcoin.
func (d *Driver) DecodeCoinID(coinID []byte) (string, error) {
	txid, vout, err := decodeCoinID(coinID)
	if err != nil {
		return "<invalid>", err
	}
	return fmt.Sprintf("%v:%d", txid, vout), err
}

// Info returns basic information about the wallet and asset.
func (d *Driver) Info() *asset.WalletInfo {
	return WalletInfo
}

// MinLotSize calculates the minimum bond size for a given fee rate that avoids
// dust outputs on the swap and refund txs, assuming the maxFeeRate doesn't
// change.
func (d *Driver) MinLotSize(maxFeeRate uint64) uint64 {
	return dexbtc.MinLotSize(maxFeeRate, true)
}

type CustomSPVWalletConstructor func(settings map[string]string, params *chaincfg.Params) (BTCWallet, error)

// customSPVWalletConstructors are functions for setting up custom
// implementations of the BTCWallet interface that may be used by the
// ExchangeWalletSPV instead of the default spv implementation.
var customSPVWalletConstructors = map[string]CustomSPVWalletConstructor{}

// RegisterCustomSPVWallet registers a function that should be used in creating
// a BTCWallet implementation that the ExchangeWalletSPV will use in place of
// the default spv wallet implementation. External consumers can use this
// function to provide alternative BTCWallet implementations, and must do so
// before attempting to create an ExchangeWalletSPV instance of this type. It'll
// panic if callers try to register a wallet twice.
func RegisterCustomSPVWallet(constructor CustomSPVWalletConstructor, def *asset.WalletDefinition) {
	for _, availableWallets := range WalletInfo.AvailableWallets {
		if def.Type == availableWallets.Type {
			panic(fmt.Sprintf("wallet type (%q) is already registered", def.Type))
		}
	}
	customSPVWalletConstructors[def.Type] = constructor
	WalletInfo.AvailableWallets = append(WalletInfo.AvailableWallets, def)
}

// swapOptions captures the available Swap options. Tagged to be used with
// config.Unmapify to decode e.g. asset.Order.Options.
type swapOptions struct {
	Split   *bool    `ini:"swapsplit"`
	FeeBump *float64 `ini:"swapfeebump"`
}

func (s *swapOptions) feeBump() (float64, error) {
	bump := 1.0
	if s.FeeBump != nil {
		bump = *s.FeeBump
		if bump > 2.0 {
			return 0, fmt.Errorf("fee bump %f is higher than the 2.0 limit", bump)
		}
		if bump < 1.0 {
			return 0, fmt.Errorf("fee bump %f is lower than 1", bump)
		}
	}
	return bump, nil
}

// fundMultiOptions are the possible order options when calling FundMultiOrder.
type fundMultiOptions struct {
	// Split, if true, and multi-order cannot be funded with the existing UTXOs
	// in the wallet without going over the maxLock limit, a split transaction
	// will be created with one output per order.
	//
	// Use the multiSplitKey const defined above in the options map to set this option.
	Split bool `ini:"multisplit"`
	// SplitBuffer, if set, will instruct the wallet to add a buffer onto each
	// output of the multi-order split transaction (if the split is needed).
	// SplitBuffer is defined as a percentage of the output. If a .1 BTC output
	// is required for an order and SplitBuffer is set to 5, a .105 BTC output
	// will be created.
	//
	// The motivation for this is to assist market makers in having to do the
	// least amount of splits as possible. It is useful when BTC is the quote
	// asset on a market, and the price is increasing. During a market maker's
	// operation, it will frequently have to cancel and replace orders as the
	// rate moves. If BTC is the quote asset on a market, and the rate has
	// lightly increased, the market maker will need to lock slightly more of
	// the quote asset for the same amount of lots of the base asset. If there
	// is no split buffer, this may necessitate a new split transaction.
	//
	// Use the multiSplitBufferKey const defined above in the options map to set this.
	SplitBuffer float64 `ini:"multisplitbuffer"`
}

func decodeFundMultiOptions(options map[string]string) (*fundMultiOptions, error) {
	opts := new(fundMultiOptions)
	return opts, config.Unmapify(options, opts)
}

// redeemOptions are order options that apply to redemptions.
type redeemOptions struct {
	FeeBump *float64 `ini:"redeemfeebump"`
}

func init() {
	asset.Register(BipID, &Driver{})
}

// baseWalletConfig is the validated, unit-converted, user-configurable wallet
// settings.
type baseWalletConfig struct {
	fallbackFeeRate  uint64 // atoms/byte
	feeRateLimit     uint64 // atoms/byte
	redeemConfTarget uint64
	useSplitTx       bool
	apiFeeFallback   bool
}

// feeRateCache wraps a ExternalFeeEstimator function and caches results.
type feeRateCache struct {
	f         func(context.Context, dex.Network) (uint64, error)
	shelfLife time.Duration

	mtx        sync.Mutex
	fetchStamp time.Time
	lastRate   uint64
	errorStamp time.Time
	lastError  error
}

func (c *feeRateCache) rate(ctx context.Context, net dex.Network) (uint64, error) {
	c.mtx.Lock()
	defer c.mtx.Unlock()
	const defaultShelfLife = time.Minute * 5
	shelfLife := defaultShelfLife
	if c.shelfLife > 0 {
		shelfLife = c.shelfLife
	}
	if time.Since(c.fetchStamp) < shelfLife {
		return c.lastRate, nil
	}
	const errorDelay = time.Minute
	if time.Since(c.errorStamp) < errorDelay {
		return 0, c.lastError
	}
	feeRate, err := c.f(ctx, net)
	if err != nil {
		c.errorStamp = time.Now()
		c.lastError = err
		return 0, err
	}
	c.fetchStamp = time.Now()
	c.lastRate = feeRate
	return feeRate, nil
}

// baseWallet is a wallet backend for Bitcoin. The backend is how the DEX
// client app communicates with the BTC blockchain and wallet. baseWallet
// satisfies the dex.Wallet interface.
type baseWallet struct {
	// 64-bit atomic variables first. See
	// https://golang.org/pkg/sync/atomic/#pkg-note-BUG
	tipAtConnect int64

	cfgV              atomic.Value // *baseWalletConfig
	node              Wallet
	walletInfo        *asset.WalletInfo
	cloneParams       *BTCCloneCFG
	chainParams       *chaincfg.Params
	log               dex.Logger
	symbol            string
	emit              *asset.WalletEmitter
	lastPeerCount     uint32
	peersChange       func(uint32, error)
	minNetworkVersion uint64
	dustLimit         uint64
	initTxSize        uint64
	initTxSizeBase    uint64
	useLegacyBalance  bool
	balanceFunc       func(ctx context.Context, locked uint64) (*asset.Balance, error)
	segwit            bool
	signNonSegwit     TxInSigner
	localFeeRate      func(context.Context, RawRequester, uint64) (uint64, error)
	feeCache          *feeRateCache
	decodeAddr        dexbtc.AddressDecoder
	walletDir         string

	deserializeTx func([]byte) (*wire.MsgTx, error)
	serializeTx   func(*wire.MsgTx) ([]byte, error)
	calcTxSize    func(*wire.MsgTx) uint64
	hashTx        func(*wire.MsgTx) *chainhash.Hash

	stringAddr dexbtc.AddressStringer

	txVersion func() int32

	Network dex.Network
	ctx     context.Context // the asset subsystem starts with Connect(ctx)

	// TODO: remove currentTip and the mutex, and make it local to the
	// watchBlocks->reportNewTip call stack. The tests are reliant on current
	// internals, so this will take a little work.
	tipMtx     sync.RWMutex
	currentTip *BlockVector

	cm *CoinManager

	rf *RedemptionFinder

	bondReserves atomic.Uint64

	pendingTxsMtx sync.RWMutex
	pendingTxs    map[chainhash.Hash]ExtendedWalletTx

	// receiveTxLastQuery stores the last block height at which the wallet
	// was queried for recieve transactions. This is also stored in the
	// txHistoryDB.
	receiveTxLastQuery atomic.Uint64

	txHistoryDB atomic.Value // *BadgerTxDB

	ar *AddressRecycler
}

func (w *baseWallet) fallbackFeeRate() uint64 {
	return w.cfgV.Load().(*baseWalletConfig).fallbackFeeRate
}

func (w *baseWallet) feeRateLimit() uint64 {
	return w.cfgV.Load().(*baseWalletConfig).feeRateLimit
}

func (w *baseWallet) redeemConfTarget() uint64 {
	return w.cfgV.Load().(*baseWalletConfig).redeemConfTarget
}

func (w *baseWallet) useSplitTx() bool {
	return w.cfgV.Load().(*baseWalletConfig).useSplitTx
}

func (w *baseWallet) UseSplitTx() bool {
	return w.useSplitTx()
}

func (w *baseWallet) apiFeeFallback() bool {
	return w.cfgV.Load().(*baseWalletConfig).apiFeeFallback
}

type intermediaryWallet struct {
	*baseWallet
	txFeeEstimator txFeeEstimator
	tipRedeemer    tipRedemptionWallet

	syncingTxHistory atomic.Bool
}

// ExchangeWalletSPV embeds a ExchangeWallet, but also provides the Rescan
// method to implement asset.Rescanner.
type ExchangeWalletSPV struct {
	*intermediaryWallet
	*authAddOn

	spvNode *spvWallet
}

// ExchangeWalletFullNode implements Wallet and adds the FeeRate method.
type ExchangeWalletFullNode struct {
	*intermediaryWallet
	*authAddOn
}

type ExchangeWalletNoAuth struct {
	*intermediaryWallet
}

// ExchangeWalletAccelerator implements the Accelerator interface on an
// ExchangeWalletFullNode.
type ExchangeWalletAccelerator struct {
	*ExchangeWalletFullNode
}

// Check that wallets satisfy their supported interfaces.
var _ asset.Wallet = (*intermediaryWallet)(nil)
var _ asset.Accelerator = (*ExchangeWalletAccelerator)(nil)
var _ asset.Accelerator = (*ExchangeWalletSPV)(nil)
var _ asset.Withdrawer = (*baseWallet)(nil)
var _ asset.FeeRater = (*baseWallet)(nil)
var _ asset.Rescanner = (*ExchangeWalletSPV)(nil)
var _ asset.LogFiler = (*ExchangeWalletSPV)(nil)
var _ asset.Recoverer = (*ExchangeWalletSPV)(nil)
var _ asset.PeerManager = (*ExchangeWalletSPV)(nil)
var _ asset.TxFeeEstimator = (*intermediaryWallet)(nil)
var _ asset.Bonder = (*baseWallet)(nil)
var _ asset.Authenticator = (*ExchangeWalletSPV)(nil)
var _ asset.Authenticator = (*ExchangeWalletFullNode)(nil)
var _ asset.Authenticator = (*ExchangeWalletAccelerator)(nil)
var _ asset.AddressReturner = (*baseWallet)(nil)
var _ asset.WalletHistorian = (*ExchangeWalletSPV)(nil)

// RecoveryCfg is the information that is transferred from the old wallet
// to the new one when the wallet is recovered.
type RecoveryCfg struct {
	NumExternalAddresses uint32 `ini:"numexternaladdr"`
	NumInternalAddresses uint32 `ini:"numinternaladdr"`
}

// GetRecoveryCfg returns information that will help the wallet get
// back to its previous state after it is recreated. Part of the
// Recoverer interface.
func (btc *ExchangeWalletSPV) GetRecoveryCfg() (map[string]string, error) {
	internal, external, err := btc.spvNode.numDerivedAddresses()
	if err != nil {
		return nil, err
	}

	reCfg := &RecoveryCfg{
		NumInternalAddresses: internal,
		NumExternalAddresses: external,
	}
	cfg, err := config.Mapify(reCfg)
	if err != nil {
		return nil, err
	}

	return cfg, nil
}

// Destroy will delete all the wallet files so the wallet can be recreated.
// Part of the Recoverer interface.
func (btc *ExchangeWalletSPV) Move(backupDir string) error {
	err := btc.spvNode.moveWalletData(backupDir)
	if err != nil {
		return fmt.Errorf("unable to move wallet data: %w", err)
	}

	return nil
}

// Rescan satisfies the asset.Rescanner interface, and issues a rescan wallet
// command if the backend is an SPV wallet.
func (btc *ExchangeWalletSPV) Rescan(_ context.Context, _ /* bday already stored internally */ uint64) error {
	atomic.StoreInt64(&btc.tipAtConnect, 0) // for progress
	// Caller should start calling SyncStatus on a ticker.
	if err := btc.spvNode.wallet.RescanAsync(); err != nil {
		return err
	}
	btc.receiveTxLastQuery.Store(0)
	// Rescan is occuring asynchronously, so there's probably no point in
	// running checkPendingTxs.
	return nil
}

// Peers returns a list of peers that the wallet is connected to.
func (btc *ExchangeWalletSPV) Peers() ([]*asset.WalletPeer, error) {
	return btc.spvNode.peers()
}

// AddPeer connects the wallet to a new peer. The peer's address will be
// persisted and connected to each time the wallet is started up.
func (btc *ExchangeWalletSPV) AddPeer(addr string) error {
	return btc.spvNode.addPeer(addr)
}

// RemovePeer will remove a peer that was added by AddPeer. This peer may
// still be connected to by the wallet if it discovers it on it's own.
func (btc *ExchangeWalletSPV) RemovePeer(addr string) error {
	return btc.spvNode.removePeer(addr)
}

var _ asset.FeeRater = (*ExchangeWalletFullNode)(nil)
var _ asset.FeeRater = (*ExchangeWalletNoAuth)(nil)

// FeeRate satisfies asset.FeeRater.
func (btc *baseWallet) FeeRate() (rate uint64, tooLow bool) {
	rate, tooLow, err := btc.feeRate(1, btc.feeRateLimit())
	if err != nil {
		btc.log.Tracef("Failed to get fee rate: %v", err)
		return 0, false
	}
	return rate, tooLow
}

// FeeRateSwap is same as FeeRate but for swaps.
func (btc *baseWallet) FeeRateSwap() (rate uint64, tooLow bool) {
	rate, tooLow, err := btc.feeRate(1, 2*btc.feeRateLimit())
	if err != nil {
		btc.log.Tracef("Failed to get fee rate: %v", err)
		return 0, false
	}
	return rate, tooLow
}

// LogFilePath returns the path to the neutrino log file.
func (btc *ExchangeWalletSPV) LogFilePath() string {
	return btc.spvNode.logFilePath()
}

// WithdrawTx generates a transaction that withdraws all funds to the specified
// address.
func (btc *ExchangeWalletSPV) WithdrawTx(ctx context.Context, walletPW []byte, addr btcutil.Address) (_ *wire.MsgTx, err error) {
	btc.ctx = ctx
	spvw := btc.node.(*spvWallet)
	spvw.cl, err = spvw.wallet.Start()
	if err != nil {
		return nil, fmt.Errorf("error starting wallet")
	}

	defer spvw.wallet.Stop()

	if err := spvw.Unlock(walletPW); err != nil {
		return nil, fmt.Errorf("error unlocking wallet: %w", err)
	}

	feeRate, _ := btc.FeeRate()
	if feeRate == 0 {
		return nil, errors.New("no fee rate")
	}
	utxos, _, _, err := btc.cm.SpendableUTXOs(0)
	if err != nil {
		return nil, err
	}
	var inputsSize uint64
	coins := make(asset.Coins, 0, len(utxos))
	for _, utxo := range utxos {
		op := NewOutput(utxo.TxHash, utxo.Vout, utxo.Amount)
		coins = append(coins, op)
		inputsSize += uint64(utxo.Input.VBytes())
	}

	var baseSize uint64 = dexbtc.MinimumTxOverhead
	if btc.segwit {
		baseSize += dexbtc.P2WPKHOutputSize * 2
	} else {
		baseSize += dexbtc.P2PKHOutputSize * 2
	}

	fundedTx, totalIn, _, err := btc.fundedTx(coins)
	if err != nil {
		return nil, fmt.Errorf("error adding inputs to transaction: %w", err)
	}

	fees := feeRate * (inputsSize + baseSize)
	toSend := totalIn - fees

	signedTx, _, _, err := btc.signTxAndAddChange(fundedTx, addr, toSend, 0, feeRate)
	if err != nil {
		return nil, err
	}

	return signedTx, nil
}

func parseChainParams(net dex.Network) (*chaincfg.Params, error) {
	switch net {
	case dex.Mainnet:
		return &chaincfg.MainNetParams, nil
	case dex.Testnet:
		return &chaincfg.TestNet3Params, nil
	case dex.Regtest:
		return &chaincfg.RegressionNetParams, nil
	}
	return nil, fmt.Errorf("unknown network ID %v", net)
}

// NewWallet is the exported constructor by which the DEX will import the
// exchange wallet.
func NewWallet(cfg *asset.WalletConfig, logger dex.Logger, net dex.Network) (asset.Wallet, error) {
	params, err := parseChainParams(net)
	if err != nil {
		return nil, err
	}

	cloneCFG := &BTCCloneCFG{
		WalletCFG:           cfg,
		MinNetworkVersion:   minNetworkVersion,
		WalletInfo:          WalletInfo,
		Symbol:              "btc",
		Logger:              logger,
		Network:             net,
		ChainParams:         params,
		Ports:               dexbtc.RPCPorts,
		DefaultFallbackFee:  defaultFee,
		DefaultFeeRateLimit: defaultFeeRateLimit,
		Segwit:              true,
		// FeeEstimator must default to rpcFeeRate if not set, but set a
		// specific external estimator:
		ExternalFeeEstimator: externalFeeRate,
		AssetID:              BipID,
	}

	switch cfg.Type {
	case walletTypeSPV:
		return OpenSPVWallet(cloneCFG, openSPVWallet)
	case walletTypeRPC, walletTypeLegacy:
		rpcWallet, err := BTCCloneWallet(cloneCFG)
		if err != nil {
			return nil, err
		}
		return &ExchangeWalletAccelerator{rpcWallet}, nil
	case walletTypeElectrum:
		cloneCFG.Ports = dexbtc.NetPorts{} // no default ports
		ver, err := dex.SemverFromString(needElectrumVersion)
		if err != nil {
			return nil, err
		}
		cloneCFG.MinElectrumVersion = *ver
		return ElectrumWallet(cloneCFG)
	default:
		makeCustomWallet, ok := customSPVWalletConstructors[cfg.Type]
		if !ok {
			return nil, fmt.Errorf("unknown wallet type %q", cfg.Type)
		}

		// Create custom wallet first and return early if we encounter any
		// error.
		btcWallet, err := makeCustomWallet(cfg.Settings, cloneCFG.ChainParams)
		if err != nil {
			return nil, fmt.Errorf("btc custom wallet setup error: %v", err)
		}

		walletConstructor := func(_ string, _ *WalletConfig, _ *chaincfg.Params, _ dex.Logger) BTCWallet {
			return btcWallet
		}
		return OpenSPVWallet(cloneCFG, walletConstructor)
	}
}

// BTCCloneWallet creates a wallet backend for a set of network parameters and
// default network ports. A BTC clone can use this method, possibly in
// conjunction with ReadCloneParams, to create a ExchangeWallet for other assets
// with minimal coding.
func BTCCloneWallet(cfg *BTCCloneCFG) (*ExchangeWalletFullNode, error) {
	iw, err := btcCloneWallet(cfg)
	if err != nil {
		return nil, err
	}
	return &ExchangeWalletFullNode{iw, &authAddOn{iw.node}}, nil
}

// BTCCloneWalletNoAuth is like BTCCloneWallet but the wallet created does not
// implement asset.Authenticator.
func BTCCloneWalletNoAuth(cfg *BTCCloneCFG) (*ExchangeWalletNoAuth, error) {
	iw, err := btcCloneWallet(cfg)
	if err != nil {
		return nil, err
	}
	return &ExchangeWalletNoAuth{iw}, nil
}

// btcCloneWallet creates a wallet backend for a set of network parameters and
// default network ports.
func btcCloneWallet(cfg *BTCCloneCFG) (*intermediaryWallet, error) {
	clientCfg, client, err := parseRPCWalletConfig(cfg.WalletCFG.Settings, cfg.Symbol, cfg.Network, cfg.Ports, cfg.SingularWallet)
	if err != nil {
		return nil, err
	}

	iw, err := newRPCWallet(client, cfg, clientCfg)
	if err != nil {
		return nil, fmt.Errorf("error creating %s exchange wallet: %v", cfg.Symbol,
			err)
	}

	return iw, nil
}

// newRPCWallet creates the ExchangeWallet and starts the block monitor.
func newRPCWallet(requester RawRequester, cfg *BTCCloneCFG, parsedCfg *RPCWalletConfig) (*intermediaryWallet, error) {
	btc, err := newUnconnectedWallet(cfg, &parsedCfg.WalletConfig)
	if err != nil {
		return nil, err
	}

	blockDeserializer := cfg.BlockDeserializer
	if blockDeserializer == nil {
		blockDeserializer = deserializeBlock
	}

	core := &rpcCore{
		rpcConfig:         &parsedCfg.RPCConfig,
		cloneParams:       cfg,
		segwit:            cfg.Segwit,
		decodeAddr:        btc.decodeAddr,
		stringAddr:        btc.stringAddr,
		deserializeBlock:  blockDeserializer,
		legacyRawSends:    cfg.LegacyRawFeeLimit,
		minNetworkVersion: cfg.MinNetworkVersion,
		log:               cfg.Logger.SubLogger("RPC"),
		chainParams:       cfg.ChainParams,
		omitAddressType:   cfg.OmitAddressType,
		legacySignTx:      cfg.LegacySignTxRPC,
		booleanGetBlock:   cfg.BooleanGetBlockRPC,
		unlockSpends:      cfg.UnlockSpends,

		deserializeTx:      btc.deserializeTx,
		serializeTx:        btc.serializeTx,
		hashTx:             btc.hashTx,
		numericGetRawTxRPC: cfg.NumericGetRawRPC,
		manualMedianTime:   cfg.ManualMedianTime,

		legacyValidateAddressRPC: cfg.LegacyValidateAddressRPC,
		omitRPCOptionsArg:        cfg.OmitRPCOptionsArg,
		privKeyFunc:              cfg.PrivKeyFunc,
	}
	core.requesterV.Store(requester)
	node := newRPCClient(core)
	btc.setNode(node)
	w := &intermediaryWallet{
		baseWallet:     btc,
		txFeeEstimator: node,
		tipRedeemer:    node,
	}

	w.prepareRedemptionFinder()
	return w, nil
}

func decodeAddress(addr string, params *chaincfg.Params) (btcutil.Address, error) {
	a, err := btcutil.DecodeAddress(addr, params)
	if err != nil {
		return nil, err
	}
	if !a.IsForNet(params) {
		return nil, errors.New("wrong network")
	}
	return a, nil
}

func newUnconnectedWallet(cfg *BTCCloneCFG, walletCfg *WalletConfig) (*baseWallet, error) {
	// Make sure we can use the specified wallet directory.
	walletDir := filepath.Join(cfg.WalletCFG.DataDir, cfg.ChainParams.Name)
	if err := os.MkdirAll(walletDir, 0744); err != nil {
		return nil, fmt.Errorf("error creating wallet directory: %w", err)
	}

	baseCfg, err := readBaseWalletConfig(walletCfg)
	if err != nil {
		return nil, err
	}

	addrDecoder := decodeAddress
	if cfg.AddressDecoder != nil {
		addrDecoder = cfg.AddressDecoder
	}

	nonSegwitSigner := rawTxInSig
	if cfg.NonSegwitSigner != nil {
		nonSegwitSigner = cfg.NonSegwitSigner
	}

	initTxSize := uint64(cfg.InitTxSize)
	if initTxSize == 0 {
		if cfg.Segwit {
			initTxSize = dexbtc.InitTxSizeSegwit
		} else {
			initTxSize = dexbtc.InitTxSize
		}
	}

	initTxSizeBase := uint64(cfg.InitTxSizeBase)
	if initTxSizeBase == 0 {
		if cfg.Segwit {
			initTxSizeBase = dexbtc.InitTxSizeBaseSegwit
		} else {
			initTxSizeBase = dexbtc.InitTxSizeBase
		}
	}

	txDeserializer := cfg.TxDeserializer
	if txDeserializer == nil {
		txDeserializer = msgTxFromBytes
	}

	txSerializer := cfg.TxSerializer
	if txSerializer == nil {
		txSerializer = serializeMsgTx
	}

	txSizeCalculator := cfg.TxSizeCalculator
	if txSizeCalculator == nil {
		txSizeCalculator = dexbtc.MsgTxVBytes
	}

	txHasher := cfg.TxHasher
	if txHasher == nil {
		txHasher = hashTx
	}

	addrStringer := cfg.AddressStringer
	if addrStringer == nil {
		addrStringer = stringifyAddress
	}

	txVersion := cfg.TxVersion
	if txVersion == nil {
		txVersion = func() int32 { return wire.TxVersion }
	}

	addressRecyler, err := NewAddressRecycler(filepath.Join(walletDir, "recycled-addrs.txt"), cfg.Logger)
	if err != nil {
		return nil, err
	}

	var feeCache *feeRateCache
	if cfg.ExternalFeeEstimator != nil {
		feeCache = &feeRateCache{
			f:         cfg.ExternalFeeEstimator,
			shelfLife: cfg.ExternalFeeShelfLife,
		}
	}

	w := &baseWallet{
		symbol:            cfg.Symbol,
		chainParams:       cfg.ChainParams,
		cloneParams:       cfg,
		log:               cfg.Logger,
		emit:              cfg.WalletCFG.Emit,
		peersChange:       cfg.WalletCFG.PeersChange,
		minNetworkVersion: cfg.MinNetworkVersion,
		dustLimit:         cfg.ConstantDustLimit,
		useLegacyBalance:  cfg.LegacyBalance,
		balanceFunc:       cfg.BalanceFunc,
		segwit:            cfg.Segwit,
		initTxSize:        initTxSize,
		initTxSizeBase:    initTxSizeBase,
		signNonSegwit:     nonSegwitSigner,
		localFeeRate:      cfg.FeeEstimator,
		feeCache:          feeCache,
		decodeAddr:        addrDecoder,
		stringAddr:        addrStringer,
		walletInfo:        cfg.WalletInfo,
		deserializeTx:     txDeserializer,
		serializeTx:       txSerializer,
		hashTx:            txHasher,
		calcTxSize:        txSizeCalculator,
		txVersion:         txVersion,
		Network:           cfg.Network,
		pendingTxs:        make(map[chainhash.Hash]ExtendedWalletTx),
		walletDir:         walletDir,
		ar:                addressRecyler,
	}
	w.cfgV.Store(baseCfg)

	// Default to the BTC RPC estimator (see LTC). Consumers can use
	// noLocalFeeRate or a similar dummy function to power feeRate() requests
	// with only an external fee rate source available. Otherwise, all method
	// calls must provide a rate or accept the configured fallback.
	if w.localFeeRate == nil {
		w.localFeeRate = rpcFeeRate
	}

	return w, nil
}

// noLocalFeeRate is a dummy function for BTCCloneCFG.FeeEstimator for a wallet
// instance that cannot support a local fee rate estimate but has an external
// fee rate source.
func noLocalFeeRate(ctx context.Context, rr RawRequester, u uint64) (uint64, error) {
	return 0, errors.New("no local fee rate estimate possible")
}

// OpenSPVWallet opens the previously created native SPV wallet.
func OpenSPVWallet(cfg *BTCCloneCFG, walletConstructor BTCWalletConstructor) (*ExchangeWalletSPV, error) {
	walletCfg := new(WalletConfig)
	err := config.Unmapify(cfg.WalletCFG.Settings, walletCfg)
	if err != nil {
		return nil, err
	}

	// SPV wallets without a FeeEstimator will default to any enabled external
	// fee estimator.
	if cfg.FeeEstimator == nil {
		cfg.FeeEstimator = noLocalFeeRate
	}

	btc, err := newUnconnectedWallet(cfg, walletCfg)
	if err != nil {
		return nil, err
	}

	spvw := &spvWallet{
		chainParams: cfg.ChainParams,
		cfg:         walletCfg,
		dir:         filepath.Join(cfg.WalletCFG.DataDir, cfg.ChainParams.Name),
		log:         cfg.Logger.SubLogger("SPV"),
		tipChan:     make(chan *BlockVector, 8),
		decodeAddr:  btc.decodeAddr,
	}

	spvw.BlockFiltersScanner = NewBlockFiltersScanner(spvw, spvw.log)
	spvw.wallet = walletConstructor(spvw.dir, spvw.cfg, spvw.chainParams, spvw.log)
	btc.setNode(spvw)

	// Set account number for easy reference.
	spvw.acctNum = spvw.wallet.AccountInfo().AccountNumber

	w := &ExchangeWalletSPV{
		intermediaryWallet: &intermediaryWallet{
			baseWallet:     btc,
			txFeeEstimator: spvw,
			tipRedeemer:    spvw,
		},
		authAddOn: &authAddOn{spvw},
		spvNode:   spvw,
	}
	w.prepareRedemptionFinder()
	return w, nil
}

func (btc *baseWallet) setNode(node Wallet) {
	btc.node = node
	btc.cm = NewCoinManager(
		btc.log,
		btc.chainParams,
		func(val, lots, maxFeeRate uint64, reportChange bool) EnoughFunc {
			return orderEnough(val, lots, maxFeeRate, btc.initTxSizeBase, btc.initTxSize, btc.segwit, reportChange)
		},
		func() ([]*ListUnspentResult, error) { // list
			return node.listUnspent()
		},
		func(unlock bool, ops []*Output) error { // lock
			return node.lockUnspent(unlock, ops)
		},
		func() ([]*RPCOutpoint, error) { // listLocked
			return node.listLockUnspent()
		},
		func(txHash *chainhash.Hash, vout uint32) (*wire.TxOut, error) {
			txRaw, _, err := btc.rawWalletTx(txHash)
			if err != nil {
				return nil, err
			}
			msgTx, err := btc.deserializeTx(txRaw)
			if err != nil {
				btc.log.Warnf("Invalid transaction %v (%x): %v", txHash, txRaw, err)
				return nil, nil
			}
			if vout >= uint32(len(msgTx.TxOut)) {
				btc.log.Warnf("Invalid vout %d for %v", vout, txHash)
				return nil, nil
			}
			return msgTx.TxOut[vout], nil
		},
		func(addr btcutil.Address) (string, error) {
			return btc.stringAddr(addr, btc.chainParams)
		},
	)
}

func (btc *intermediaryWallet) prepareRedemptionFinder() {
	btc.rf = NewRedemptionFinder(
		btc.log,
		btc.tipRedeemer.getWalletTransaction,
		btc.tipRedeemer.getBlockHeight,
		btc.tipRedeemer.getBlock,
		btc.tipRedeemer.getBlockHeader,
		btc.hashTx,
		btc.deserializeTx,
		btc.tipRedeemer.getBestBlockHeight,
		btc.tipRedeemer.searchBlockForRedemptions,
		btc.tipRedeemer.getBlockHash,
		btc.tipRedeemer.findRedemptionsInMempool,
	)
}

// Info returns basic information about the wallet and asset.
func (btc *baseWallet) Info() *asset.WalletInfo {
	return btc.walletInfo
}

func (btc *baseWallet) txHistoryDBPath(walletID string) string {
	return filepath.Join(btc.walletDir, fmt.Sprintf("txhistorydb-%s", walletID))
}

// findExistingAddressBasedTxHistoryDB finds the path of a tx history db that
// was created using an address controlled by the wallet. This should only be
// used for wallets that are unable to generate a fingerprint.
func (btc *baseWallet) findExistingAddressBasedTxHistoryDB() (string, error) {
	dir, err := os.Open(btc.walletDir)
	if err != nil {
		return "", fmt.Errorf("error opening wallet directory: %w", err)
	}
	defer dir.Close()

	entries, err := dir.Readdir(0)
	if err != nil {
		return "", fmt.Errorf("error reading wallet directory: %w", err)
	}

	pattern := regexp.MustCompile(`^txhistorydb-(.+)$`)

	for _, entry := range entries {
		if !entry.IsDir() {
			continue
		}

		match := pattern.FindStringSubmatch(entry.Name())
		if match == nil {
			continue
		}

		address := match[1]
		owns, err := btc.OwnsDepositAddress(address)
		if err != nil {
			continue
		}
		if owns {
			return filepath.Join(btc.walletDir, entry.Name()), nil
		}
	}

	return "", nil
}

func (btc *baseWallet) startTxHistoryDB(ctx context.Context) (*sync.WaitGroup, error) {
	var dbPath string
	fingerPrint, err := btc.node.fingerprint()
	if err == nil && fingerPrint != "" {
		dbPath = btc.txHistoryDBPath(fingerPrint)
	}

	if dbPath == "" {
		addressPath, err := btc.findExistingAddressBasedTxHistoryDB()
		if err != nil {
			return nil, err
		}
		if addressPath != "" {
			dbPath = addressPath
		}
	}

	if dbPath == "" {
		depositAddr, err := btc.DepositAddress()
		if err != nil {
			return nil, fmt.Errorf("error getting deposit address: %w", err)
		}
		dbPath = btc.txHistoryDBPath(depositAddr)
	}

	btc.log.Debugf("Using tx history db at %s", dbPath)

	db := NewBadgerTxDB(dbPath, btc.log)
	btc.txHistoryDB.Store(db)

	wg, err := db.Connect(ctx)
	if err != nil {
		return nil, err
	}

	pendingTxs, err := db.GetPendingTxs()
	if err != nil {
		return nil, fmt.Errorf("failed to load unconfirmed txs: %v", err)
	}

	btc.pendingTxsMtx.Lock()
	for _, tx := range pendingTxs {
		txHash, err := chainhash.NewHashFromStr(tx.ID)
		if err != nil {
			btc.log.Errorf("Invalid txid %v from tx history db: %v", tx.ID, err)
			continue
		}
		btc.pendingTxs[*txHash] = *tx
	}
	btc.pendingTxsMtx.Unlock()

	lastQuery, err := db.GetLastReceiveTxQuery()
	if errors.Is(err, ErrNeverQueried) {
		lastQuery = 0
	} else if err != nil {
		return nil, fmt.Errorf("failed to load last query time: %v", err)
	}

	btc.receiveTxLastQuery.Store(lastQuery)

	return wg, nil
}

// connect is shared between Wallet implementations that may have different
// monitoring goroutines or other configuration set after connect. For example
// an asset.Wallet implementation that embeds baseWallet may override Connect to
// perform monitoring differently, but still use this connect method to start up
// the btc.Wallet (the btc.node field).
func (btc *baseWallet) connect(ctx context.Context) (*sync.WaitGroup, error) {
	btc.ctx = ctx
	var wg sync.WaitGroup
	if err := btc.node.connect(ctx, &wg); err != nil {
		return nil, err
	}

	// Initialize the best block.
	bestBlockHdr, err := btc.node.getBestBlockHeader()
	if err != nil {
		return nil, fmt.Errorf("error initializing best block for %s: %w", btc.symbol, err)
	}
	bestBlockHash, err := chainhash.NewHashFromStr(bestBlockHdr.Hash)
	if err != nil {
		return nil, fmt.Errorf("invalid best block hash from %s node: %v", btc.symbol, err)
	}
	// Check for method unknown error for feeRate method.
	_, _, err = btc.feeRate(1, btc.feeRateLimit())
	if isMethodNotFoundErr(err) {
		return nil, fmt.Errorf("fee estimation method not found. Are you configured for the correct RPC?")
	}

	bestBlock := &BlockVector{bestBlockHdr.Height, *bestBlockHash}
	btc.log.Infof("Connected wallet with current best block %v (%d)", bestBlock.Hash, bestBlock.Height)
	btc.tipMtx.Lock()
	btc.currentTip = bestBlock
	btc.tipMtx.Unlock()
	atomic.StoreInt64(&btc.tipAtConnect, btc.currentTip.Height)

	wg.Add(1)
	go func() {
		defer wg.Done()
		<-ctx.Done()
		btc.ar.WriteRecycledAddrsToFile()
	}()

	return &wg, nil
}

// Connect connects the wallet to the btc.Wallet backend and starts monitoring
// blocks and peers. Satisfies the dex.Connector interface.
func (btc *intermediaryWallet) Connect(ctx context.Context) (*sync.WaitGroup, error) {
	wg, err := btc.connect(ctx)
	if err != nil {
		return nil, err
	}

	dbWG, err := btc.startTxHistoryDB(ctx)
	if err != nil {
		return nil, err
	}

	wg.Add(1)
	go func() {
		defer wg.Done()
		dbWG.Wait()
	}()

	wg.Add(1)
	go func() {
		defer wg.Done()
		btc.watchBlocks(ctx)
		btc.rf.CancelRedemptionSearches()
	}()

	wg.Add(1)
	go func() {
		defer wg.Done()
		btc.monitorPeers(ctx)
	}()

	wg.Add(1)
	func() {
		defer wg.Done()
		btc.tipMtx.RLock()
		tip := btc.currentTip
		btc.tipMtx.RUnlock()
		go btc.syncTxHistory(uint64(tip.Height))
	}()

	return wg, nil
}

// Reconfigure attempts to reconfigure the wallet.
func (btc *baseWallet) Reconfigure(ctx context.Context, cfg *asset.WalletConfig, currentAddress string) (restart bool, err error) {
	// See what the node says.
	restart, err = btc.node.reconfigure(cfg, currentAddress)
	if err != nil {
		return false, err
	}

	parsedCfg := new(RPCWalletConfig)
	if err = config.Unmapify(cfg.Settings, parsedCfg); err != nil {
		return false, err
	}
	walletCfg := &parsedCfg.WalletConfig

	// Make sure the configuration parameters are valid. If restart is required,
	// this validates the configuration parameters, preventing an ugly surprise
	// when the caller attempts to open the wallet. If no restart is required,
	// we'll swap out the configuration parameters right away.
	newCfg, err := readBaseWalletConfig(walletCfg)
	if err != nil {
		return false, err
	}
	btc.cfgV.Store(newCfg) // probably won't matter if restart/reinit required

	return restart, nil
}

// IsDust checks if the tx output's value is dust. If the dustLimit is set, it
// is compared against that, otherwise the formula in dexbtc.IsDust is used.
func (btc *baseWallet) IsDust(txOut *wire.TxOut, minRelayTxFee uint64) bool {
	if btc.dustLimit > 0 {
		return txOut.Value < int64(btc.dustLimit)
	}
	return dexbtc.IsDust(txOut, minRelayTxFee)
}

// GetBlockchainInfoResult models the data returned from the getblockchaininfo
// command.
type GetBlockchainInfoResult struct {
	Chain         string `json:"chain"`
	Blocks        int64  `json:"blocks"`
	Headers       int64  `json:"headers"`
	BestBlockHash string `json:"bestblockhash"`
	// InitialBlockDownload will be true if the node is still in the initial
	// block download mode.
	InitialBlockDownload *bool `json:"initialblockdownload"`
	// InitialBlockDownloadComplete will be true if this node has completed its
	// initial block download and is expected to be synced to the network.
	// Zcash uses this terminology instead of initialblockdownload.
	InitialBlockDownloadComplete *bool `json:"initial_block_download_complete"`
}

func (r *GetBlockchainInfoResult) Syncing() bool {
	if r.InitialBlockDownloadComplete != nil && *r.InitialBlockDownloadComplete {
		return false
	}
	if r.InitialBlockDownload != nil && *r.InitialBlockDownload {
		return true
	}
	return r.Headers-r.Blocks > 1
}

// SyncStatus is information about the blockchain sync status.
func (btc *baseWallet) SyncStatus() (*asset.SyncStatus, error) {
	ss, err := btc.node.syncStatus()
	if err != nil {
		return nil, err
	}
	ss.StartingBlocks = uint64(atomic.LoadInt64(&btc.tipAtConnect))
	if ss.Synced {
		numPeers, err := btc.node.peerCount()
		if err != nil {
			return nil, err
		}
		ss.Synced = numPeers > 0
	}
	return ss, nil
}

// OwnsDepositAddress indicates if the provided address can be used
// to deposit funds into the wallet.
func (btc *baseWallet) OwnsDepositAddress(address string) (bool, error) {
	addr, err := btc.decodeAddr(address, btc.chainParams) // maybe move into the ownsAddress impls
	if err != nil {
		return false, err
	}
	return btc.node.ownsAddress(addr)
}

func (btc *baseWallet) balance() (*asset.Balance, error) {
	if btc.balanceFunc != nil {
		locked, err := btc.lockedSats()
		if err != nil {
			return nil, fmt.Errorf("(legacy) lockedSats error: %w", err)
		}
		return btc.balanceFunc(btc.ctx, locked)
	}
	if btc.useLegacyBalance {
		return btc.legacyBalance()
	}
	balances, err := btc.node.balances()
	if err != nil {
		return nil, err
	}
	locked, err := btc.lockedSats()
	if err != nil {
		return nil, err
	}

	return &asset.Balance{
		Available: toSatoshi(balances.Mine.Trusted) - locked,
		Immature:  toSatoshi(balances.Mine.Immature + balances.Mine.Untrusted),
		Locked:    locked,
		Other:     make(map[asset.BalanceCategory]asset.CustomBalance),
	}, nil
}

// Balance should return the total available funds in the wallet.
func (btc *baseWallet) Balance() (*asset.Balance, error) {
	bal, err := btc.balance()
	if err != nil {
		return nil, err
	}

	reserves := btc.bondReserves.Load()
	if reserves > bal.Available {
		btc.log.Warnf("Available balance is below configured reserves: %f < %f",
			toBTC(bal.Available), toBTC(reserves))
		bal.ReservesDeficit = reserves - bal.Available
		reserves = bal.Available
	}

	bal.BondReserves = reserves
	bal.Available -= reserves
	bal.Locked += reserves

	return bal, nil
}

func bondsFeeBuffer(segwit bool, highFeeRate uint64) uint64 {
	const inputCount uint64 = 8 // plan for lots of inputs
	var largeBondTxSize uint64
	if segwit {
		largeBondTxSize = dexbtc.MinimumTxOverhead + dexbtc.P2WSHOutputSize + 1 + dexbtc.BondPushDataSize +
			dexbtc.P2WPKHOutputSize + inputCount*dexbtc.RedeemP2WPKHInputSize
	} else {
		largeBondTxSize = dexbtc.MinimumTxOverhead + dexbtc.P2SHOutputSize + 1 + dexbtc.BondPushDataSize +
			dexbtc.P2PKHOutputSize + inputCount*dexbtc.RedeemP2PKHInputSize
	}

	// Normally we can plan on just 2 parallel "tracks" (single bond overlap
	// when bonds are expired and waiting to refund) but that may increase
	// temporarily if target tier is adjusted up.
	const parallelTracks uint64 = 4
	return parallelTracks * largeBondTxSize * highFeeRate
}

// legacyBalance is used for clones that are < node version 0.18 and so don't
// have 'getbalances'.
func (btc *baseWallet) legacyBalance() (*asset.Balance, error) {
	cl, ok := btc.node.(*rpcClient)
	if !ok {
		return nil, fmt.Errorf("legacyBalance unimplemented for spv clients")
	}

	locked, err := btc.lockedSats()
	if err != nil {
		return nil, fmt.Errorf("(legacy) lockedSats error: %w", err)
	}

	walletInfo, err := cl.GetWalletInfo()
	if err != nil {
		return nil, fmt.Errorf("(legacy) GetWalletInfo error: %w", err)
	}

	return &asset.Balance{
		Available: toSatoshi(walletInfo.Balance+walletInfo.UnconfirmedBalance) - locked,
		Immature:  toSatoshi(walletInfo.ImmatureBalance),
		Locked:    locked,
		Other:     make(map[asset.BalanceCategory]asset.CustomBalance),
	}, nil
}

// feeRate returns the current optimal fee rate in sat / byte using the
// estimatesmartfee RPC or an external API if configured and enabled.
func (btc *baseWallet) feeRate(confTarget uint64, feeRateCap uint64) (feeRate uint64, tooLow bool, err error) {
	allowExternalFeeRate := btc.apiFeeFallback()
	// Because of the problems Bitcoin's unstable estimatesmartfee has caused,
	// we won't use it.
	if btc.symbol != "btc" || !allowExternalFeeRate {
		feeRate, err := btc.localFeeRate(btc.ctx, btc.node, confTarget) // e.g. rpcFeeRate
		if err == nil {
			return feeRate, false, nil
		} else if !allowExternalFeeRate {
			return 0, false, fmt.Errorf("error getting local rate and external rates are disabled: %w", err)
		}
	}

	if btc.feeCache == nil {
		return 0, false, fmt.Errorf("external fee rate fetcher not configured")
	}

	// External estimate fallback. Error if it exceeds our limit, and the caller
	// may use btc.fallbackFeeRate(), as in targetFeeRateWithFallback.
	feeRate, err = btc.feeCache.rate(btc.ctx, btc.Network) // e.g. externalFeeRate
	if err != nil {
		btc.log.Meter("feeRate.rate.fail", time.Hour).Errorf("Failed to get fee rate from external API: %v", err)
		return 0, false, nil
	}
	if feeRate <= 0 { // but fetcher shouldn't return <= 0 without error
		return 0, false, fmt.Errorf("external fee rate value %v doesn't make sense", feeRate)
	}

	btc.log.Tracef("Retrieved fee rate from external API: %v", feeRate)
	if feeRate > feeRateCap {
		btc.log.Tracef("capping fee rate %v retrieved from external API at user-configured limit of %v", feeRate, btc.feeRateLimit())
		if float64(feeRate) > 1.1*float64(feeRateCap) {
			tooLow = true // capped rate will be too low
		}
		feeRate = feeRateCap
	}

	return feeRate, tooLow, nil
}

func rpcFeeRate(ctx context.Context, rr RawRequester, confTarget uint64) (uint64, error) {
	feeResult, err := estimateSmartFee(ctx, rr, confTarget, &btcjson.EstimateModeEconomical)
	if err != nil {
		return 0, err
	}

	if len(feeResult.Errors) > 0 {
		return 0, errors.New(strings.Join(feeResult.Errors, "; "))
	}
	if feeResult.FeeRate == nil {
		return 0, fmt.Errorf("no fee rate available")
	}
	satPerKB, err := btcutil.NewAmount(*feeResult.FeeRate) // satPerKB is 0 when err != nil
	if err != nil {
		return 0, err
	}
	if satPerKB <= 0 {
		return 0, errors.New("zero or negative fee rate")
	}
	return uint64(dex.IntDivUp(int64(satPerKB), 1000)), nil
}

// externalFeeRate gets the fee rate from the external API and returns it
// in sats/vByte.
func externalFeeRate(ctx context.Context, net dex.Network) (uint64, error) {
	// https://mempool.space/docs/api
	var uri string
	if net == dex.Testnet {
		uri = "https://mempool.space/testnet/api/v1/fees/recommended"
	} else {
		uri = "https://mempool.space/api/v1/fees/recommended"
	}
	ctx, cancel := context.WithTimeout(ctx, 4*time.Second)
	defer cancel()
	var resp struct {
		Fastest  uint64 `json:"fastestFee"`
		HalfHour uint64 `json:"halfHourFee"`
		Hour     uint64 `json:"hourFee"`
		Economy  uint64 `json:"economyFee"`
		Minimum  uint64 `json:"minimumFee"`
	}
	if err := dexnet.Get(ctx, uri, &resp, dexnet.WithSizeLimit(1<<14)); err != nil {
		return 0, err
	}
	if resp.Fastest == 0 {
		return 0, errors.New("no fee rate found")
	}
	return resp.Fastest, nil
}

type amount uint64

func (a amount) String() string {
	return strconv.FormatFloat(btcutil.Amount(a).ToBTC(), 'f', -1, 64) // dec, but no trailing zeros
}

// targetFeeRateWithFallback attempts to get a fresh fee rate for the target
// number of confirmations, but falls back to the suggestion or fallbackFeeRate
// via feeRateWithFallback.
func (btc *baseWallet) targetFeeRateWithFallback(confTarget, feeSuggestion uint64) uint64 {
	feeRate, _, err := btc.feeRate(confTarget, btc.feeRateLimit())
	if err == nil && feeRate > 0 {
		btc.log.Tracef("Obtained estimate for %d-conf fee rate, %d", confTarget, feeRate)
		return feeRate
	}
	btc.log.Tracef("no %d-conf feeRate available: %v", confTarget, err)
	return btc.feeRateWithFallback(feeSuggestion)
}

// feeRateWithFallback filters the suggested fee rate by ensuring it is within
// limits. If not, the configured fallbackFeeRate is returned and a warning
// logged.
func (btc *baseWallet) feeRateWithFallback(feeSuggestion uint64) uint64 {
	if feeSuggestion > 0 && feeSuggestion < btc.feeRateLimit() {
		btc.log.Tracef("feeRateWithFallback using caller's suggestion for fee rate, %d.",
			feeSuggestion)
		return feeSuggestion
	}
	btc.log.Warnf("Unable to get optimal fee rate, using fallback of %d", btc.fallbackFeeRate())
	return btc.fallbackFeeRate()
}

// MaxOrder generates information about the maximum order size and associated
// fees that the wallet can support for the given DEX configuration. The fees are an
// estimate based on current network conditions, and will be <= the fees
// associated with nfo.MaxFeeRate. For quote assets, the caller will have to
// calculate lotSize based on a rate conversion from the base asset's lot size.
// lotSize must not be zero and will cause a panic if so.
func (btc *baseWallet) MaxOrder(ord *asset.MaxOrderForm) (*asset.SwapEstimate, error) {
	_, maxEst, err := btc.maxOrder(ord.LotSize, ord.FeeSuggestion, ord.MaxFeeRate)
	return maxEst, err
}

// maxOrder gets the estimate for MaxOrder, and also returns the
// []*CompositeUTXO to be used for further order estimation without additional
// calls to listunspent.
func (btc *baseWallet) maxOrder(lotSize, feeSuggestion, maxFeeRate uint64) (utxos []*CompositeUTXO, est *asset.SwapEstimate, err error) {
	if lotSize == 0 {
		return nil, nil, errors.New("cannot divide by lotSize zero")
	}

	utxos, _, avail, err := btc.cm.SpendableUTXOs(0)
	if err != nil {
		return nil, nil, fmt.Errorf("error parsing unspent outputs: %w", err)
	}

	// Start by attempting max lots with a basic fee.
	basicFee := btc.initTxSize * maxFeeRate
	maxLotsInt := int(avail / (lotSize + basicFee))
	oneLotTooMany := sort.Search(maxLotsInt+1, func(lots int) bool {
		_, _, _, err = btc.estimateSwap(uint64(lots), lotSize, feeSuggestion, maxFeeRate, utxos, true, 1.0)
		// The only failure mode of estimateSwap -> btc.fund is when there is
		// not enough funds.
		return err != nil
	})

	maxLots := uint64(oneLotTooMany - 1)
	if oneLotTooMany == 0 {
		maxLots = 0
	}

	if maxLots > 0 {
		est, _, _, err = btc.estimateSwap(maxLots, lotSize, feeSuggestion, maxFeeRate, utxos, true, 1.0)
		return utxos, est, err
	}

	return utxos, &asset.SwapEstimate{
		FeeReservesPerLot: basicFee,
	}, nil
}

// sizeUnit returns the short form of the unit used to measure size, either
// vB if segwit, else B.
func (btc *baseWallet) sizeUnit() string {
	if btc.segwit {
		return "vB"
	}
	return "B"
}

// PreSwap get order estimates and order options based on the available funds
// and user-selected options.
func (btc *baseWallet) PreSwap(req *asset.PreSwapForm) (*asset.PreSwap, error) {
	// Start with the maxOrder at the default configuration. This gets us the
	// utxo set, the network fee rate, and the wallet's maximum order size. The
	// utxo set can then be used repeatedly in estimateSwap at virtually zero
	// cost since there are no more RPC calls.
	utxos, maxEst, err := btc.maxOrder(req.LotSize, req.FeeSuggestion, req.MaxFeeRate)
	if err != nil {
		return nil, err
	}
	if maxEst.Lots < req.Lots {
		return nil, fmt.Errorf("%d lots available for %d-lot order", maxEst.Lots, req.Lots)
	}

	// Load the user's selected order-time options.
	customCfg := new(swapOptions)
	err = config.Unmapify(req.SelectedOptions, customCfg)
	if err != nil {
		return nil, fmt.Errorf("error parsing selected swap options: %w", err)
	}

	// Parse the configured split transaction.
	split := btc.useSplitTx()
	if customCfg.Split != nil {
		split = *customCfg.Split
	}

	// Parse the configured fee bump.
	bump, err := customCfg.feeBump()
	if err != nil {
		return nil, err
	}

	// Get the estimate using the current configuration.
	est, _, _, err := btc.estimateSwap(req.Lots, req.LotSize, req.FeeSuggestion,
		req.MaxFeeRate, utxos, split, bump)
	if err != nil {
		btc.log.Warnf("estimateSwap failure: %v", err)
	}

	// Always offer the split option, even for non-standing orders since
	// immediately spendable change many be desirable regardless.
	opts := []*asset.OrderOption{btc.splitOption(req, utxos, bump)}

	// Figure out what our maximum available fee bump is, within our 2x hard
	// limit.
	var maxBump float64
	var maxBumpEst *asset.SwapEstimate
	for maxBump = 2.0; maxBump > 1.01; maxBump -= 0.1 {
		if est == nil {
			break
		}
		tryEst, splitUsed, _, err := btc.estimateSwap(req.Lots, req.LotSize,
			req.FeeSuggestion, req.MaxFeeRate, utxos, split, maxBump)
		// If the split used wasn't the configured value, this option is not
		// available.
		if err == nil && split == splitUsed {
			maxBumpEst = tryEst
			break
		}
	}

	if maxBumpEst != nil {
		noBumpEst, _, _, err := btc.estimateSwap(req.Lots, req.LotSize, req.FeeSuggestion,
			req.MaxFeeRate, utxos, split, 1.0)
		if err != nil {
			// shouldn't be possible, since we already succeeded with a higher bump.
			return nil, fmt.Errorf("error getting no-bump estimate: %w", err)
		}

		bumpLabel := "2X"
		if maxBump < 2.0 {
			bumpLabel = strconv.FormatFloat(maxBump, 'f', 1, 64) + "X"
		}

		extraFees := maxBumpEst.RealisticWorstCase - noBumpEst.RealisticWorstCase
		desc := fmt.Sprintf("Add a fee multiplier up to %.1fx (up to ~%s %s more) for faster settlement when %s network traffic is high.",
			maxBump, prettyBTC(extraFees), btc.symbol, btc.walletInfo.Name)

		opts = append(opts, &asset.OrderOption{
			ConfigOption: asset.ConfigOption{
				Key:          swapFeeBumpKey,
				DisplayName:  "Faster Swaps",
				Description:  desc,
				DefaultValue: 1.0,
			},
			XYRange: &asset.XYRange{
				Start: asset.XYRangePoint{
					Label: "1X",
					X:     1.0,
					Y:     float64(req.FeeSuggestion),
				},
				End: asset.XYRangePoint{
					Label: bumpLabel,
					X:     maxBump,
					Y:     float64(req.FeeSuggestion) * maxBump,
				},
				XUnit: "X",
				YUnit: btc.walletInfo.UnitInfo.AtomicUnit + "/" + btc.sizeUnit(),
			},
		})
	}

	return &asset.PreSwap{
		Estimate: est, // may be nil so we can present options, which in turn affect estimate feasibility
		Options:  opts,
	}, nil
}

// SingleLotSwapRefundFees returns the fees for a swap and refund transaction
// for a single lot.
func (btc *baseWallet) SingleLotSwapRefundFees(_ uint32, feeSuggestion uint64, useSafeTxSize bool) (swapFees uint64, refundFees uint64, err error) {
	var numInputs uint64
	if useSafeTxSize {
		numInputs = 12
	} else {
		numInputs = 2
	}

	// TODO: The following is not correct for all BTC clones. e.g. Zcash has
	// a different MinimumTxOverhead (29).

	var swapTxSize uint64
	if btc.segwit {
		inputSize := dexbtc.RedeemP2WPKHInputSize + uint64((dexbtc.RedeemP2PKSigScriptSize+2+3)/4)
		swapTxSize = dexbtc.MinimumTxOverhead + (numInputs * inputSize) + dexbtc.P2WSHOutputSize + dexbtc.P2WPKHOutputSize
	} else {
		swapTxSize = dexbtc.MinimumTxOverhead + (numInputs * dexbtc.RedeemP2PKHInputSize) + dexbtc.P2SHOutputSize + dexbtc.P2PKHOutputSize
	}

	var refundTxSize uint64
	if btc.segwit {
		witnessVBytes := uint64((dexbtc.RefundSigScriptSize + 2 + 3) / 4)
		refundTxSize = dexbtc.MinimumTxOverhead + dexbtc.TxInOverhead + witnessVBytes + dexbtc.P2WPKHOutputSize
	} else {
		inputSize := uint64(dexbtc.TxInOverhead + dexbtc.RefundSigScriptSize)
		refundTxSize = dexbtc.MinimumTxOverhead + inputSize + dexbtc.P2PKHOutputSize
	}

	return swapTxSize * feeSuggestion, refundTxSize * feeSuggestion, nil
}

// splitOption constructs an *asset.OrderOption with customized text based on the
// difference in fees between the configured and test split condition.
func (btc *baseWallet) splitOption(req *asset.PreSwapForm, utxos []*CompositeUTXO, bump float64) *asset.OrderOption {
	opt := &asset.OrderOption{
		ConfigOption: asset.ConfigOption{
			Key:           splitKey,
			DisplayName:   "Pre-size Funds",
			IsBoolean:     true,
			DefaultValue:  btc.useSplitTx(), // not nil interface
			ShowByDefault: true,
		},
		Boolean: &asset.BooleanConfig{},
	}

	noSplitEst, _, noSplitLocked, err := btc.estimateSwap(req.Lots, req.LotSize,
		req.FeeSuggestion, req.MaxFeeRate, utxos, false, bump)
	if err != nil {
		btc.log.Errorf("estimateSwap (no split) error: %v", err)
		opt.Boolean.Reason = fmt.Sprintf("estimate without a split failed with \"%v\"", err)
		return opt // utility and overlock report unavailable, but show the option
	}
	splitEst, splitUsed, splitLocked, err := btc.estimateSwap(req.Lots, req.LotSize,
		req.FeeSuggestion, req.MaxFeeRate, utxos, true, bump)
	if err != nil {
		btc.log.Errorf("estimateSwap (with split) error: %v", err)
		opt.Boolean.Reason = fmt.Sprintf("estimate with a split failed with \"%v\"", err)
		return opt // utility and overlock report unavailable, but show the option
	}
	symbol := strings.ToUpper(btc.symbol)

	if !splitUsed || splitLocked >= noSplitLocked { // locked check should be redundant
		opt.Boolean.Reason = fmt.Sprintf("avoids no %s overlock for this order (ignored)", symbol)
		opt.Description = fmt.Sprintf("A split transaction for this order avoids no %s overlock, "+
			"but adds additional fees.", symbol)
		opt.DefaultValue = false
		return opt // not enabled by default, but explain why
	}

	overlock := noSplitLocked - splitLocked
	pctChange := (float64(splitEst.RealisticWorstCase)/float64(noSplitEst.RealisticWorstCase) - 1) * 100
	if pctChange > 1 {
		opt.Boolean.Reason = fmt.Sprintf("+%d%% fees, avoids %s %s overlock", int(math.Round(pctChange)), prettyBTC(overlock), symbol)
	} else {
		opt.Boolean.Reason = fmt.Sprintf("+%.1f%% fees, avoids %s %s overlock", pctChange, prettyBTC(overlock), symbol)
	}

	xtraFees := splitEst.RealisticWorstCase - noSplitEst.RealisticWorstCase
	opt.Description = fmt.Sprintf("Using a split transaction to prevent temporary overlock of %s %s, but for additional fees of %s %s",
		prettyBTC(overlock), symbol, prettyBTC(xtraFees), symbol)

	return opt
}

// estimateSwap prepares an *asset.SwapEstimate.
func (btc *baseWallet) estimateSwap(lots, lotSize, feeSuggestion, maxFeeRate uint64, utxos []*CompositeUTXO,
	trySplit bool, feeBump float64) (*asset.SwapEstimate, bool /*split used*/, uint64 /*amt locked*/, error) {

	var avail uint64
	for _, utxo := range utxos {
		avail += utxo.Amount
	}
	reserves := btc.bondReserves.Load()

	// If there is a fee bump, the networkFeeRate can be higher than the
	// MaxFeeRate
	bumpedMaxRate := maxFeeRate
	bumpedNetRate := feeSuggestion
	if feeBump > 1 {
		bumpedMaxRate = uint64(math.Ceil(float64(bumpedMaxRate) * feeBump))
		bumpedNetRate = uint64(math.Ceil(float64(bumpedNetRate) * feeBump))
	}

	feeReservesPerLot := bumpedMaxRate * btc.initTxSize

	val := lots * lotSize
	// The orderEnough func does not account for a split transaction at the start,
	// so it is possible that funding for trySplit would actually choose more
	// UTXOs. Actual order funding accounts for this. For this estimate, we will
	// just not use a split tx if the split-adjusted required funds exceeds the
	// total value of the UTXO selected with this enough closure.
	sum, _, inputsSize, _, _, _, _, err := TryFund(utxos,
		orderEnough(val, lots, bumpedMaxRate, btc.initTxSizeBase, btc.initTxSize, btc.segwit, trySplit))
	if err != nil {
		return nil, false, 0, fmt.Errorf("error funding swap value %s: %w", amount(val), err)
	}

	digestInputs := func(inputsSize uint64) (reqFunds, maxFees, estHighFees, estLowFees uint64) {
		reqFunds = calc.RequiredOrderFunds(val, inputsSize, lots,
			btc.initTxSizeBase, btc.initTxSize, bumpedMaxRate) // same as in enough func
		maxFees = reqFunds - val

		estHighFunds := calc.RequiredOrderFunds(val, inputsSize, lots,
			btc.initTxSizeBase, btc.initTxSize, bumpedNetRate)
		estHighFees = estHighFunds - val

		estLowFunds := calc.RequiredOrderFunds(val, inputsSize, 1,
			btc.initTxSizeBase, btc.initTxSize, bumpedNetRate) // best means single multi-lot match, even better than batch
		estLowFees = estLowFunds - val
		return
	}

	reqFunds, maxFees, estHighFees, estLowFees := digestInputs(inputsSize)

	// Math for split transactions is a little different.
	if trySplit {
		_, splitMaxFees := btc.splitBaggageFees(bumpedMaxRate, false)
		_, splitFees := btc.splitBaggageFees(bumpedNetRate, false)
		reqTotal := reqFunds + splitMaxFees // ~ rather than actually fund()ing again
		if reqTotal <= sum && sum-reqTotal >= reserves {
			return &asset.SwapEstimate{
				Lots:               lots,
				Value:              val,
				MaxFees:            maxFees + splitMaxFees,
				RealisticBestCase:  estLowFees + splitFees,
				RealisticWorstCase: estHighFees + splitFees,
				FeeReservesPerLot:  feeReservesPerLot,
			}, true, reqFunds, nil // requires reqTotal, but locks reqFunds in the split output
		}
	}

	if sum > avail-reserves {
		if trySplit {
			return nil, false, 0, errors.New("balance too low to both fund order and maintain bond reserves")
		}
		kept := leastOverFund(reserveEnough(reserves), utxos)
		utxos := UTxOSetDiff(utxos, kept)
		sum, _, inputsSize, _, _, _, _, err = TryFund(utxos, orderEnough(val, lots, bumpedMaxRate, btc.initTxSizeBase, btc.initTxSize, btc.segwit, false))
		if err != nil {
			return nil, false, 0, fmt.Errorf("error funding swap value %s: %w", amount(val), err)
		}
		_, maxFees, estHighFees, estLowFees = digestInputs(inputsSize)
	}

	return &asset.SwapEstimate{
		Lots:               lots,
		Value:              val,
		MaxFees:            maxFees,
		RealisticBestCase:  estLowFees,
		RealisticWorstCase: estHighFees,
		FeeReservesPerLot:  feeReservesPerLot,
	}, false, sum, nil
}

// PreRedeem generates an estimate of the range of redemption fees that could
// be assessed.
func (btc *baseWallet) preRedeem(numLots, feeSuggestion uint64, options map[string]string) (*asset.PreRedeem, error) {
	feeRate := feeSuggestion
	if feeRate == 0 {
		feeRate = btc.targetFeeRateWithFallback(btc.redeemConfTarget(), 0)
	}
	// Best is one transaction with req.Lots inputs and 1 output.
	var best uint64 = dexbtc.MinimumTxOverhead
	// Worst is req.Lots transactions, each with one input and one output.
	var worst uint64 = dexbtc.MinimumTxOverhead * numLots
	var inputSize, outputSize uint64
	if btc.segwit {
		// Add the marker and flag weight here.
		inputSize = dexbtc.TxInOverhead + (dexbtc.RedeemSwapSigScriptSize+2+3)/4
		outputSize = dexbtc.P2WPKHOutputSize

	} else {
		inputSize = dexbtc.TxInOverhead + dexbtc.RedeemSwapSigScriptSize
		outputSize = dexbtc.P2PKHOutputSize
	}
	best += inputSize*numLots + outputSize
	worst += (inputSize + outputSize) * numLots

	// Read the order options.
	customCfg := new(redeemOptions)
	err := config.Unmapify(options, customCfg)
	if err != nil {
		return nil, fmt.Errorf("error parsing selected options: %w", err)
	}

	// Parse the configured fee bump.
	currentBump := 1.0
	if customCfg.FeeBump != nil {
		bump := *customCfg.FeeBump
		if bump < 1.0 || bump > 2.0 {
			return nil, fmt.Errorf("invalid fee bump: %f", bump)
		}
		currentBump = bump
	}

	opts := []*asset.OrderOption{{
		ConfigOption: asset.ConfigOption{
			Key:          redeemFeeBumpFee,
			DisplayName:  "Change Redemption Fees",
			Description:  "Bump the redemption transaction fees up to 2x for faster confirmation of your redemption transaction.",
			DefaultValue: 1.0,
		},
		XYRange: &asset.XYRange{
			Start: asset.XYRangePoint{
				Label: "1X",
				X:     1.0,
				Y:     float64(feeRate),
			},
			End: asset.XYRangePoint{
				Label: "2X",
				X:     2.0,
				Y:     float64(feeRate * 2),
			},
			YUnit: btc.walletInfo.UnitInfo.AtomicUnit + "/" + btc.sizeUnit(),
			XUnit: "X",
		},
	}}

	return &asset.PreRedeem{
		Estimate: &asset.RedeemEstimate{
			RealisticWorstCase: uint64(math.Round(float64(worst*feeRate) * currentBump)),
			RealisticBestCase:  uint64(math.Round(float64(best*feeRate) * currentBump)),
		},
		Options: opts,
	}, nil
}

// PreRedeem generates an estimate of the range of redemption fees that could
// be assessed.
func (btc *baseWallet) PreRedeem(form *asset.PreRedeemForm) (*asset.PreRedeem, error) {
	return btc.preRedeem(form.Lots, form.FeeSuggestion, form.SelectedOptions)
}

// SingleLotRedeemFees returns the fees for a redeem transaction for a single lot.
func (btc *baseWallet) SingleLotRedeemFees(_ uint32, feeSuggestion uint64) (uint64, error) {
	preRedeem, err := btc.preRedeem(1, feeSuggestion, nil)
	if err != nil {
		return 0, err
	}
	return preRedeem.Estimate.RealisticWorstCase, nil
}

// FundOrder selects coins for use in an order. The coins will be locked, and
// will not be returned in subsequent calls to FundOrder or calculated in calls
// to Available, unless they are unlocked with ReturnCoins.
// The returned []dex.Bytes contains the redeem scripts for the selected coins.
// Equal number of coins and redeemed scripts must be returned. A nil or empty
// dex.Bytes should be appended to the redeem scripts collection for coins with
// no redeem script.
func (btc *baseWallet) FundOrder(ord *asset.Order) (asset.Coins, []dex.Bytes, uint64, error) {
	ordValStr := amount(ord.Value).String()
	btc.log.Debugf("Attempting to fund order for %s %s, maxFeeRate = %d, max swaps = %d",
		ordValStr, btc.symbol, ord.MaxFeeRate, ord.MaxSwapCount)

	if ord.Value == 0 {
		return nil, nil, 0, fmt.Errorf("cannot fund value = 0")
	}
	if ord.MaxSwapCount == 0 {
		return nil, nil, 0, fmt.Errorf("cannot fund a zero-lot order")
	}
	if ord.FeeSuggestion > ord.MaxFeeRate {
		return nil, nil, 0, fmt.Errorf("fee suggestion %d > max fee rate %d", ord.FeeSuggestion, ord.MaxFeeRate)
	}
	// This is just a sanity check that doesn't allow Bison wallet to configure lower fees
	// on client side (server doesn't enforce/check this really), we know better than whatever
	// server suggests.
	//// Check wallets fee rate limit against server's max fee rate
	//if btc.feeRateLimit() < ord.MaxFeeRate {
	//	return nil, nil, 0, fmt.Errorf(
	//		"%v: server's max fee rate %v higher than configued fee rate limit %v",
	//		dex.BipIDSymbol(BipID), ord.MaxFeeRate, btc.feeRateLimit())
	//}

	customCfg := new(swapOptions)
	err := config.Unmapify(ord.Options, customCfg)
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error parsing swap options: %w", err)
	}

	bumpedMaxRate, err := calcBumpedRate(ord.MaxFeeRate, customCfg.FeeBump)
	if err != nil {
		btc.log.Errorf("calcBumpRate error: %v", err)
	}

	// If a split is not requested, but is forced, create an extra output from
	// the split tx to help avoid a forced split in subsequent orders.
	var extraSplitOutput uint64
	useSplit := btc.useSplitTx()
	if customCfg.Split != nil {
		useSplit = *customCfg.Split
	}

	reserves := btc.bondReserves.Load()
	minConfs := uint32(0)
	coins, fundingCoins, spents, redeemScripts, inputsSize, sum, err := btc.cm.Fund(reserves, minConfs, true,
		orderEnough(ord.Value, ord.MaxSwapCount, bumpedMaxRate, btc.initTxSizeBase, btc.initTxSize, btc.segwit, useSplit))
	if err != nil {
		if !useSplit && reserves > 0 {
			// Force a split if funding failure may be due to reserves.
			btc.log.Infof("Retrying order funding with a forced split transaction to help respect reserves.")
			useSplit = true
			coins, fundingCoins, spents, redeemScripts, inputsSize, sum, err = btc.cm.Fund(reserves, minConfs, true,
				orderEnough(ord.Value, ord.MaxSwapCount, bumpedMaxRate, btc.initTxSizeBase, btc.initTxSize, btc.segwit, useSplit))
			extraSplitOutput = reserves + btc.BondsFeeBuffer(ord.FeeSuggestion)
		}
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error funding swap value of %s: %w", amount(ord.Value), err)
		}
	}

	if useSplit {
		// We apply the bumped fee rate to the split transaction when the
		// PreSwap is created, so we use that bumped rate here too.
		// But first, check that it's within bounds.
		splitFeeRate := ord.FeeSuggestion
		if splitFeeRate == 0 {
			// TODO
			// 1.0: Error when no suggestion.
			// return nil, nil, fmt.Errorf("cannot do a split transaction without a fee rate suggestion from the server")
			splitFeeRate = btc.targetFeeRateWithFallback(btc.redeemConfTarget(), 0)
			// We PreOrder checked this as <= MaxFeeRate, so use that as an
			// upper limit.
			if splitFeeRate > ord.MaxFeeRate {
				splitFeeRate = ord.MaxFeeRate
			}
		}
		splitFeeRate, err = calcBumpedRate(splitFeeRate, customCfg.FeeBump)
		if err != nil {
			btc.log.Errorf("calcBumpRate error: %v", err)
		}

		splitCoins, split, splitFees, err := btc.split(ord.Value, ord.MaxSwapCount, spents,
			inputsSize, fundingCoins, splitFeeRate, bumpedMaxRate, extraSplitOutput)
		if err != nil {
			if err := btc.ReturnCoins(coins); err != nil {
				btc.log.Errorf("Error returning coins: %v", err)
			}
			return nil, nil, 0, err
		} else if split {
			return splitCoins, []dex.Bytes{nil}, splitFees, nil // no redeem script required for split tx output
		}
		return coins, redeemScripts, 0, nil // splitCoins == coins
	}

	btc.log.Infof("Funding %s %s order with coins %v worth %s",
		ordValStr, btc.symbol, coins, amount(sum))

	return coins, redeemScripts, 0, nil
}

// fundsRequiredForMultiOrders returns an slice of the required funds for each
// of a slice of orders and the total required funds.
func (btc *baseWallet) fundsRequiredForMultiOrders(orders []*asset.MultiOrderValue, feeRate uint64, splitBuffer float64, swapInputSize uint64) ([]uint64, uint64) {
	requiredForOrders := make([]uint64, len(orders))
	var totalRequired uint64

	for i, value := range orders {
		req := calc.RequiredOrderFunds(value.Value, swapInputSize, value.MaxSwapCount, btc.initTxSizeBase, btc.initTxSize, feeRate)
		req = uint64(math.Round(float64(req) * (100 + splitBuffer) / 100))
		requiredForOrders[i] = req
		totalRequired += req
	}

	return requiredForOrders, totalRequired
}

// fundMultiSplitTx uses the utxos provided and attempts to fund a multi-split
// transaction to fund each of the orders. If successful, it returns the
// funding coins and outputs.
func (btc *baseWallet) fundMultiSplitTx(
	orders []*asset.MultiOrderValue,
	utxos []*CompositeUTXO,
	splitTxFeeRate, maxFeeRate uint64,
	splitBuffer float64,
	keep, maxLock uint64,
) (bool, asset.Coins, []*Output) {

	var swapInputSize uint64
	if btc.segwit {
		swapInputSize = dexbtc.RedeemP2WPKHInputTotalSize
	} else {
		swapInputSize = dexbtc.RedeemP2PKHInputSize
	}
	_, totalOutputRequired := btc.fundsRequiredForMultiOrders(orders, maxFeeRate, splitBuffer, swapInputSize)

	var splitTxSizeWithoutInputs uint64 = dexbtc.MinimumTxOverhead
	numOutputs := len(orders)
	if keep > 0 {
		numOutputs++
	}
	if btc.segwit {
		splitTxSizeWithoutInputs += uint64(dexbtc.P2WPKHOutputSize * numOutputs)
	} else {
		splitTxSizeWithoutInputs += uint64(dexbtc.P2PKHOutputSize * numOutputs)
	}
	enough := func(_, inputsSize, sum uint64) (bool, uint64) {
		splitTxFee := (splitTxSizeWithoutInputs + inputsSize) * splitTxFeeRate
		req := totalOutputRequired + splitTxFee
		return sum >= req, sum - req
	}

	fundSplitCoins, _, spents, _, inputsSize, _, err := btc.cm.FundWithUTXOs(utxos, keep, false, enough)
	if err != nil {
		return false, nil, nil
	}

	if maxLock > 0 {
		totalSize := inputsSize + splitTxSizeWithoutInputs
		if totalOutputRequired+(totalSize*splitTxFeeRate) > maxLock {
			return false, nil, nil
		}
	}

	return true, fundSplitCoins, spents
}

// submitMultiSplitTx creates a multi-split transaction using fundingCoins with
// one output for each order, and submits it to the network.
func (btc *baseWallet) submitMultiSplitTx(fundingCoins asset.Coins, spents []*Output, orders []*asset.MultiOrderValue,
	maxFeeRate, splitTxFeeRate uint64, splitBuffer float64) ([]asset.Coins, uint64, error) {
	baseTx, totalIn, _, err := btc.fundedTx(fundingCoins)
	if err != nil {
		return nil, 0, err
	}

	btc.cm.lockUnspent(false, spents)
	var success bool
	defer func() {
		if !success {
			btc.node.lockUnspent(true, spents)
		}
	}()

	var swapInputSize uint64
	if btc.segwit {
		swapInputSize = dexbtc.RedeemP2WPKHInputTotalSize
	} else {
		swapInputSize = dexbtc.RedeemP2PKHInputSize
	}

	requiredForOrders, totalRequired := btc.fundsRequiredForMultiOrders(orders, maxFeeRate, splitBuffer, swapInputSize)

	outputAddresses := make([]btcutil.Address, len(orders))
	for i, req := range requiredForOrders {
		outputAddr, err := btc.node.externalAddress()
		if err != nil {
			return nil, 0, err
		}
		outputAddresses[i] = outputAddr
		script, err := txscript.PayToAddrScript(outputAddr)
		if err != nil {
			return nil, 0, err
		}
		baseTx.AddTxOut(wire.NewTxOut(int64(req), script))
	}

	changeAddr, err := btc.node.changeAddress()
	if err != nil {
		return nil, 0, err
	}
	tx, err := btc.sendWithReturn(baseTx, changeAddr, totalIn, totalRequired, splitTxFeeRate)
	if err != nil {
		return nil, 0, err
	}

	txHash := btc.hashTx(tx)
	coins := make([]asset.Coins, len(orders))
	ops := make([]*Output, len(orders))
	locks := make([]*UTxO, len(coins))
	for i := range coins {
		coins[i] = asset.Coins{NewOutput(txHash, uint32(i), uint64(tx.TxOut[i].Value))}
		ops[i] = NewOutput(txHash, uint32(i), uint64(tx.TxOut[i].Value))
		locks[i] = &UTxO{
			TxHash:  txHash,
			Vout:    uint32(i),
			Amount:  uint64(tx.TxOut[i].Value),
			Address: outputAddresses[i].String(),
		}
	}
	btc.cm.LockUTXOs(locks)
	btc.node.lockUnspent(false, ops)

	var totalOut uint64
	for _, txOut := range tx.TxOut {
		totalOut += uint64(txOut.Value)
	}

	btc.addTxToHistory(&asset.WalletTransaction{
		Type: asset.Split,
		ID:   txHash.String(),
		Fees: totalIn - totalOut,
	}, txHash, true)

	success = true
	return coins, totalIn - totalOut, nil
}

// fundMultiWithSplit creates a split transaction to fund multiple orders. It
// attempts to fund as many of the orders as possible without a split transaction,
// and only creates a split transaction for the remaining orders. This is only
// called after it has been determined that all of the orders cannot be funded
// without a split transaction.
func (btc *baseWallet) fundMultiWithSplit(keep, maxLock uint64, values []*asset.MultiOrderValue,
	splitTxFeeRate, maxFeeRate uint64, splitBuffer float64) ([]asset.Coins, [][]dex.Bytes, uint64, error) {
	utxos, _, avail, err := btc.cm.SpendableUTXOs(0)
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error getting spendable utxos: %w", err)
	}

	canFund, splitCoins, splitSpents := btc.fundMultiSplitTx(values, utxos, splitTxFeeRate, maxFeeRate, splitBuffer, keep, maxLock)
	if !canFund {
		return nil, nil, 0, fmt.Errorf("cannot fund all with split")
	}

	remainingUTXOs := utxos
	remainingOrders := values

	// The return values must be in the same order as the values that were
	// passed in, so we keep track of the original indexes here.
	indexToFundingCoins := make(map[int][]*CompositeUTXO, len(values))
	remainingIndexes := make([]int, len(values))
	for i := range remainingIndexes {
		remainingIndexes[i] = i
	}

	var totalFunded uint64

	// Find each of the orders that can be funded without being included
	// in the split transaction.
	for range values {
		// First find the order the can be funded with the least overlock.
		// If there is no order that can be funded without going over the
		// maxLock limit, or not leaving enough for bond reserves, then all
		// of the remaining orders must be funded with the split transaction.
		orderIndex, fundingUTXOs := btc.cm.OrderWithLeastOverFund(maxLock-totalFunded, maxFeeRate, remainingOrders, remainingUTXOs)
		if orderIndex == -1 {
			break
		}
		totalFunded += SumUTXOs(fundingUTXOs)
		if totalFunded > avail-keep {
			break
		}

		newRemainingOrders := make([]*asset.MultiOrderValue, 0, len(remainingOrders)-1)
		newRemainingIndexes := make([]int, 0, len(remainingOrders)-1)
		for j := range remainingOrders {
			if j != orderIndex {
				newRemainingOrders = append(newRemainingOrders, remainingOrders[j])
				newRemainingIndexes = append(newRemainingIndexes, remainingIndexes[j])
			}
		}
		remainingUTXOs = UTxOSetDiff(remainingUTXOs, fundingUTXOs)

		// Then we make sure that a split transaction can be created for
		// any remaining orders without using the utxos returned by
		// orderWithLeastOverFund.
		if len(newRemainingOrders) > 0 {
			canFund, newSplitCoins, newSpents := btc.fundMultiSplitTx(newRemainingOrders, remainingUTXOs,
				splitTxFeeRate, maxFeeRate, splitBuffer, keep, maxLock-totalFunded)
			if !canFund {
				break
			}
			splitCoins = newSplitCoins
			splitSpents = newSpents
		}

		indexToFundingCoins[remainingIndexes[orderIndex]] = fundingUTXOs
		remainingOrders = newRemainingOrders
		remainingIndexes = newRemainingIndexes
	}

	var splitOutputCoins []asset.Coins
	var splitFees uint64

	// This should always be true, otherwise this function would not have been
	// called.
	if len(remainingOrders) > 0 {
		splitOutputCoins, splitFees, err = btc.submitMultiSplitTx(splitCoins,
			splitSpents, remainingOrders, maxFeeRate, splitTxFeeRate, splitBuffer)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error creating split transaction: %w", err)
		}
	}

	coins := make([]asset.Coins, len(values))
	redeemScripts := make([][]dex.Bytes, len(values))
	spents := make([]*Output, 0, len(values))

	var splitIndex int
	locks := make([]*UTxO, 0)
	for i := range values {
		if fundingUTXOs, ok := indexToFundingCoins[i]; ok {
			coins[i] = make(asset.Coins, len(fundingUTXOs))
			redeemScripts[i] = make([]dex.Bytes, len(fundingUTXOs))
			for j, unspent := range fundingUTXOs {
				output := NewOutput(unspent.TxHash, unspent.Vout, unspent.Amount)
				locks = append(locks, &UTxO{
					TxHash:  unspent.TxHash,
					Vout:    unspent.Vout,
					Amount:  unspent.Amount,
					Address: unspent.Address,
				})
				coins[i][j] = output
				spents = append(spents, output)
				redeemScripts[i][j] = unspent.RedeemScript
			}
		} else {
			coins[i] = splitOutputCoins[splitIndex]
			redeemScripts[i] = []dex.Bytes{nil}
			splitIndex++
		}
	}

	btc.cm.LockUTXOs(locks)
	btc.node.lockUnspent(false, spents)

	return coins, redeemScripts, splitFees, nil
}

// fundMulti first attempts to fund each of the orders with with the available
// UTXOs. If a split is not allowed, it will fund the orders that it was able
// to fund. If splitting is allowed, a split transaction will be created to fund
// all of the orders.
func (btc *baseWallet) fundMulti(maxLock uint64, values []*asset.MultiOrderValue, splitTxFeeRate, maxFeeRate uint64, allowSplit bool, splitBuffer float64) ([]asset.Coins, [][]dex.Bytes, uint64, error) {
	reserves := btc.bondReserves.Load()

	coins, redeemScripts, fundingCoins, spents, err := btc.cm.FundMultiBestEffort(reserves, maxLock, values, maxFeeRate, allowSplit)
	if err != nil {
		return nil, nil, 0, err
	}
	if len(coins) == len(values) || !allowSplit {
		btc.cm.LockOutputsMap(fundingCoins)
		btc.node.lockUnspent(false, spents)
		return coins, redeemScripts, 0, nil
	}

	return btc.fundMultiWithSplit(reserves, maxLock, values, splitTxFeeRate, maxFeeRate, splitBuffer)
}

// split will send a split transaction and return the sized output. If the
// split transaction is determined to be un-economical, it will not be sent,
// there is no error, and the input coins will be returned unmodified, but an
// info message will be logged. The returned bool indicates if a split tx was
// sent (true) or if the original coins were returned unmodified (false).
//
// A split transaction nets additional network bytes consisting of
//   - overhead from 1 transaction
//   - 1 extra signed p2wpkh-spending input. The split tx has the fundingCoins as
//     inputs now, but we'll add the input that spends the sized coin that will go
//     into the first swap if the split tx does not add excess baggage
//   - 2 additional p2wpkh outputs for the split tx sized output and change
//
// If the fees associated with this extra baggage are more than the excess
// amount that would be locked if a split transaction were not used, then the
// split transaction is pointless. This might be common, for instance, if an
// order is canceled partially filled, and then the remainder resubmitted. We
// would already have an output of just the right size, and that would be
// recognized here.
func (btc *baseWallet) split(value uint64, lots uint64, outputs []*Output, inputsSize uint64,
	fundingCoins map[OutPoint]*UTxO, suggestedFeeRate, bumpedMaxRate, extraOutput uint64) (asset.Coins, bool, uint64, error) {

	var err error
	defer func() {
		if err != nil {
			return
		}
		btc.cm.LockOutputsMap(fundingCoins)
		err = btc.node.lockUnspent(false, outputs)
		if err != nil {
			btc.log.Errorf("error locking unspent outputs: %v", err)
		}
	}()

	// Calculate the extra fees associated with the additional inputs, outputs,
	// and transaction overhead, and compare to the excess that would be locked.
	swapInputSize, baggage := btc.splitBaggageFees(bumpedMaxRate, extraOutput > 0)

	var coinSum uint64
	coins := make(asset.Coins, 0, len(outputs))
	for _, op := range outputs {
		coins = append(coins, op)
		coinSum += op.Val
	}

	valueStr := amount(value).String()

	excess := coinSum - calc.RequiredOrderFunds(value, inputsSize, lots, btc.initTxSizeBase, btc.initTxSize, bumpedMaxRate)
	if baggage > excess {
		btc.log.Debugf("Skipping split transaction because cost is greater than potential over-lock. "+
			"%s > %s", amount(baggage), amount(excess))
		btc.log.Infof("Funding %s %s order with coins %v worth %s",
			valueStr, btc.symbol, coins, amount(coinSum))
		return coins, false, 0, nil // err==nil records and locks the provided fundingCoins in defer
	}

	addr, err := btc.node.externalAddress()
	if err != nil {
		return nil, false, 0, fmt.Errorf("error creating split transaction address: %w", err)
	}
	addrStr, err := btc.stringAddr(addr, btc.chainParams)
	if err != nil {
		return nil, false, 0, fmt.Errorf("failed to stringify the change address: %w", err)
	}

	reqFunds := calc.RequiredOrderFunds(value, swapInputSize, lots, btc.initTxSizeBase, btc.initTxSize, bumpedMaxRate)

	baseTx, _, _, err := btc.fundedTx(coins)
	splitScript, err := txscript.PayToAddrScript(addr)
	if err != nil {
		return nil, false, 0, fmt.Errorf("error creating split tx script: %w", err)
	}
	baseTx.AddTxOut(wire.NewTxOut(int64(reqFunds), splitScript))

	if extraOutput > 0 {
		addr, err := btc.node.changeAddress()
		if err != nil {
			return nil, false, 0, fmt.Errorf("error creating split transaction address: %w", err)
		}
		splitScript, err := txscript.PayToAddrScript(addr)
		if err != nil {
			return nil, false, 0, fmt.Errorf("error creating split tx script: %w", err)
		}
		baseTx.AddTxOut(wire.NewTxOut(int64(extraOutput), splitScript))
	}

	// Grab a change address.
	changeAddr, err := btc.node.changeAddress()
	if err != nil {
		return nil, false, 0, fmt.Errorf("error creating change address: %w", err)
	}

	// Sign, add change, and send the transaction.
	msgTx, err := btc.sendWithReturn(baseTx, changeAddr, coinSum, reqFunds+extraOutput, suggestedFeeRate)
	if err != nil {
		return nil, false, 0, fmt.Errorf("error sending tx: %w", err)
	}

	txHash := btc.hashTx(msgTx)
	op := NewOutput(txHash, 0, reqFunds)

	totalOut := reqFunds
	for i := 1; i < len(msgTx.TxOut); i++ {
		totalOut += uint64(msgTx.TxOut[i].Value)
	}

	btc.addTxToHistory(&asset.WalletTransaction{
		Type: asset.Split,
		ID:   txHash.String(),
		Fees: coinSum - totalOut,
	}, txHash, true)

	fundingCoins = map[OutPoint]*UTxO{op.Pt: {
		TxHash:  op.txHash(),
		Vout:    op.vout(),
		Address: addrStr,
		Amount:  reqFunds,
	}}

	// Unlock spent coins
	returnErr := btc.ReturnCoins(coins)
	if returnErr != nil {
		btc.log.Errorf("error unlocking spent coins: %v", err)
	}

	btc.log.Infof("Funding %s %s order with split output coin %v from original coins %v",
		valueStr, btc.symbol, op, coins)
	btc.log.Infof("Sent split transaction %s to accommodate swap of size %s %s + fees = %s",
		op.txHash(), valueStr, btc.symbol, amount(reqFunds))

	// Assign to coins so the deferred function will lock the output.
	outputs = []*Output{op}
	return asset.Coins{op}, true, coinSum - totalOut, nil
}

// splitBaggageFees is the fees associated with adding a split transaction.
func (btc *baseWallet) splitBaggageFees(maxFeeRate uint64, extraOutput bool) (swapInputSize, baggage uint64) {
	if btc.segwit {
		baggage = maxFeeRate * splitTxBaggageSegwit
		if extraOutput {
			baggage += maxFeeRate * dexbtc.P2WPKHOutputSize
		}
		swapInputSize = dexbtc.RedeemP2WPKHInputTotalSize
		return
	}
	baggage = maxFeeRate * splitTxBaggage
	if extraOutput {
		baggage += maxFeeRate * dexbtc.P2PKHOutputSize
	}
	swapInputSize = dexbtc.RedeemP2PKHInputSize
	return
}

// ReturnCoins unlocks coins. This would be used in the case of a canceled or
// partially filled order. Part of the asset.Wallet interface.
func (btc *baseWallet) ReturnCoins(unspents asset.Coins) error {
	return btc.cm.ReturnCoins(unspents)
}

// rawWalletTx gets the raw bytes of a transaction and the number of
// confirmations. This is a wrapper for checkWalletTx (if node is a
// walletTxChecker), with a fallback to getWalletTransaction.
func (btc *baseWallet) rawWalletTx(hash *chainhash.Hash) ([]byte, uint32, error) {
	if fast, ok := btc.node.(walletTxChecker); ok {
		txRaw, confs, err := fast.checkWalletTx(hash.String())
		if err == nil {
			return txRaw, confs, nil
		}
		btc.log.Warnf("checkWalletTx: %v", err)
		// fallback to getWalletTransaction
	}

	tx, err := btc.node.getWalletTransaction(hash)
	if err != nil {
		return nil, 0, err
	}
	return tx.Bytes, uint32(tx.Confirmations), nil
}

// FundingCoins gets funding coins for the coin IDs. The coins are locked. This
// method might be called to reinitialize an order from data stored externally.
// This method will only return funding coins, e.g. unspent transaction outputs.
func (btc *baseWallet) FundingCoins(ids []dex.Bytes) (asset.Coins, error) {
	return btc.cm.FundingCoins(ids)
}

// authAddOn implements the asset.Authenticator.
type authAddOn struct {
	w Wallet
}

// Unlock unlocks the underlying wallet. The pw supplied should be the same as
// the password for the underlying bitcoind wallet which will also be unlocked.
// It implements asset.authenticator.
func (a *authAddOn) Unlock(pw []byte) error {
	return a.w.walletUnlock(pw)
}

// Lock locks the underlying bitcoind wallet. It implements asset.authenticator.
func (a *authAddOn) Lock() error {
	return a.w.walletLock()
}

// Locked will be true if the wallet is currently locked. It implements
// asset.authenticator.
func (a *authAddOn) Locked() bool {
	return a.w.locked()
}

func (btc *baseWallet) addInputsToTx(tx *wire.MsgTx, coins asset.Coins) (uint64, []OutPoint, error) {
	var totalIn uint64
	// Add the funding utxos.
	pts := make([]OutPoint, 0, len(coins))
	for _, coin := range coins {
		op, err := ConvertCoin(coin)
		if err != nil {
			return 0, nil, fmt.Errorf("error converting coin: %w", err)
		}
		if op.Val == 0 {
			return 0, nil, fmt.Errorf("zero-valued output detected for %s:%d", op.txHash(), op.vout())
		}
		totalIn += op.Val
		txIn := wire.NewTxIn(op.WireOutPoint(), []byte{}, nil)
		tx.AddTxIn(txIn)
		pts = append(pts, op.Pt)
	}
	return totalIn, pts, nil
}

// fundedTx creates and returns a new MsgTx with the provided coins as inputs.
func (btc *baseWallet) fundedTx(coins asset.Coins) (*wire.MsgTx, uint64, []OutPoint, error) {
	baseTx := wire.NewMsgTx(btc.txVersion())
	totalIn, pts, err := btc.addInputsToTx(baseTx, coins)
	if err != nil {
		return nil, 0, nil, err
	}
	return baseTx, totalIn, pts, nil
}

// lookupWalletTxOutput looks up the value of a transaction output that is
// spandable by this wallet, and creates an output.
func (btc *baseWallet) lookupWalletTxOutput(txHash *chainhash.Hash, vout uint32) (*Output, error) {
	getTxResult, err := btc.node.getWalletTransaction(txHash)
	if err != nil {
		return nil, err
	}

	tx, err := btc.deserializeTx(getTxResult.Bytes)
	if err != nil {
		return nil, err
	}
	if len(tx.TxOut) <= int(vout) {
		return nil, fmt.Errorf("txId %s only has %d outputs. tried to access index %d",
			txHash, len(tx.TxOut), vout)
	}

	value := tx.TxOut[vout].Value
	return NewOutput(txHash, vout, uint64(value)), nil
}

// getTransactions retrieves the transactions that created coins. The
// returned slice will be in the same order as the argument.
func (btc *baseWallet) getTransactions(coins []dex.Bytes) ([]*GetTransactionResult, error) {
	txs := make([]*GetTransactionResult, 0, len(coins))

	for _, coinID := range coins {
		txHash, _, err := decodeCoinID(coinID)
		if err != nil {
			return nil, err
		}
		getTxRes, err := btc.node.getWalletTransaction(txHash)
		if err != nil {
			return nil, err
		}
		txs = append(txs, getTxRes)
	}

	return txs, nil
}

func (btc *baseWallet) getTxFee(tx *wire.MsgTx) (uint64, error) {
	var in, out uint64

	for _, txOut := range tx.TxOut {
		out += uint64(txOut.Value)
	}

	for _, txIn := range tx.TxIn {
		prevTx, err := btc.node.getWalletTransaction(&txIn.PreviousOutPoint.Hash)
		if err != nil {
			return 0, err
		}
		prevMsgTx, err := btc.deserializeTx(prevTx.Bytes)
		if err != nil {
			return 0, err
		}
		if len(prevMsgTx.TxOut) <= int(txIn.PreviousOutPoint.Index) {
			return 0, fmt.Errorf("tx %x references index %d output of %x, but it only has %d outputs",
				btc.hashTx(tx), txIn.PreviousOutPoint.Index, prevMsgTx.TxHash(), len(prevMsgTx.TxOut))
		}
		in += uint64(prevMsgTx.TxOut[int(txIn.PreviousOutPoint.Index)].Value)
	}

	if in < out {
		return 0, fmt.Errorf("tx %x has value of inputs %d < value of outputs %d",
			btc.hashTx(tx), in, out)
	}

	return in - out, nil
}

// sizeAndFeesOfUnconfirmedTxs returns the total size in vBytes and the total
// fees spent by the unconfirmed transactions in txs.
func (btc *baseWallet) sizeAndFeesOfUnconfirmedTxs(txs []*GetTransactionResult) (size uint64, fees uint64, err error) {
	for _, tx := range txs {
		if tx.Confirmations > 0 {
			continue
		}

		msgTx, err := btc.deserializeTx(tx.Bytes)
		if err != nil {
			return 0, 0, err
		}

		fee, err := btc.getTxFee(msgTx)
		if err != nil {
			return 0, 0, err
		}

		fees += fee
		size += btc.calcTxSize(msgTx)
	}

	return size, fees, nil
}

// additionalFeesRequired calculates the additional satoshis that need to be
// sent to miners in order to increase the average fee rate of unconfirmed
// transactions to newFeeRate. An error is returned if no additional fees
// are required.
func (btc *baseWallet) additionalFeesRequired(txs []*GetTransactionResult, newFeeRate uint64) (uint64, error) {
	size, fees, err := btc.sizeAndFeesOfUnconfirmedTxs(txs)
	if err != nil {
		return 0, err
	}

	if fees >= size*newFeeRate {
		return 0, fmt.Errorf("extra fees are not needed. %d would be needed "+
			"for a fee rate of %d, but %d was already paid",
			size*newFeeRate, newFeeRate, fees)
	}

	return size*newFeeRate - fees, nil
}

// changeCanBeAccelerated returns nil if the change can be accelerated,
// otherwise it returns an error containing the reason why it cannot.
func (btc *baseWallet) changeCanBeAccelerated(change *Output, remainingSwaps bool) error {
	lockedUtxos, err := btc.node.listLockUnspent()
	if err != nil {
		return err
	}

	changeTxHash := change.Pt.TxHash.String()
	for _, utxo := range lockedUtxos {
		if utxo.TxID == changeTxHash && utxo.Vout == change.Pt.Vout {
			if !remainingSwaps {
				return errors.New("change locked by another order")
			}
			// change is locked by this order
			return nil
		}
	}

	utxos, err := btc.node.listUnspent()
	if err != nil {
		return err
	}
	for _, utxo := range utxos {
		if utxo.TxID == changeTxHash && utxo.Vout == change.Pt.Vout {
			return nil
		}
	}

	return errors.New("change already spent")
}

// signedAccelerationTx returns a signed transaction that sends funds to a
// change address controlled by this wallet. This new transaction will have
// a fee high enough to make the average fee of the unmined previousTxs to
// the newFeeRate. orderChange latest change in the order, and must be spent
// by this new transaction in order to accelerate the order.
// requiredForRemainingSwaps is the amount of funds that are still required
// to complete the order, so the change of the acceleration transaction must
// contain at least that amount.
func (btc *baseWallet) signedAccelerationTx(previousTxs []*GetTransactionResult, orderChange *Output, requiredForRemainingSwaps, newFeeRate uint64) (*wire.MsgTx, *Output, uint64, error) {
	makeError := func(err error) (*wire.MsgTx, *Output, uint64, error) {
		return nil, nil, 0, err
	}

	err := btc.changeCanBeAccelerated(orderChange, requiredForRemainingSwaps > 0)
	if err != nil {
		return makeError(err)
	}

	additionalFeesRequired, err := btc.additionalFeesRequired(previousTxs, newFeeRate)
	if err != nil {
		return makeError(err)
	}

	// Figure out how much funds we need to increase the fee to the requested
	// amount.
	txSize := uint64(dexbtc.MinimumTxOverhead)
	// Add the size of using the order change as an input
	if btc.segwit {
		txSize += dexbtc.RedeemP2WPKHInputTotalSize
	} else {
		txSize += dexbtc.RedeemP2PKHInputSize
	}
	// We need an output if funds are still required for additional swaps in
	// the order.
	if requiredForRemainingSwaps > 0 {
		if btc.segwit {
			txSize += dexbtc.P2WPKHOutputSize
		} else {
			txSize += dexbtc.P2PKHOutputSize
		}
	}
	fundsRequired := additionalFeesRequired + requiredForRemainingSwaps + txSize*newFeeRate

	var additionalInputs asset.Coins
	if fundsRequired > orderChange.Val {
		// If change not enough, need to use other UTXOs.
		enough := func(_, inputSize, inputsVal uint64) (bool, uint64) {
			txSize := dexbtc.MinimumTxOverhead + inputSize

			// add the order change as an input
			if btc.segwit {
				txSize += dexbtc.RedeemP2WPKHInputTotalSize
			} else {
				txSize += dexbtc.RedeemP2PKHInputSize
			}

			if requiredForRemainingSwaps > 0 {
				if btc.segwit {
					txSize += dexbtc.P2WPKHOutputSize
				} else {
					txSize += dexbtc.P2PKHOutputSize
				}
			}

			totalFees := additionalFeesRequired + txSize*newFeeRate
			totalReq := requiredForRemainingSwaps + totalFees
			totalVal := inputsVal + orderChange.Val
			return totalReq <= totalVal, totalVal - totalReq
		}
		minConfs := uint32(1)
		additionalInputs, _, _, _, _, _, err = btc.cm.Fund(btc.bondReserves.Load(), minConfs, false, enough)
		if err != nil {
			return makeError(fmt.Errorf("failed to fund acceleration tx: %w", err))
		}
	}

	baseTx, totalIn, _, err := btc.fundedTx(append(additionalInputs, orderChange))
	if err != nil {
		return makeError(err)
	}

	addr, err := btc.node.externalAddress()
	if err != nil {
		return makeError(fmt.Errorf("error creating change address: %w", err))
	}

	tx, output, txFee, err := btc.signTxAndAddChange(baseTx, addr, totalIn, additionalFeesRequired, newFeeRate)
	if err != nil {
		return makeError(err)
	}

	return tx, output, txFee + additionalFeesRequired, nil
}

// FeesForRemainingSwaps returns the fees for a certain number of swaps at a given
// feeRate. This is only accurate if each swap has a single input. Accurate
// estimates should use PreSwap or FundOrder.
func (btc *intermediaryWallet) FeesForRemainingSwaps(n, feeRate uint64) uint64 {
	return btc.initTxSize * n * feeRate
}

// AccelerateOrder uses the Child-Pays-For-Parent technique to accelerate a
// chain of swap transactions and previous accelerations. It broadcasts a new
// transaction with a fee high enough so that the average fee of all the
// unconfirmed transactions in the chain and the new transaction will have
// an average fee rate of newFeeRate. The changeCoin argument is the latest
// change in the order. It must be the input in the acceleration transaction
// in order for the order to be accelerated. requiredForRemainingSwaps is the
// amount of funds required to complete the rest of the swaps in the order.
// The change output of the acceleration transaction will have at least
// this amount.
//
// The returned change coin may be nil, and should be checked before use.
func (btc *ExchangeWalletAccelerator) AccelerateOrder(swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, newFeeRate uint64) (asset.Coin, string, error) {
	return accelerateOrder(btc.baseWallet, swapCoins, accelerationCoins, changeCoin, requiredForRemainingSwaps, newFeeRate)
}

// AccelerateOrder uses the Child-Pays-For-Parent technique to accelerate a
// chain of swap transactions and previous accelerations. It broadcasts a new
// transaction with a fee high enough so that the average fee of all the
// unconfirmed transactions in the chain and the new transaction will have
// an average fee rate of newFeeRate. The changeCoin argument is the latest
// change in the order. It must be the input in the acceleration transaction
// in order for the order to be accelerated. requiredForRemainingSwaps is the
// amount of funds required to complete the rest of the swaps in the order.
// The change output of the acceleration transaction will have at least
// this amount.
//
// The returned change coin may be nil, and should be checked before use.
func (btc *ExchangeWalletSPV) AccelerateOrder(swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, newFeeRate uint64) (asset.Coin, string, error) {
	return accelerateOrder(btc.baseWallet, swapCoins, accelerationCoins, changeCoin, requiredForRemainingSwaps, newFeeRate)
}

func accelerateOrder(btc *baseWallet, swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, newFeeRate uint64) (asset.Coin, string, error) {
	changeTxHash, changeVout, err := decodeCoinID(changeCoin)
	if err != nil {
		return nil, "", err
	}
	changeOutput, err := btc.lookupWalletTxOutput(changeTxHash, changeVout)
	if err != nil {
		return nil, "", err
	}
	previousTxs, err := btc.getTransactions(append(swapCoins, accelerationCoins...))
	if err != nil {
		return nil, "", err
	}
	signedTx, newChange, fees, err :=
		btc.signedAccelerationTx(previousTxs, changeOutput, requiredForRemainingSwaps, newFeeRate)
	if err != nil {
		return nil, "", err
	}

	_, err = btc.broadcastTx(signedTx)
	if err != nil {
		return nil, "", err
	}

	txHash := btc.hashTx(signedTx)
	btc.addTxToHistory(&asset.WalletTransaction{
		Type: asset.Acceleration,
		ID:   txHash.String(),
		Fees: fees,
	}, txHash, true)

	// Delete the old change from the cache
	btc.cm.ReturnOutPoint(NewOutPoint(changeTxHash, changeVout))

	if newChange == nil {
		return nil, txHash.String(), nil
	}

	// Add the new change to the cache if needed. We check if
	// required for remaining swaps > 0 because this ensures if the
	// previous change was locked, this one will also be locked. If
	// requiredForRemainingSwaps = 0, but the change was locked,
	// changeCanBeAccelerated would have returned an error since this means
	// that the change was locked by another order.
	if requiredForRemainingSwaps > 0 {
		err = btc.node.lockUnspent(false, []*Output{newChange})
		if err != nil {
			// The transaction is already broadcasted, so don't fail now.
			btc.log.Errorf("failed to lock change output: %v", err)
		}

		// Log it as a fundingCoin, since it is expected that this will be
		// chained into further matches.
		btc.cm.LockUTXOs([]*UTxO{{
			TxHash:  newChange.txHash(),
			Vout:    newChange.vout(),
			Address: newChange.String(),
			Amount:  newChange.Val,
		}})
	}

	// return nil error since tx is already broadcast, and core needs to update
	// the change coin
	return newChange, txHash.String(), nil
}

// AccelerationEstimate takes the same parameters as AccelerateOrder, but
// instead of broadcasting the acceleration transaction, it just returns
// the amount of funds that will need to be spent in order to increase the
// average fee rate to the desired amount.
func (btc *ExchangeWalletAccelerator) AccelerationEstimate(swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, newFeeRate uint64) (uint64, error) {
	return accelerationEstimate(btc.baseWallet, swapCoins, accelerationCoins, changeCoin, requiredForRemainingSwaps, newFeeRate)
}

// AccelerationEstimate takes the same parameters as AccelerateOrder, but
// instead of broadcasting the acceleration transaction, it just returns
// the amount of funds that will need to be spent in order to increase the
// average fee rate to the desired amount.
func (btc *ExchangeWalletSPV) AccelerationEstimate(swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, newFeeRate uint64) (uint64, error) {
	return accelerationEstimate(btc.baseWallet, swapCoins, accelerationCoins, changeCoin, requiredForRemainingSwaps, newFeeRate)
}

func accelerationEstimate(btc *baseWallet, swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, newFeeRate uint64) (uint64, error) {
	previousTxs, err := btc.getTransactions(append(swapCoins, accelerationCoins...))
	if err != nil {
		return 0, fmt.Errorf("failed to get transactions: %w", err)
	}

	changeTxHash, changeVout, err := decodeCoinID(changeCoin)
	if err != nil {
		return 0, err
	}
	changeOutput, err := btc.lookupWalletTxOutput(changeTxHash, changeVout)
	if err != nil {
		return 0, err
	}

	_, _, fee, err := btc.signedAccelerationTx(previousTxs, changeOutput, requiredForRemainingSwaps, newFeeRate)
	if err != nil {
		return 0, err
	}

	return fee, nil
}

// tooEarlyToAccelerate returns an asset.EarlyAcceleration if
// minTimeBeforeAcceleration has not passed since either the earliest
// unconfirmed swap transaction, or the latest acceleration transaction.
func tooEarlyToAccelerate(swapTxs []*GetTransactionResult, accelerationTxs []*GetTransactionResult) (*asset.EarlyAcceleration, error) {
	accelerationTxLookup := make(map[string]bool, len(accelerationTxs))
	for _, accelerationCoin := range accelerationTxs {
		accelerationTxLookup[accelerationCoin.TxID] = true
	}

	var latestAcceleration, earliestUnconfirmed uint64 = 0, math.MaxUint64
	for _, tx := range swapTxs {
		if tx.Confirmations > 0 {
			continue
		}
		if tx.Time < earliestUnconfirmed {
			earliestUnconfirmed = tx.Time
		}
	}
	for _, tx := range accelerationTxs {
		if tx.Confirmations > 0 {
			continue
		}
		if tx.Time > latestAcceleration {
			latestAcceleration = tx.Time
		}
	}

	var actionTime uint64
	var wasAccelerated bool
	if latestAcceleration == 0 && earliestUnconfirmed == math.MaxUint64 {
		return nil, fmt.Errorf("no need to accelerate because all tx are confirmed")
	} else if earliestUnconfirmed > latestAcceleration && earliestUnconfirmed < math.MaxUint64 {
		actionTime = earliestUnconfirmed
	} else {
		actionTime = latestAcceleration
		wasAccelerated = true
	}

	currentTime := uint64(time.Now().Unix())
	if actionTime+minTimeBeforeAcceleration > currentTime {
		return &asset.EarlyAcceleration{
			TimePast:       currentTime - actionTime,
			WasAccelerated: wasAccelerated,
		}, nil
	}

	return nil, nil
}

// PreAccelerate returns the current average fee rate of the unmined swap
// initiation and acceleration transactions, and also returns a suggested
// range that the fee rate should be increased to in order to expedite mining.
// The feeSuggestion argument is the current prevailing network rate. It is
// used to help determine the suggestedRange, which is a range meant to give
// the user a good amount of flexibility in determining the post acceleration
// effective fee rate, but still not allowing them to pick something
// outrageously high.
func (btc *ExchangeWalletAccelerator) PreAccelerate(swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, feeSuggestion uint64) (uint64, *asset.XYRange, *asset.EarlyAcceleration, error) {
	return preAccelerate(btc.baseWallet, swapCoins, accelerationCoins, changeCoin, requiredForRemainingSwaps, feeSuggestion)
}

// PreAccelerate returns the current average fee rate of the unmined swap
// initiation and acceleration transactions, and also returns a suggested
// range that the fee rate should be increased to in order to expedite mining.
// The feeSuggestion argument is the current prevailing network rate. It is
// used to help determine the suggestedRange, which is a range meant to give
// the user a good amount of flexibility in determining the post acceleration
// effective fee rate, but still not allowing them to pick something
// outrageously high.
func (btc *ExchangeWalletSPV) PreAccelerate(swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, feeSuggestion uint64) (uint64, *asset.XYRange, *asset.EarlyAcceleration, error) {
	return preAccelerate(btc.baseWallet, swapCoins, accelerationCoins, changeCoin, requiredForRemainingSwaps, feeSuggestion)
}

// maxAccelerationRate returns the max rate to which an order can be
// accelerated, if the max rate is less than rateNeeded. If the max rate is
// greater than rateNeeded, rateNeeded is returned.
func (btc *baseWallet) maxAccelerationRate(changeVal, feesAlreadyPaid, orderTxVBytes, requiredForRemainingSwaps, rateNeeded uint64) (uint64, error) {
	var txSize, witnessSize, additionalUtxosVal uint64

	// First, add all the elements that will definitely be part of the
	// acceleration transaction, without any additional inputs.
	txSize += dexbtc.MinimumTxOverhead
	if btc.segwit {
		txSize += dexbtc.RedeemP2WPKHInputSize
		witnessSize += dexbtc.RedeemP2WPKHInputWitnessWeight
	} else {
		txSize += dexbtc.RedeemP2PKHInputSize
	}
	if requiredForRemainingSwaps > 0 {
		if btc.segwit {
			txSize += dexbtc.P2WPKHOutputSize
		} else {
			txSize += dexbtc.P2PKHOutputSize
		}
	}

	calcFeeRate := func() uint64 {
		accelerationTxVBytes := txSize + (witnessSize+3)/4
		totalValue := changeVal + feesAlreadyPaid + additionalUtxosVal
		if totalValue < requiredForRemainingSwaps {
			return 0
		}
		totalValue -= requiredForRemainingSwaps
		totalSize := accelerationTxVBytes + orderTxVBytes
		return totalValue / totalSize
	}

	if calcFeeRate() >= rateNeeded {
		return rateNeeded, nil
	}

	// If necessary, use as many additional utxos as needed
	utxos, _, _, err := btc.cm.SpendableUTXOs(1)
	if err != nil {
		return 0, err
	}

	for _, utxo := range utxos {
		if utxo.Input.NonStandardScript {
			continue
		}
		txSize += dexbtc.TxInOverhead +
			uint64(wire.VarIntSerializeSize(uint64(utxo.Input.SigScriptSize))) +
			uint64(utxo.Input.SigScriptSize)
		witnessSize += uint64(utxo.Input.WitnessSize)
		additionalUtxosVal += utxo.Amount
		if calcFeeRate() >= rateNeeded {
			return rateNeeded, nil
		}
	}

	return calcFeeRate(), nil
}

func preAccelerate(btc *baseWallet, swapCoins, accelerationCoins []dex.Bytes, changeCoin dex.Bytes, requiredForRemainingSwaps, feeSuggestion uint64) (uint64, *asset.XYRange, *asset.EarlyAcceleration, error) {
	makeError := func(err error) (uint64, *asset.XYRange, *asset.EarlyAcceleration, error) {
		return 0, &asset.XYRange{}, nil, err
	}

	changeTxHash, changeVout, err := decodeCoinID(changeCoin)
	if err != nil {
		return makeError(err)
	}
	changeOutput, err := btc.lookupWalletTxOutput(changeTxHash, changeVout)
	if err != nil {
		return makeError(err)
	}

	err = btc.changeCanBeAccelerated(changeOutput, requiredForRemainingSwaps > 0)
	if err != nil {
		return makeError(err)
	}

	txs, err := btc.getTransactions(append(swapCoins, accelerationCoins...))
	if err != nil {
		return makeError(fmt.Errorf("failed to get transactions: %w", err))
	}

	existingTxSize, feesAlreadyPaid, err := btc.sizeAndFeesOfUnconfirmedTxs(txs)
	if err != nil {
		return makeError(err)
	}
	// Is it safe to assume that transactions will all have some fee?
	if feesAlreadyPaid == 0 {
		return makeError(fmt.Errorf("all transactions are already confirmed, no need to accelerate"))
	}

	earlyAcceleration, err := tooEarlyToAccelerate(txs[:len(swapCoins)], txs[len(swapCoins):])
	if err != nil {
		return makeError(err)
	}

	// The suggested range will be the min and max of the slider that is
	// displayed on the UI. The minimum of the range is 1 higher than the
	// current effective range of the swap transactions. The max of the range
	// will be the maximum of 5x the current effective rate, or 5x the current
	// prevailing network rate. This is a completely arbitrary choice, but in
	// this way the user will definitely be able to accelerate at least 5x the
	// original rate, and even if the prevailing network rate is much higher
	// than the current effective rate, they will still have a comformtable
	// buffer above the prevailing network rate.
	const scalingFactor = 5
	currentEffectiveRate := feesAlreadyPaid / existingTxSize
	maxSuggestion := currentEffectiveRate * scalingFactor
	if feeSuggestion > currentEffectiveRate {
		maxSuggestion = feeSuggestion * scalingFactor
	}

	// We must make sure that the wallet can fund an acceleration at least
	// the max suggestion, and if not, lower the max suggestion to the max
	// rate that the wallet can fund.
	maxRate, err := btc.maxAccelerationRate(changeOutput.Val, feesAlreadyPaid, existingTxSize, requiredForRemainingSwaps, maxSuggestion)
	if err != nil {
		return makeError(err)
	}
	if maxRate <= currentEffectiveRate {
		return makeError(fmt.Errorf("cannot accelerate, max rate %v <= current rate %v", maxRate, currentEffectiveRate))
	}
	if maxRate < maxSuggestion {
		maxSuggestion = maxRate
	}

	suggestedRange := asset.XYRange{
		Start: asset.XYRangePoint{
			Label: "Min",
			X:     float64(currentEffectiveRate+1) / float64(currentEffectiveRate),
			Y:     float64(currentEffectiveRate + 1),
		},
		End: asset.XYRangePoint{
			Label: "Max",
			X:     float64(maxSuggestion) / float64(currentEffectiveRate),
			Y:     float64(maxSuggestion),
		},
		XUnit: "X",
		YUnit: btc.walletInfo.UnitInfo.AtomicUnit + "/" + btc.sizeUnit(),
	}

	return currentEffectiveRate, &suggestedRange, earlyAcceleration, nil
}

func (btc *baseWallet) txDB() *BadgerTxDB {
	dbi := btc.txHistoryDB.Load()
	if dbi == nil {
		return nil
	}
	return dbi.(*BadgerTxDB)
}

func (btc *baseWallet) markTxAsSubmitted(txHash *chainhash.Hash) {
	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return
	}

	err := txHistoryDB.MarkTxAsSubmitted(txHash.String())
	if err != nil {
		btc.log.Errorf("failed to mark tx as submitted in tx history db: %v", err)
	}

	btc.pendingTxsMtx.RLock()
	wt, found := btc.pendingTxs[*txHash]
	btc.pendingTxsMtx.RUnlock()

	if !found {
		btc.log.Errorf("tx %s not found in pending txs", txHash)
		return
	}

	wt.Submitted = true

	btc.pendingTxsMtx.Lock()
	btc.pendingTxs[*txHash] = wt
	btc.pendingTxsMtx.Unlock()

	btc.emit.TransactionNote(wt.WalletTransaction, true)
}

func (btc *baseWallet) removeTxFromHistory(txHash *chainhash.Hash) {
	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return
	}

	err := txHistoryDB.RemoveTx(txHash.String())
	if err != nil {
		btc.log.Errorf("failed to remove tx from tx history db: %v", err)
	}

	btc.pendingTxsMtx.Lock()
	delete(btc.pendingTxs, *txHash)
	btc.pendingTxsMtx.Unlock()
}

func (btc *baseWallet) addTxToHistory(wt *asset.WalletTransaction, txHash *chainhash.Hash, submitted bool, skipNotes ...bool) {
	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return
	}

	ewt := &ExtendedWalletTx{
		WalletTransaction: wt,
		Submitted:         submitted,
	}

	if wt.BlockNumber == 0 {
		btc.pendingTxsMtx.Lock()
		btc.pendingTxs[*txHash] = *ewt
		btc.pendingTxsMtx.Unlock()
	}

	err := txHistoryDB.StoreTx(ewt)
	if err != nil {
		btc.log.Errorf("failed to store tx in tx history db: %v", err)
	}

	skipNote := len(skipNotes) > 0 && skipNotes[0]
	if submitted && !skipNote {
		btc.emit.TransactionNote(wt, true)
	}
}

// Swap sends the swaps in a single transaction and prepares the receipts. The
// Receipts returned can be used to refund a failed transaction. The Input coins
// are NOT manually unlocked because they're auto-unlocked when the transaction
// is broadcasted.
func (btc *baseWallet) Swap(swaps *asset.Swaps) ([]asset.Receipt, asset.Coin, uint64, error) {
	if swaps.FeeRate == 0 {
		return nil, nil, 0, fmt.Errorf("cannot send swap with with zero fee rate")
	}

	contracts := make([][]byte, 0, len(swaps.Contracts))
	var totalOut uint64
	// Start with an empty MsgTx.
	baseTx, totalIn, pts, err := btc.fundedTx(swaps.Inputs)
	if err != nil {
		return nil, nil, 0, err
	}

	customCfg := new(swapOptions)
	err = config.Unmapify(swaps.Options, customCfg)
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error parsing swap options: %w", err)
	}

	refundAddrs := make([]btcutil.Address, 0, len(swaps.Contracts))

	// Add the contract outputs.
	// TODO: Make P2WSH contract and P2WPKH change outputs instead of
	// legacy/non-segwit swap contracts pkScripts.
	for _, contract := range swaps.Contracts {
		totalOut += contract.Value
		// revokeAddr is the address belonging to the key that may be used to
		// sign and refund a swap past its encoded refund locktime.
		revokeAddrStr, err := btc.recyclableAddress()
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error creating revocation address: %w", err)
		}
		revokeAddr, err := btc.decodeAddr(revokeAddrStr, btc.chainParams)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("refund address decode error: %v", err)
		}
		refundAddrs = append(refundAddrs, revokeAddr)

		contractAddr, err := btc.decodeAddr(contract.Address, btc.chainParams)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("contract address decode error: %v", err)
		}

		// Create the contract, a P2SH redeem script.
		contractScript, err := dexbtc.MakeContract(contractAddr, revokeAddr,
			contract.SecretHash, int64(contract.LockTime), btc.segwit, btc.chainParams)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("unable to create pubkey script for address %s: %w", contract.Address, err)
		}
		contracts = append(contracts, contractScript)

		// Make the P2SH address and pubkey script.
		scriptAddr, err := btc.scriptHashAddress(contractScript)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error encoding script address: %w", err)
		}

		pkScript, err := txscript.PayToAddrScript(scriptAddr)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error creating pubkey script: %w", err)
		}

		// Add the transaction output.
		txOut := wire.NewTxOut(int64(contract.Value), pkScript)
		baseTx.AddTxOut(txOut)
	}
	if totalIn < totalOut {
		return nil, nil, 0, fmt.Errorf("unfunded contract. %d < %d", totalIn, totalOut)
	}

	// Ensure we have enough outputs before broadcasting.
	swapCount := len(swaps.Contracts)
	if len(baseTx.TxOut) < swapCount {
		return nil, nil, 0, fmt.Errorf("fewer outputs than swaps. %d < %d", len(baseTx.TxOut), swapCount)
	}

	// Grab a change address.
	changeAddr, err := btc.node.changeAddress()
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error creating change address: %w", err)
	}

	feeRate, err := calcBumpedRate(swaps.FeeRate, customCfg.FeeBump)
	if err != nil {
		btc.log.Errorf("ignoring invalid fee bump factor, %s: %v", float64PtrStr(customCfg.FeeBump), err)
	}

	// Sign, add change, but don't send the transaction yet until
	// the individual swap refund txs are prepared and signed.
	msgTx, change, fees, err := btc.signTxAndAddChange(baseTx, changeAddr, totalIn, totalOut, feeRate)
	if err != nil {
		return nil, nil, 0, err
	}
	txHash := btc.hashTx(msgTx)

	// Prepare the receipts.
	receipts := make([]asset.Receipt, 0, swapCount)
	for i, contract := range swaps.Contracts {
		output := NewOutput(txHash, uint32(i), contract.Value)
		refundAddr := refundAddrs[i]
		signedRefundTx, err := btc.refundTx(output.txHash(), output.vout(), contracts[i],
			contract.Value, refundAddr, swaps.FeeRate)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error creating refund tx: %w", err)
		}
		refundBuff := new(bytes.Buffer)
		err = signedRefundTx.Serialize(refundBuff)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error serializing refund tx: %w", err)
		}
		receipts = append(receipts, &SwapReceipt{
			Output:            output,
			SwapContract:      contracts[i],
			ExpirationTime:    time.Unix(int64(contract.LockTime), 0).UTC(),
			SignedRefundBytes: refundBuff.Bytes(),
		})
	}

	// Refund txs prepared and signed. Can now broadcast the swap(s).
	_, err = btc.broadcastTx(msgTx)
	if err != nil {
		return nil, nil, 0, err
	}

	btc.addTxToHistory(&asset.WalletTransaction{
		Type:   asset.Swap,
		ID:     txHash.String(),
		Amount: totalOut,
		Fees:   fees,
	}, txHash, true)

	// If change is nil, return a nil asset.Coin.
	var changeCoin asset.Coin
	if change != nil {
		changeCoin = change
	}

	var locks []*UTxO
	if change != nil && swaps.LockChange {
		// Lock the change output
		btc.log.Debugf("locking change coin %s", change)
		err = btc.node.lockUnspent(false, []*Output{change})
		if err != nil {
			// The swap transaction is already broadcasted, so don't fail now.
			btc.log.Errorf("failed to lock change output: %v", err)
		}

		addrStr, err := btc.stringAddr(changeAddr, btc.chainParams)
		if err != nil {
			btc.log.Errorf("Failed to stringify address %v (default encoding): %v", changeAddr, err)
			addrStr = changeAddr.String() // may or may not be able to retrieve the private keys for the next swap!
		}

		// Log it as a fundingCoin, since it is expected that this will be
		// chained into further matches.
		locks = append(locks, &UTxO{
			TxHash:  change.txHash(),
			Vout:    change.vout(),
			Address: addrStr,
			Amount:  change.Val,
		})
	}

	btc.cm.LockUTXOs(locks)
	btc.cm.UnlockOutPoints(pts)

	return receipts, changeCoin, fees, nil
}

// Redeem sends the redemption transaction, completing the atomic swap.
func (btc *baseWallet) Redeem(form *asset.RedeemForm) ([]dex.Bytes, asset.Coin, uint64, error) {
	// Create a transaction that spends the referenced contract.
	msgTx := wire.NewMsgTx(btc.txVersion())
	var totalIn uint64
	contracts := make([][]byte, 0, len(form.Redemptions))
	prevScripts := make([][]byte, 0, len(form.Redemptions))
	addresses := make([]btcutil.Address, 0, len(form.Redemptions))
	values := make([]int64, 0, len(form.Redemptions))
	for _, r := range form.Redemptions {
		if r.Spends == nil {
			return nil, nil, 0, fmt.Errorf("no audit info")
		}

		cinfo, err := ConvertAuditInfo(r.Spends, btc.decodeAddr, btc.chainParams)
		if err != nil {
			return nil, nil, 0, err
		}

		// Extract the swap contract recipient and secret hash and check the secret
		// hash against the hash of the provided secret.
		contract := cinfo.contract
		_, receiver, _, secretHash, err := dexbtc.ExtractSwapDetails(contract, btc.segwit, btc.chainParams)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error extracting swap addresses: %w", err)
		}
		checkSecretHash := sha256.Sum256(r.Secret)
		if !bytes.Equal(checkSecretHash[:], secretHash) {
			return nil, nil, 0, fmt.Errorf("secret hash mismatch")
		}
		pkScript, err := btc.scriptHashScript(contract)
		if err != nil {
			return nil, nil, 0, fmt.Errorf("error constructs p2sh script: %v", err)
		}
		prevScripts = append(prevScripts, pkScript)
		addresses = append(addresses, receiver)
		contracts = append(contracts, contract)
		txIn := wire.NewTxIn(cinfo.Output.WireOutPoint(), nil, nil)
		msgTx.AddTxIn(txIn)
		values = append(values, int64(cinfo.Output.Val))
		totalIn += cinfo.Output.Val
	}

	// Calculate the size and the fees.
	size := btc.calcTxSize(msgTx)
	if btc.segwit {
		// Add the marker and flag weight here.
		witnessVBytes := (dexbtc.RedeemSwapSigScriptSize*uint64(len(form.Redemptions)) + 2 + 3) / 4
		size += witnessVBytes + dexbtc.P2WPKHOutputSize
	} else {
		size += dexbtc.RedeemSwapSigScriptSize*uint64(len(form.Redemptions)) + dexbtc.P2PKHOutputSize
	}

	customCfg := new(redeemOptions)
	err := config.Unmapify(form.Options, customCfg)
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error parsing selected swap options: %w", err)
	}

	rawFeeRate := btc.targetFeeRateWithFallback(btc.redeemConfTarget(), form.FeeSuggestion)
	feeRate, err := calcBumpedRate(rawFeeRate, customCfg.FeeBump)
	if err != nil {
		btc.log.Errorf("calcBumpRate error: %v", err)
	}
	fee := feeRate * size
	if fee > totalIn {
		// Double check that the fee bump isn't the issue.
		feeRate = rawFeeRate
		fee = feeRate * size
		if fee > totalIn {
			return nil, nil, 0, fmt.Errorf("redeem tx not worth the fees")
		}
		btc.log.Warnf("Ignoring fee bump (%s) resulting in fees > redemption", float64PtrStr(customCfg.FeeBump))
	}

	// Send the funds back to the exchange wallet.
	redeemAddr, err := btc.node.externalAddress()
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error getting new address from the wallet: %w", err)
	}
	pkScript, err := txscript.PayToAddrScript(redeemAddr)
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error creating change script: %w", err)
	}
	txOut := wire.NewTxOut(int64(totalIn-fee), pkScript)
	// One last check for dust.
	if btc.IsDust(txOut, feeRate) {
		return nil, nil, 0, fmt.Errorf("swap redeem output is dust")
	}
	msgTx.AddTxOut(txOut)

	if btc.segwit {
		// NewTxSigHashes uses the PrevOutFetcher only for detecting a taproot
		// output, so we can provide a dummy that always returns a wire.TxOut
		// with a nil pkScript that so IsPayToTaproot returns false.
		sigHashes := txscript.NewTxSigHashes(msgTx, new(txscript.CannedPrevOutputFetcher))
		for i, r := range form.Redemptions {
			contract := contracts[i]
			redeemSig, redeemPubKey, err := btc.createWitnessSig(msgTx, i, contract, addresses[i], values[i], sigHashes)
			if err != nil {
				return nil, nil, 0, err
			}
			msgTx.TxIn[i].Witness = dexbtc.RedeemP2WSHContract(contract, redeemSig, redeemPubKey, r.Secret)
		}
	} else {
		for i, r := range form.Redemptions {
			contract := contracts[i]
			redeemSig, redeemPubKey, err := btc.createSig(msgTx, i, contract, addresses[i], values, prevScripts)
			if err != nil {
				return nil, nil, 0, err
			}
			msgTx.TxIn[i].SignatureScript, err = dexbtc.RedeemP2SHContract(contract, redeemSig, redeemPubKey, r.Secret)
			if err != nil {
				return nil, nil, 0, err
			}
		}
	}

	// Send the transaction.
	txHash, err := btc.broadcastTx(msgTx)
	if err != nil {
		return nil, nil, 0, err
	}

	btc.addTxToHistory(&asset.WalletTransaction{
		Type:   asset.Redeem,
		ID:     txHash.String(),
		Amount: totalIn,
		Fees:   fee,
	}, txHash, true)

	// Log the change output.
	coinIDs := make([]dex.Bytes, 0, len(form.Redemptions))
	for i := range form.Redemptions {
		coinIDs = append(coinIDs, ToCoinID(txHash, uint32(i)))
	}
	return coinIDs, NewOutput(txHash, 0, uint64(txOut.Value)), fee, nil
}

// ConvertAuditInfo converts from the common *asset.AuditInfo type to our
// internal *auditInfo type.
func ConvertAuditInfo(ai *asset.AuditInfo, decodeAddr dexbtc.AddressDecoder, chainParams *chaincfg.Params) (*AuditInfo, error) {
	if ai.Coin == nil {
		return nil, fmt.Errorf("no coin")
	}

	txHash, vout, err := decodeCoinID(ai.Coin.ID())
	if err != nil {
		return nil, err
	}

	recip, err := decodeAddr(ai.Recipient, chainParams)
	if err != nil {
		return nil, err
	}

	return &AuditInfo{
		Output:     NewOutput(txHash, vout, ai.Coin.Value()), // *Output
		Recipient:  recip,                                    // btcutil.Address
		contract:   ai.Contract,                              // []byte
		secretHash: ai.SecretHash,                            // []byte
		expiration: ai.Expiration,                            // time.Time
	}, nil
}

// SignMessage signs the message with the private key associated with the
// specified unspent coin. A slice of pubkeys required to spend the coin and a
// signature for each pubkey are returned.
func (btc *baseWallet) SignMessage(coin asset.Coin, msg dex.Bytes) (pubkeys, sigs []dex.Bytes, err error) {
	op, err := ConvertCoin(coin)
	if err != nil {
		return nil, nil, fmt.Errorf("error converting coin: %w", err)
	}
	utxo := btc.cm.LockedOutput(op.Pt)

	if utxo == nil {
		return nil, nil, fmt.Errorf("no utxo found for %s", op)
	}
	privKey, err := btc.node.privKeyForAddress(utxo.Address)
	if err != nil {
		return nil, nil, err
	}
	defer privKey.Zero()
	pk := privKey.PubKey()
	hash := chainhash.HashB(msg) // legacy servers will not accept this signature!
	sig := ecdsa.Sign(privKey, hash)
	pubkeys = append(pubkeys, pk.SerializeCompressed())
	sigs = append(sigs, sig.Serialize()) // DER format serialization
	return
}

// AuditContract retrieves information about a swap contract from the provided
// txData. The extracted information would be used to audit the counter-party's
// contract during a swap. The txData may be empty to attempt retrieval of the
// transaction output from the network, but it is only ensured to succeed for a
// full node or, if the tx is confirmed, an SPV wallet. Normally the server
// should communicate this txData, and the caller can decide to require it. The
// ability to work with an empty txData is a convenience for recovery tools and
// testing, and it may change in the future if a GetTxData method is added for
// this purpose.
func (btc *baseWallet) AuditContract(coinID, contract, txData dex.Bytes, rebroadcast bool) (*asset.AuditInfo, error) {
	txHash, vout, err := decodeCoinID(coinID)
	if err != nil {
		return nil, err
	}
	// Get the receiving address.
	_, receiver, stamp, secretHash, err := dexbtc.ExtractSwapDetails(contract, btc.segwit, btc.chainParams)
	if err != nil {
		return nil, fmt.Errorf("error extracting swap addresses: %w", err)
	}

	// If no tx data is provided, attempt to get the required data (the txOut)
	// from the wallet. If this is a full node wallet, a simple gettxout RPC is
	// sufficient with no pkScript or "since" time. If this is an SPV wallet,
	// only a confirmed counterparty contract can be located, and only one
	// within ContractSearchLimit. As such, this mode of operation is not
	// intended for normal server-coordinated operation.
	var tx *wire.MsgTx
	var txOut *wire.TxOut
	if len(txData) == 0 {
		// Fall back to gettxout, but we won't have the tx to rebroadcast.
		pkScript, _ := btc.scriptHashScript(contract) // pkScript and since time are unused if full node
		txOut, _, err = btc.node.getTxOut(txHash, vout, pkScript, time.Now().Add(-ContractSearchLimit))
		if err != nil || txOut == nil {
			return nil, fmt.Errorf("error finding unspent contract: %s:%d : %w", txHash, vout, err)
		}
	} else {
		tx, err = btc.deserializeTx(txData)
		if err != nil {
			return nil, fmt.Errorf("coin not found, and error encountered decoding tx data: %v", err)
		}
		if len(tx.TxOut) <= int(vout) {
			return nil, fmt.Errorf("specified output %d not found in decoded tx %s", vout, txHash)
		}
		txOut = tx.TxOut[vout]
	}

	// Check for standard P2SH. NOTE: btc.scriptHashScript(contract) should
	// equal txOut.PkScript. All we really get from the TxOut is the *value*.
	scriptClass, addrs, numReq, err := txscript.ExtractPkScriptAddrs(txOut.PkScript, btc.chainParams)
	if err != nil {
		return nil, fmt.Errorf("error extracting script addresses from '%x': %w", txOut.PkScript, err)
	}
	var contractHash []byte
	if btc.segwit {
		if scriptClass != txscript.WitnessV0ScriptHashTy {
			return nil, fmt.Errorf("unexpected script class. expected %s, got %s",
				txscript.WitnessV0ScriptHashTy, scriptClass)
		}
		h := sha256.Sum256(contract)
		contractHash = h[:]
	} else {
		if scriptClass != txscript.ScriptHashTy {
			return nil, fmt.Errorf("unexpected script class. expected %s, got %s",
				txscript.ScriptHashTy, scriptClass)
		}
		// Compare the contract hash to the P2SH address.
		contractHash = btcutil.Hash160(contract)
	}
	// These last two checks are probably overkill.
	if numReq != 1 {
		return nil, fmt.Errorf("unexpected number of signatures expected for P2SH script: %d", numReq)
	}
	if len(addrs) != 1 {
		return nil, fmt.Errorf("unexpected number of addresses for P2SH script: %d", len(addrs))
	}

	addr := addrs[0]
	if !bytes.Equal(contractHash, addr.ScriptAddress()) {
		return nil, fmt.Errorf("contract hash doesn't match script address. %x != %x",
			contractHash, addr.ScriptAddress())
	}

	// Broadcast the transaction, but do not block because this is not required
	// and does not affect the audit result.
	if rebroadcast && tx != nil {
		go func() {
			if hashSent, err := btc.node.sendRawTransaction(tx); err != nil {
				btc.log.Debugf("Rebroadcasting counterparty contract %v (THIS MAY BE NORMAL): %v", txHash, err)
			} else if !hashSent.IsEqual(txHash) {
				btc.log.Errorf("Counterparty contract %v was rebroadcast as %v!", txHash, hashSent)
			}
		}()
	}

	addrStr, err := btc.stringAddr(receiver, btc.chainParams)
	if err != nil {
		btc.log.Errorf("Failed to stringify receiver address %v (default): %v", receiver, err)
		addrStr = receiver.String() // potentially misleading AuditInfo.Recipient
	}

	return &asset.AuditInfo{
		Coin:       NewOutput(txHash, vout, uint64(txOut.Value)),
		Recipient:  addrStr,
		Contract:   contract,
		SecretHash: secretHash,
		Expiration: time.Unix(int64(stamp), 0).UTC(),
	}, nil
}

// LockTimeExpired returns true if the specified locktime has expired, making it
// possible to refund the locked coins.
func (btc *baseWallet) LockTimeExpired(_ context.Context, lockTime time.Time) (bool, error) {
	medianTime, err := btc.node.medianTime() // TODO: pass ctx
	if err != nil {
		return false, fmt.Errorf("error getting median time: %w", err)
	}
	return medianTime.After(lockTime), nil
}

// ContractLockTimeExpired returns true if the specified contract's locktime has
// expired, making it possible to issue a Refund.
func (btc *baseWallet) ContractLockTimeExpired(ctx context.Context, contract dex.Bytes) (bool, time.Time, error) {
	_, _, locktime, _, err := dexbtc.ExtractSwapDetails(contract, btc.segwit, btc.chainParams)
	if err != nil {
		return false, time.Time{}, fmt.Errorf("error extracting contract locktime: %w", err)
	}
	contractExpiry := time.Unix(int64(locktime), 0).UTC()
	expired, err := btc.LockTimeExpired(ctx, contractExpiry)
	if err != nil {
		return false, time.Time{}, err
	}
	return expired, contractExpiry, nil
}

// FindRedemption watches for the input that spends the specified contract
// coin, and returns the spending input and the contract's secret key when it
// finds a spender.
//
// This method blocks until the redemption is found, an error occurs or the
// provided context is canceled.
func (btc *intermediaryWallet) FindRedemption(ctx context.Context, coinID, _ dex.Bytes) (redemptionCoin, secret dex.Bytes, err error) {
	return btc.rf.FindRedemption(ctx, coinID)
}

// Refund revokes a contract. This can only be used after the time lock has
// expired. This MUST return an asset.CoinNotFoundError error if the coin is
// spent.
// NOTE: The contract cannot be retrieved from the unspent coin info as the
// wallet does not store it, even though it was known when the init transaction
// was created. The client should store this information for persistence across
// sessions.
func (btc *baseWallet) Refund(coinID, contract dex.Bytes, feeRate uint64) (dex.Bytes, error) {
	txHash, vout, err := decodeCoinID(coinID)
	if err != nil {
		return nil, err
	}

	pkScript, err := btc.scriptHashScript(contract)
	if err != nil {
		return nil, fmt.Errorf("error parsing pubkey script: %w", err)
	}

	if feeRate == 0 {
		feeRate = btc.targetFeeRateWithFallback(2, 0)
	}

	// TODO: I'd recommend not passing a pkScript without a limited startTime
	// to prevent potentially long searches. In this case though, the output
	// will be found in the wallet and won't need to be searched for, only
	// the spender search will be conducted using the pkScript starting from
	// the block containing the original tx. The script can be gotten from
	// the wallet tx though and used for the spender search, while not passing
	// a script here to ensure no attempt is made to find the output without
	// a limited startTime.
	utxo, _, err := btc.node.getTxOut(txHash, vout, pkScript, time.Time{})
	if err != nil {
		return nil, fmt.Errorf("error finding unspent contract: %w", err)
	}
	if utxo == nil {
		return nil, asset.CoinNotFoundError // spent
	}
	msgTx, err := btc.refundTx(txHash, vout, contract, uint64(utxo.Value), nil, feeRate)
	if err != nil {
		return nil, fmt.Errorf("error creating refund tx: %w", err)
	}

	refundHash, err := btc.broadcastTx(msgTx)
	if err != nil {
		return nil, fmt.Errorf("broadcastTx: %w", err)
	}

	var fee uint64
	if len(msgTx.TxOut) > 0 { // something went very wrong if not true
		fee = uint64(utxo.Value - msgTx.TxOut[0].Value)
	}
	btc.addTxToHistory(&asset.WalletTransaction{
		Type:   asset.Refund,
		ID:     refundHash.String(),
		Amount: uint64(utxo.Value),
		Fees:   fee,
	}, refundHash, true)

	return ToCoinID(refundHash, 0), nil
}

// refundTx creates and signs a contract`s refund transaction. If refundAddr is
// not supplied, one will be requested from the wallet.
func (btc *baseWallet) refundTx(txHash *chainhash.Hash, vout uint32, contract dex.Bytes, val uint64, refundAddr btcutil.Address, feeRate uint64) (*wire.MsgTx, error) {
	sender, _, lockTime, _, err := dexbtc.ExtractSwapDetails(contract, btc.segwit, btc.chainParams)
	if err != nil {
		return nil, fmt.Errorf("error extracting swap addresses: %w", err)
	}

	// Create the transaction that spends the contract.
	msgTx := wire.NewMsgTx(btc.txVersion())
	msgTx.LockTime = uint32(lockTime)
	prevOut := wire.NewOutPoint(txHash, vout)
	txIn := wire.NewTxIn(prevOut, []byte{}, nil)
	// Enable the OP_CHECKLOCKTIMEVERIFY opcode to be used.
	//
	// https://github.com/bitcoin/bips/blob/master/bip-0125.mediawiki#Spending_wallet_policy
	txIn.Sequence = wire.MaxTxInSequenceNum - 1
	msgTx.AddTxIn(txIn)
	// Calculate fees and add the change output.

	size := btc.calcTxSize(msgTx)

	if btc.segwit {
		// Add the marker and flag weight too.
		witnessVBytes := uint64((dexbtc.RefundSigScriptSize + 2 + 3) / 4)
		size += witnessVBytes + dexbtc.P2WPKHOutputSize
	} else {
		size += dexbtc.RefundSigScriptSize + dexbtc.P2PKHOutputSize
	}

	fee := feeRate * size // TODO: use btc.FeeRate in caller and fallback to nfo.MaxFeeRate
	if fee > val {
		return nil, fmt.Errorf("refund tx not worth the fees")
	}
	if refundAddr == nil {
		refundAddr, err = btc.node.externalAddress()
		if err != nil {
			return nil, fmt.Errorf("error getting new address from the wallet: %w", err)
		}
	}
	pkScript, err := txscript.PayToAddrScript(refundAddr)
	if err != nil {
		return nil, fmt.Errorf("error creating change script: %w", err)
	}
	txOut := wire.NewTxOut(int64(val-fee), pkScript)
	// One last check for dust.
	if btc.IsDust(txOut, feeRate) {
		return nil, fmt.Errorf("refund output is dust")
	}
	msgTx.AddTxOut(txOut)

	if btc.segwit {
		sigHashes := txscript.NewTxSigHashes(msgTx, new(txscript.CannedPrevOutputFetcher))
		refundSig, refundPubKey, err := btc.createWitnessSig(msgTx, 0, contract, sender, int64(val), sigHashes)
		if err != nil {
			return nil, fmt.Errorf("createWitnessSig: %w", err)
		}
		txIn.Witness = dexbtc.RefundP2WSHContract(contract, refundSig, refundPubKey)

	} else {
		prevScript, err := btc.scriptHashScript(contract)
		if err != nil {
			return nil, fmt.Errorf("error constructing p2sh script: %w", err)
		}

		refundSig, refundPubKey, err := btc.createSig(msgTx, 0, contract, sender, []int64{int64(val)}, [][]byte{prevScript})
		if err != nil {
			return nil, fmt.Errorf("createSig: %w", err)
		}
		txIn.SignatureScript, err = dexbtc.RefundP2SHContract(contract, refundSig, refundPubKey)
		if err != nil {
			return nil, fmt.Errorf("RefundP2SHContract: %w", err)
		}
	}
	return msgTx, nil
}

// DepositAddress returns an address for depositing funds into the
// exchange wallet.
func (btc *baseWallet) DepositAddress() (string, error) {
	addr, err := btc.node.externalAddress()
	if err != nil {
		return "", err
	}
	addrStr, err := btc.stringAddr(addr, btc.chainParams)
	if err != nil {
		return "", err
	}
	if btc.node.locked() {
		return addrStr, nil
	}

	// If the wallet is unlocked, be extra cautious and ensure the wallet gave
	// us an address for which we can retrieve the private keys, regardless of
	// what ownsAddress would say.
	priv, err := btc.node.privKeyForAddress(addrStr)
	if err != nil {
		return "", fmt.Errorf("private key unavailable for address %v: %w", addrStr, err)
	}
	priv.Zero()
	return addrStr, nil
}

// RedemptionAddress gets an address for use in redeeming the counterparty's
// swap. This would be included in their swap initialization.
func (btc *baseWallet) RedemptionAddress() (string, error) {
	return btc.recyclableAddress()
}

// A recyclable address is a redemption or refund address that may be recycled
// if unused. If already recycled addresses are available, one will be returned.
func (btc *baseWallet) recyclableAddress() (string, error) {
	var returns []string
	defer btc.ar.ReturnAddresses(returns)
	for {
		addr := btc.ar.Address()
		if addr == "" {
			break
		}
		if owns, err := btc.OwnsDepositAddress(addr); owns {
			return addr, nil
		} else if err != nil {
			btc.log.Errorf("Error checking ownership of recycled address %q: %v", addr, err)
			returns = append(returns, addr)
		}
	}
	return btc.DepositAddress()
}

// ReturnRefundContracts should be called with the Receipt.Contract() data for
// any swaps that will not be refunded.
func (btc *baseWallet) ReturnRefundContracts(contracts [][]byte) {
	addrs := make([]string, 0, len(contracts))
	for _, c := range contracts {
		sender, _, _, _, err := dexbtc.ExtractSwapDetails(c, btc.segwit, btc.chainParams)
		if err != nil {
			btc.log.Errorf("Error extracting refund address from contract '%x': %v", c, err)
			continue
		}
		addr, err := btc.stringAddr(sender, btc.chainParams)
		if err != nil {
			btc.log.Errorf("Error stringifying address %q: %v", addr, err)
			continue
		}
		addrs = append(addrs, addr)
	}
	if len(addrs) > 0 {
		btc.ar.ReturnAddresses(addrs)
	}
}

// ReturnRedemptionAddress accepts a Wallet.RedemptionAddress() if the address
// will not be used.
func (btc *baseWallet) ReturnRedemptionAddress(addr string) {
	btc.ar.ReturnAddresses([]string{addr})
}

// NewAddress returns a new address from the wallet. This satisfies the
// NewAddresser interface.
func (btc *baseWallet) NewAddress() (string, error) {
	return btc.DepositAddress()
}

// Withdraw withdraws funds to the specified address. Fees are subtracted from
// the value. feeRate is in units of sats/byte.
// Withdraw satisfies asset.Withdrawer.
func (btc *baseWallet) Withdraw(address string, value, feeRate uint64) (asset.Coin, error) {
	txHash, vout, sent, err := btc.send(address, value, btc.feeRateWithFallback(feeRate), true)
	if err != nil {
		return nil, err
	}
	return NewOutput(txHash, vout, sent), nil
}

// Send sends the exact value to the specified address. This is different from
// Withdraw, which subtracts the tx fees from the amount sent. feeRate is in
// units of sats/byte.
func (btc *baseWallet) Send(address string, value, feeRate uint64) (asset.Coin, error) {
	txHash, vout, sent, err := btc.send(address, value, btc.feeRateWithFallback(feeRate), false)
	if err != nil {
		return nil, err
	}
	return NewOutput(txHash, vout, sent), nil
}

// SendTransaction broadcasts a valid fully-signed transaction.
func (btc *baseWallet) SendTransaction(rawTx []byte) ([]byte, error) {
	msgTx, err := btc.deserializeTx(rawTx)
	if err != nil {
		return nil, err
	}

	txHash, err := btc.node.sendRawTransaction(msgTx)
	if err != nil {
		return nil, err
	}

	btc.markTxAsSubmitted(txHash)

	return ToCoinID(txHash, 0), nil
}

// ValidateSecret checks that the secret satisfies the contract.
func (btc *baseWallet) ValidateSecret(secret, secretHash []byte) bool {
	h := sha256.Sum256(secret)
	return bytes.Equal(h[:], secretHash)
}

// send the value to the address, with the given fee rate. If subtract is true,
// the fees will be subtracted from the value. If false, the fees are in
// addition to the value. feeRate is in units of sats/byte.
func (btc *baseWallet) send(address string, val uint64, feeRate uint64, subtract bool) (*chainhash.Hash, uint32, uint64, error) {
	addr, err := btc.decodeAddr(address, btc.chainParams)
	if err != nil {
		return nil, 0, 0, fmt.Errorf("invalid address: %s", address)
	}
	pay2script, err := txscript.PayToAddrScript(addr)
	if err != nil {
		return nil, 0, 0, fmt.Errorf("PayToAddrScript error: %w", err)
	}

	baseSize := dexbtc.MinimumTxOverhead
	if btc.segwit {
		baseSize += dexbtc.P2WPKHOutputSize * 2
	} else {
		baseSize += dexbtc.P2PKHOutputSize * 2
	}

	enough := sendEnough(val, feeRate, subtract, uint64(baseSize), btc.segwit, true)
	minConfs := uint32(0)
	coins, _, _, _, inputsSize, _, err := btc.cm.Fund(btc.bondReserves.Load(), minConfs, false, enough)
	if err != nil {
		return nil, 0, 0, fmt.Errorf("error funding transaction: %w", err)
	}

	fundedTx, totalIn, _, err := btc.fundedTx(coins)
	if err != nil {
		return nil, 0, 0, fmt.Errorf("error adding inputs to transaction: %w", err)
	}

	fees := feeRate * (inputsSize + uint64(baseSize))
	var toSend uint64
	if subtract {
		toSend = val - fees
	} else {
		toSend = val
	}
	fundedTx.AddTxOut(wire.NewTxOut(int64(toSend), pay2script))

	changeAddr, err := btc.node.changeAddress()
	if err != nil {
		return nil, 0, 0, fmt.Errorf("error creating change address: %w", err)
	}

	msgTx, err := btc.sendWithReturn(fundedTx, changeAddr, totalIn, toSend, feeRate)
	if err != nil {
		return nil, 0, 0, err
	}

	txHash := btc.hashTx(msgTx)

	var totalOut uint64
	for _, txOut := range msgTx.TxOut {
		totalOut += uint64(txOut.Value)
	}

	selfSend, err := btc.OwnsDepositAddress(address)
	if err != nil {
		return nil, 0, 0, fmt.Errorf("error checking address ownership: %w", err)
	}
	txType := asset.Send
	if selfSend {
		txType = asset.SelfSend
	}

	btc.addTxToHistory(&asset.WalletTransaction{
		Type:      txType,
		ID:        txHash.String(),
		Amount:    toSend,
		Fees:      totalIn - totalOut,
		Recipient: &address,
	}, txHash, true)

	return txHash, 0, toSend, nil
}

// SwapConfirmations gets the number of confirmations for the specified swap
// by first checking for a unspent output, and if not found, searching indexed
// wallet transactions.
func (btc *baseWallet) SwapConfirmations(_ context.Context, id dex.Bytes, contract dex.Bytes, startTime time.Time) (uint32, bool, error) {
	txHash, vout, err := decodeCoinID(id)
	if err != nil {
		return 0, false, err
	}
	pkScript, err := btc.scriptHashScript(contract)
	if err != nil {
		return 0, false, err
	}
	return btc.node.swapConfirmations(txHash, vout, pkScript, startTime)
}

// RegFeeConfirmations gets the number of confirmations for the specified output
// by first checking for a unspent output, and if not found, searching indexed
// wallet transactions.
func (btc *baseWallet) RegFeeConfirmations(_ context.Context, id dex.Bytes) (confs uint32, err error) {
	txHash, _, err := decodeCoinID(id)
	if err != nil {
		return 0, err
	}
	_, confs, err = btc.rawWalletTx(txHash)
	return
}

func (btc *baseWallet) checkPeers() {
	numPeers, err := btc.node.peerCount()
	if err != nil {
		prevPeer := atomic.SwapUint32(&btc.lastPeerCount, 0)
		if prevPeer != 0 {
			btc.log.Errorf("Failed to get peer count: %v", err)
			btc.peersChange(0, err)
		}
		return
	}
	prevPeer := atomic.SwapUint32(&btc.lastPeerCount, numPeers)
	if prevPeer != numPeers {
		btc.peersChange(numPeers, nil)
	}
}

func (btc *baseWallet) monitorPeers(ctx context.Context) {
	ticker := time.NewTicker(peerCountTicker)
	defer ticker.Stop()
	for {
		btc.checkPeers()

		select {
		case <-ticker.C:
		case <-ctx.Done():
			return
		}
	}
}

// watchBlocks pings for new blocks and runs the tipChange callback function
// when the block changes.
func (btc *intermediaryWallet) watchBlocks(ctx context.Context) {
	ticker := time.NewTicker(blockTicker)
	defer ticker.Stop()

	var walletBlock <-chan *BlockVector
	if notifier, isNotifier := btc.node.(tipNotifier); isNotifier {
		walletBlock = notifier.tipFeed()
	}

	// A polledBlock is a block found during polling, but whose broadcast has
	// been queued in anticipation of a wallet notification.
	type polledBlock struct {
		*BlockVector
		queue *time.Timer
	}

	// queuedBlock is the currently queued, polling-discovered block that will
	// be broadcast after a timeout if the wallet doesn't send the matching
	// notification.
	var queuedBlock *polledBlock

	for {
		select {

		// Poll for the block. If the wallet offers tip reports, delay reporting
		// the tip to give the wallet a moment to request and scan block data.
		case <-ticker.C:
			newTipHdr, err := btc.node.getBestBlockHeader()
			if err != nil {
				btc.log.Errorf("failed to get best block header from %s node: %v", btc.symbol, err)
				continue
			}
			newTipHash, err := chainhash.NewHashFromStr(newTipHdr.Hash)
			if err != nil {
				btc.log.Errorf("invalid best block hash from %s node: %v", btc.symbol, err)
				continue
			}

			if queuedBlock != nil && *newTipHash == queuedBlock.BlockVector.Hash {
				continue
			}

			btc.tipMtx.RLock()
			sameTip := btc.currentTip.Hash == *newTipHash
			btc.tipMtx.RUnlock()
			if sameTip {
				continue
			}

			newTip := &BlockVector{newTipHdr.Height, *newTipHash}

			// If the wallet is not offering tip reports, send this one right
			// away.
			if walletBlock == nil {
				btc.reportNewTip(ctx, newTip)
			} else {
				// Queue it for reporting, but don't send it right away. Give the
				// wallet a chance to provide their block update. SPV wallet may
				// need more time after storing the block header to fetch and
				// scan filters and issue the FilteredBlockConnected report.
				if queuedBlock != nil {
					queuedBlock.queue.Stop()
				}
				blockAllowance := walletBlockAllowance
				syncStatus, err := btc.node.syncStatus()
				if err != nil {
					btc.log.Errorf("Error retrieving sync status before queuing polled block: %v", err)
				} else if !syncStatus.Synced {
					blockAllowance *= 10
				}
				queuedBlock = &polledBlock{
					BlockVector: newTip,
					queue: time.AfterFunc(blockAllowance, func() {
						if ss, _ := btc.SyncStatus(); ss != nil && ss.Synced {
							btc.log.Warnf("Reporting a block found in polling that the wallet apparently "+
								"never reported: %d %s. If you see this message repeatedly, it may indicate "+
								"an issue with the wallet.", newTip.Height, newTip.Hash)
						}
						btc.reportNewTip(ctx, newTip)
					}),
				}
			}

		// Tip reports from the wallet are always sent, and we'll clear any
		// queued polled block that would appear to be superceded by this one.
		case walletTip := <-walletBlock:
			if queuedBlock != nil && walletTip.Height >= queuedBlock.Height {
				if !queuedBlock.queue.Stop() && walletTip.Hash == queuedBlock.Hash {
					continue
				}
				queuedBlock = nil
			}
			btc.reportNewTip(ctx, walletTip)

		case <-ctx.Done():
			return
		}

		// Ensure context cancellation takes priority before the next iteration.
		if ctx.Err() != nil {
			return
		}
	}
}

// reportNewTip sets the currentTip. The tipChange callback function is invoked
// and RedemptionFinder is informed of the new block.
func (btc *intermediaryWallet) reportNewTip(ctx context.Context, newTip *BlockVector) {
	btc.tipMtx.Lock()
	defer btc.tipMtx.Unlock()

	prevTip := btc.currentTip
	btc.currentTip = newTip
	btc.log.Tracef("tip change: %d (%s) => %d (%s)", prevTip.Height, prevTip.Hash, newTip.Height, newTip.Hash)
	btc.emit.TipChange(uint64(newTip.Height))

	go btc.syncTxHistory(uint64(newTip.Height))

	btc.rf.ReportNewTip(ctx, prevTip, newTip)
}

// sendWithReturn sends the unsigned transaction with an added output (unless
// dust) for the change.
func (btc *baseWallet) sendWithReturn(baseTx *wire.MsgTx, addr btcutil.Address,
	totalIn, totalOut, feeRate uint64) (*wire.MsgTx, error) {

	signedTx, _, _, err := btc.signTxAndAddChange(baseTx, addr, totalIn, totalOut, feeRate)
	if err != nil {
		return nil, err
	}

	_, err = btc.broadcastTx(signedTx)
	return signedTx, err
}

// signTxAndAddChange signs the passed tx and adds a change output if the change
// wouldn't be dust. Returns but does NOT broadcast the signed tx.
func (btc *baseWallet) signTxAndAddChange(baseTx *wire.MsgTx, addr btcutil.Address,
	totalIn, totalOut, feeRate uint64) (*wire.MsgTx, *Output, uint64, error) {

	makeErr := func(s string, a ...any) (*wire.MsgTx, *Output, uint64, error) {
		return nil, nil, 0, fmt.Errorf(s, a...)
	}

	// Sign the transaction to get an initial size estimate and calculate whether
	// a change output would be dust.
	sigCycles := 1
	msgTx, err := btc.node.signTx(baseTx)
	if err != nil {
		return makeErr("signing error: %v, raw tx: %x", err, btc.wireBytes(baseTx))
	}
	vSize := btc.calcTxSize(msgTx)
	minFee := feeRate * vSize
	remaining := totalIn - totalOut
	if minFee > remaining {
		return makeErr("not enough funds to cover minimum fee rate. %.8f < %.8f, raw tx: %x",
			toBTC(totalIn), toBTC(minFee+totalOut), btc.wireBytes(baseTx))
	}

	// Create a change output.
	changeScript, err := txscript.PayToAddrScript(addr)
	if err != nil {
		return makeErr("error creating change script: %v", err)
	}
	changeFees := dexbtc.P2PKHOutputSize * feeRate
	if btc.segwit {
		changeFees = dexbtc.P2WPKHOutputSize * feeRate
	}
	changeIdx := len(baseTx.TxOut)
	changeOutput := wire.NewTxOut(int64(remaining-minFee-changeFees), changeScript)
	if changeFees+minFee > remaining { // Prevent underflow
		changeOutput.Value = 0
	}
	// If the change is not dust, recompute the signed txn size and iterate on
	// the fees vs. change amount.
	changeAdded := !btc.IsDust(changeOutput, feeRate)
	if changeAdded {
		// Add the change output.
		vSize0 := btc.calcTxSize(baseTx)
		baseTx.AddTxOut(changeOutput)
		changeSize := btc.calcTxSize(baseTx) - vSize0       // may be dexbtc.P2WPKHOutputSize
		addrStr, _ := btc.stringAddr(addr, btc.chainParams) // just for logging
		btc.log.Tracef("Change output size = %d, addr = %s", changeSize, addrStr)

		vSize += changeSize
		fee := feeRate * vSize
		changeOutput.Value = int64(remaining - fee)
		// Find the best fee rate by closing in on it in a loop.
		tried := map[uint64]bool{}
		for {
			// Sign the transaction with the change output and compute new size.
			sigCycles++
			msgTx, err = btc.node.signTx(baseTx)
			if err != nil {
				return makeErr("signing error: %v, raw tx: %x", err, btc.wireBytes(baseTx))
			}
			vSize = btc.calcTxSize(msgTx) // recompute the size with new tx signature
			reqFee := feeRate * vSize
			if reqFee > remaining {
				// I can't imagine a scenario where this condition would be true, but
				// I'd hate to be wrong.
				btc.log.Errorf("reached the impossible place. in = %.8f, out = %.8f, reqFee = %.8f, lastFee = %.8f, raw tx = %x, vSize = %d, feeRate = %d",
					toBTC(totalIn), toBTC(totalOut), toBTC(reqFee), toBTC(fee), btc.wireBytes(msgTx), vSize, feeRate)
				return makeErr("change error")
			}
			if fee == reqFee || (fee > reqFee && tried[reqFee]) {
				// If a lower fee appears available, but it's already been attempted and
				// had a longer serialized size, the current fee is likely as good as
				// it gets.
				break
			}

			// We must have some room for improvement.
			tried[fee] = true
			fee = reqFee
			changeOutput.Value = int64(remaining - fee)
			if btc.IsDust(changeOutput, feeRate) {
				// Another condition that should be impossible, but check anyway in case
				// the maximum fee was underestimated causing the first check to be
				// missed.
				btc.log.Errorf("reached the impossible place. in = %.8f, out = %.8f, reqFee = %.8f, lastFee = %.8f, raw tx = %x",
					toBTC(totalIn), toBTC(totalOut), toBTC(reqFee), toBTC(fee), btc.wireBytes(msgTx))
				return makeErr("dust error")
			}
			continue
		}

		totalOut += uint64(changeOutput.Value)
	} else {
		btc.log.Debugf("Foregoing change worth up to %v in tx %v because it is dust",
			changeOutput.Value, btc.hashTx(msgTx))
	}

	txHash := btc.hashTx(msgTx)

	fee := totalIn - totalOut
	actualFeeRate := fee / vSize
	btc.log.Debugf("%d signature cycles to converge on fees for tx %s: "+
		"min rate = %d, actual fee rate = %d (%v for %v bytes), change = %v",
		sigCycles, txHash, feeRate, actualFeeRate, fee, vSize, changeAdded)

	var change *Output
	if changeAdded {
		change = NewOutput(txHash, uint32(changeIdx), uint64(changeOutput.Value))
	}

	return msgTx, change, fee, nil
}

func (btc *baseWallet) broadcastTx(signedTx *wire.MsgTx) (*chainhash.Hash, error) {
	txHash, err := btc.node.sendRawTransaction(signedTx)
	if err != nil {
		return nil, fmt.Errorf("sendrawtx error: %v, raw tx: %x", err, btc.wireBytes(signedTx))
	}
	checkHash := btc.hashTx(signedTx)
	if *txHash != *checkHash {
		return nil, fmt.Errorf("transaction sent, but received unexpected transaction ID back from RPC server. "+
			"expected %s, got %s. raw tx: %x", checkHash, *txHash, btc.wireBytes(signedTx))
	}
	return txHash, nil
}

// createSig creates and returns the serialized raw signature and compressed
// pubkey for a transaction input signature.
func (btc *baseWallet) createSig(tx *wire.MsgTx, idx int, pkScript []byte, addr btcutil.Address, vals []int64, pkScripts [][]byte) (sig, pubkey []byte, err error) {
	addrStr, err := btc.stringAddr(addr, btc.chainParams)
	if err != nil {
		return nil, nil, err
	}

	privKey, err := btc.node.privKeyForAddress(addrStr)
	if err != nil {
		return nil, nil, err
	}
	defer privKey.Zero()

	sig, err = btc.signNonSegwit(tx, idx, pkScript, txscript.SigHashAll, privKey, vals, pkScripts)
	if err != nil {
		return nil, nil, err
	}

	return sig, privKey.PubKey().SerializeCompressed(), nil
}

// createWitnessSig creates and returns a signature for the witness of a segwit
// input and the pubkey associated with the address.
func (btc *baseWallet) createWitnessSig(tx *wire.MsgTx, idx int, pkScript []byte,
	addr btcutil.Address, val int64, sigHashes *txscript.TxSigHashes) (sig, pubkey []byte, err error) {
	addrStr, err := btc.stringAddr(addr, btc.chainParams)
	if err != nil {
		return nil, nil, err
	}
	privKey, err := btc.node.privKeyForAddress(addrStr)
	if err != nil {
		return nil, nil, err
	}
	defer privKey.Zero()
	sig, err = txscript.RawTxInWitnessSignature(tx, sigHashes, idx, val,
		pkScript, txscript.SigHashAll, privKey)

	if err != nil {
		return nil, nil, err
	}
	return sig, privKey.PubKey().SerializeCompressed(), nil
}

// ValidateAddress checks that the provided address is valid.
func (btc *baseWallet) ValidateAddress(address string) bool {
	_, err := btc.decodeAddr(address, btc.chainParams)
	return err == nil
}

// dummyP2PKHScript only has to be a valid 25-byte pay-to-pubkey-hash pkScript
// for EstimateSendTxFee when an empty or invalid address is provided.
var dummyP2PKHScript = []byte{0x76, 0xa9, 0x14, 0xe4, 0x28, 0x61, 0xa,
	0xfc, 0xd0, 0x4e, 0x21, 0x94, 0xf7, 0xe2, 0xcc, 0xf8,
	0x58, 0x7a, 0xc9, 0xe7, 0x2c, 0x79, 0x7b, 0x88, 0xac,
}

// EstimateSendTxFee returns a tx fee estimate for sending or withdrawing the
// provided amount using the provided feeRate.
func (btc *intermediaryWallet) EstimateSendTxFee(address string, sendAmount, feeRate uint64, subtract, _ bool) (fee uint64, isValidAddress bool, err error) {
	if sendAmount == 0 {
		return 0, false, fmt.Errorf("cannot check fee: send amount = 0")
	}

	var pkScript []byte
	if addr, err := btc.decodeAddr(address, btc.chainParams); err == nil {
		pkScript, err = txscript.PayToAddrScript(addr)
		if err != nil {
			return 0, false, fmt.Errorf("error generating pubkey script: %w", err)
		}
		isValidAddress = true
	} else {
		// use a dummy 25-byte p2pkh script
		pkScript = dummyP2PKHScript
	}

	wireOP := wire.NewTxOut(int64(sendAmount), pkScript)
	if dexbtc.IsDust(wireOP, feeRate) {
		return 0, false, errors.New("output value is dust")
	}

	tx := wire.NewMsgTx(btc.txVersion())
	tx.AddTxOut(wireOP)
	fee, err = btc.txFeeEstimator.estimateSendTxFee(tx, btc.feeRateWithFallback(feeRate), subtract)
	if err != nil {
		return 0, false, err
	}
	return fee, isValidAddress, nil
}

// StandardSendFees returns the fees for a simple send tx with one input and two
// outputs.
func (btc *baseWallet) StandardSendFee(feeRate uint64) uint64 {
	var sz uint64 = dexbtc.MinimumTxOverhead
	if btc.segwit {
		inputSize := dexbtc.RedeemP2WPKHInputSize + uint64((dexbtc.RedeemP2PKSigScriptSize+2+3)/4)
		sz += inputSize + dexbtc.P2WPKHOutputSize*2
	} else {
		sz += dexbtc.RedeemP2PKHInputSize + dexbtc.P2PKHOutputSize*2
	}
	return feeRate * sz
}

func (btc *baseWallet) SetBondReserves(reserves uint64) {
	btc.bondReserves.Store(reserves)
}

func bondPushData(ver uint16, acctID []byte, lockTimeSec int64, pkh []byte) []byte {
	pushData := make([]byte, 2+len(acctID)+4+20)
	var offset int
	binary.BigEndian.PutUint16(pushData[offset:], ver)
	offset += 2
	copy(pushData[offset:], acctID[:])
	offset += len(acctID)
	binary.BigEndian.PutUint32(pushData[offset:], uint32(lockTimeSec))
	offset += 4
	copy(pushData[offset:], pkh)
	return pushData
}

func bondPushDataScript(ver uint16, acctID []byte, lockTimeSec int64, pkh []byte) ([]byte, error) {
	return txscript.NewScriptBuilder().
		AddOp(txscript.OP_RETURN).
		AddData(bondPushData(ver, acctID, lockTimeSec, pkh)).
		Script()
}

// MakeBondTx creates a time-locked fidelity bond transaction. The V0
// transaction has two required outputs:
//
// Output 0 is a the time-locked bond output of type P2SH with the provided
// value. The redeem script looks similar to the refund path of an atomic swap
// script, but with a pubkey hash:
//
//	<locktime> OP_CHECKLOCKTIMEVERIFY OP_DROP OP_DUP OP_HASH160 <pubkeyhash[20]> OP_EQUALVERIFY OP_CHECKSIG
//
// The pubkey referenced by the script is provided by the caller.
//
// Output 1 is a DEX Account commitment. This is an OP_RETURN output that
// references the provided account ID.
//
//	OP_RETURN <2-byte version> <32-byte account ID> <4-byte locktime> <20-byte pubkey hash>
//
// Having the account ID in the raw allows the txn alone to identify the account
// without the bond output's redeem script.
//
// Output 2 is change, if any.
//
// The bond output's redeem script, which is needed to spend the bond output, is
// returned as the Data field of the Bond. The bond output pays to a pubkeyhash
// script for a wallet address. Bond.RedeemTx is a backup transaction that
// spends the bond output after lockTime passes, paying to an address for the
// current underlying wallet; the bond private key should normally be used to
// author a new transaction paying to a new address instead.
func (btc *baseWallet) MakeBondTx(ver uint16, amt, feeRate uint64, lockTime time.Time, bondKey *secp256k1.PrivateKey, acctID []byte) (*asset.Bond, func(), error) {
	if ver != 0 {
		return nil, nil, errors.New("only version 0 bonds supported")
	}
	if until := time.Until(lockTime); until >= 365*12*time.Hour /* ~6 months */ {
		return nil, nil, fmt.Errorf("that lock time is nuts: %v", lockTime)
	} else if until < 0 {
		return nil, nil, fmt.Errorf("that lock time is already passed: %v", lockTime)
	}

	pk := bondKey.PubKey().SerializeCompressed()
	pkh := btcutil.Hash160(pk)

	feeRate = btc.feeRateWithFallback(feeRate)
	baseTx := wire.NewMsgTx(btc.txVersion())

	// TL output.
	lockTimeSec := lockTime.Unix()
	if lockTimeSec >= dexbtc.MaxCLTVScriptNum || lockTimeSec <= 0 {
		return nil, nil, fmt.Errorf("invalid lock time %v", lockTime)
	}
	bondScript, err := dexbtc.MakeBondScript(ver, uint32(lockTimeSec), pkh)
	if err != nil {
		return nil, nil, fmt.Errorf("failed to build bond output redeem script: %w", err)
	}
	pkScript, err := btc.scriptHashScript(bondScript)
	if err != nil {
		return nil, nil, fmt.Errorf("error constructing p2sh script: %v", err)
	}
	txOut := wire.NewTxOut(int64(amt), pkScript)
	if btc.IsDust(txOut, feeRate) {
		return nil, nil, fmt.Errorf("bond output value of %d (fee rate %d) is dust", amt, feeRate)
	}
	baseTx.AddTxOut(txOut)

	// Acct ID commitment and bond details output, v0. The integers are encoded
	// with big-endian byte order and a fixed number of bytes, unlike in Script,
	// for natural visual inspection of the version and lock time.
	commitPkScript, err := bondPushDataScript(ver, acctID, lockTimeSec, pkh)
	if err != nil {
		return nil, nil, fmt.Errorf("failed to build acct commit output script: %w", err)
	}
	acctOut := wire.NewTxOut(0, commitPkScript) // value zero
	baseTx.AddTxOut(acctOut)

	baseSize := uint32(baseTx.SerializeSize())
	if btc.segwit {
		baseSize += dexbtc.P2WPKHOutputSize
	} else {
		baseSize += dexbtc.P2PKHOutputSize
	}

	const subtract = false
	coins, _, _, _, _, _, err := btc.cm.Fund(0, 0, true, sendEnough(amt, feeRate, subtract, uint64(baseSize), btc.segwit, true))
	if err != nil {
		return nil, nil, fmt.Errorf("failed to fund bond tx: %w", err)
	}

	var txIDToRemoveFromHistory *chainhash.Hash // will be non-nil if tx was added to history

	abandon := func() { // if caller does not broadcast, or we fail in this method
		err := btc.ReturnCoins(coins)
		if err != nil {
			btc.log.Errorf("error returning coins for unused bond tx: %v", coins)
		}
		if txIDToRemoveFromHistory != nil {
			btc.removeTxFromHistory(txIDToRemoveFromHistory)
		}
	}

	var success bool
	defer func() {
		if !success {
			abandon()
		}
	}()

	totalIn, _, err := btc.addInputsToTx(baseTx, coins)
	if err != nil {
		return nil, nil, fmt.Errorf("failed to add inputs to bond tx: %w", err)
	}

	changeAddr, err := btc.node.changeAddress()
	if err != nil {
		return nil, nil, fmt.Errorf("error creating change address: %w", err)
	}
	signedTx, _, fee, err := btc.signTxAndAddChange(baseTx, changeAddr, totalIn, amt, feeRate)
	if err != nil {
		return nil, nil, fmt.Errorf("failed to sign bond tx: %w", err)
	}

	txid := btc.hashTx(signedTx)

	signedTxBytes, err := btc.serializeTx(signedTx)
	if err != nil {
		return nil, nil, err
	}
	unsignedTxBytes, err := btc.serializeTx(baseTx)
	if err != nil {
		return nil, nil, err
	}

	// Prep the redeem / refund tx.
	redeemMsgTx, err := btc.makeBondRefundTxV0(txid, 0, amt, bondScript, bondKey, feeRate)
	if err != nil {
		return nil, nil, fmt.Errorf("unable to create bond redemption tx: %w", err)
	}
	redeemTx, err := btc.serializeTx(redeemMsgTx)
	if err != nil {
		return nil, nil, fmt.Errorf("failed to serialize bond redemption tx: %w", err)
	}

	bond := &asset.Bond{
		Version:    ver,
		AssetID:    btc.cloneParams.AssetID,
		Amount:     amt,
		CoinID:     ToCoinID(txid, 0),
		Data:       bondScript,
		SignedTx:   signedTxBytes,
		UnsignedTx: unsignedTxBytes,
		RedeemTx:   redeemTx,
	}
	success = true

	btc.addTxToHistory(&asset.WalletTransaction{
		Type:   asset.CreateBond,
		ID:     txid.String(),
		Amount: amt,
		Fees:   fee,
		BondInfo: &asset.BondTxInfo{
			AccountID: acctID,
			LockTime:  uint64(lockTimeSec),
			BondID:    pkh,
		},
	}, txid, false)

	txIDToRemoveFromHistory = txid

	return bond, abandon, nil
}

func (btc *baseWallet) makeBondRefundTxV0(txid *chainhash.Hash, vout uint32, amt uint64,
	script []byte, priv *secp256k1.PrivateKey, feeRate uint64) (*wire.MsgTx, error) {
	lockTime, pkhPush, err := dexbtc.ExtractBondDetailsV0(0, script)
	if err != nil {
		return nil, err
	}

	pk := priv.PubKey().SerializeCompressed()
	pkh := btcutil.Hash160(pk)
	if !bytes.Equal(pkh, pkhPush) {
		return nil, fmt.Errorf("incorrect private key to spend the bond output")
	}

	msgTx := wire.NewMsgTx(btc.txVersion())
	// Transaction LockTime must be <= spend time, and >= the CLTV lockTime, so
	// we use exactly the CLTV's value. This limits the CLTV value to 32-bits.
	msgTx.LockTime = lockTime
	bondPrevOut := wire.NewOutPoint(txid, vout)
	txIn := wire.NewTxIn(bondPrevOut, []byte{}, nil)
	txIn.Sequence = wire.MaxTxInSequenceNum - 1 // not finalized, do not disable cltv
	msgTx.AddTxIn(txIn)

	// Calculate fees and add the refund output.
	size := btc.calcTxSize(msgTx)
	if btc.segwit {
		witnessVBytes := (dexbtc.RedeemBondSigScriptSize + 2 + 3) / 4
		size += uint64(witnessVBytes) + dexbtc.P2WPKHOutputSize
	} else {
		size += dexbtc.RedeemBondSigScriptSize + dexbtc.P2PKHOutputSize
	}
	fee := feeRate * size
	if fee > amt {
		return nil, fmt.Errorf("irredeemable bond at fee rate %d atoms/byte", feeRate)
	}

	// Add the refund output.
	redeemAddr, err := btc.node.externalAddress()
	if err != nil {
		return nil, fmt.Errorf("error creating change address: %w", err)
	}
	redeemPkScript, err := txscript.PayToAddrScript(redeemAddr)
	if err != nil {
		return nil, fmt.Errorf("error creating pubkey script: %w", err)
	}
	redeemTxOut := wire.NewTxOut(int64(amt-fee), redeemPkScript)
	if btc.IsDust(redeemTxOut, feeRate) { // hard to imagine
		return nil, fmt.Errorf("bond redeem output (amt = %d, feeRate = %d, outputSize = %d) is dust", amt, feeRate, redeemTxOut.SerializeSize())
	}
	msgTx.AddTxOut(redeemTxOut)

	if btc.segwit {
		sigHashes := txscript.NewTxSigHashes(msgTx, new(txscript.CannedPrevOutputFetcher))
		sig, err := txscript.RawTxInWitnessSignature(msgTx, sigHashes, 0, int64(amt),
			script, txscript.SigHashAll, priv)
		if err != nil {
			return nil, err
		}
		txIn.Witness = dexbtc.RefundBondScriptSegwit(script, sig, pk)
	} else {
		prevPkScript, err := btc.scriptHashScript(script) // P2SH: OP_HASH160 <script hash> OP_EQUAL
		if err != nil {
			return nil, fmt.Errorf("error constructing p2sh script: %w", err)
		}
		sig, err := btc.signNonSegwit(msgTx, 0, script, txscript.SigHashAll, priv, []int64{int64(amt)}, [][]byte{prevPkScript})
		if err != nil {
			return nil, err
		}
		txIn.SignatureScript, err = dexbtc.RefundBondScript(script, sig, pk)
		if err != nil {
			return nil, fmt.Errorf("RefundBondScript: %w", err)
		}
	}

	return msgTx, nil
}

// RefundBond refunds a bond output to a new wallet address given the redeem
// script and private key. After broadcasting, the output paying to the wallet
// is returned.
func (btc *baseWallet) RefundBond(ctx context.Context, ver uint16, coinID, script []byte, amt uint64, privKey *secp256k1.PrivateKey) (asset.Coin, error) {
	if ver != 0 {
		return nil, errors.New("only version 0 bonds supported")
	}
	lockTime, pkhPush, err := dexbtc.ExtractBondDetailsV0(0, script)
	if err != nil {
		return nil, err
	}
	txHash, vout, err := decodeCoinID(coinID)
	if err != nil {
		return nil, err
	}
	feeRate := btc.targetFeeRateWithFallback(2, 0)

	msgTx, err := btc.makeBondRefundTxV0(txHash, vout, amt, script, privKey, feeRate)
	if err != nil {
		return nil, err
	}

	_, err = btc.node.sendRawTransaction(msgTx)
	if err != nil {
		return nil, fmt.Errorf("error sending refund bond transaction: %w", err)
	}

	txID := btc.hashTx(msgTx)
	var fees uint64
	if len(msgTx.TxOut) == 1 {
		fees = amt - uint64(msgTx.TxOut[0].Value)
	}
	btc.addTxToHistory(&asset.WalletTransaction{
		Type:   asset.RedeemBond,
		ID:     txID.String(),
		Amount: amt,
		Fees:   fees,
		BondInfo: &asset.BondTxInfo{
			LockTime: uint64(lockTime),
			BondID:   pkhPush,
		},
	}, txID, true)

	return NewOutput(txHash, 0, uint64(msgTx.TxOut[0].Value)), nil
}

func (btc *baseWallet) decodeV0BondTx(msgTx *wire.MsgTx, txHash *chainhash.Hash, coinID []byte) (*asset.BondDetails, error) {
	if len(msgTx.TxOut) < 2 {
		return nil, fmt.Errorf("tx %s is not a v0 bond transaction: too few outputs", txHash)
	}
	_, lockTime, pkh, err := dexbtc.ExtractBondCommitDataV0(0, msgTx.TxOut[1].PkScript)
	if err != nil {
		return nil, fmt.Errorf("unable to extract bond commitment details from output 1 of %s: %v", txHash, err)
	}
	// Sanity check.
	bondScript, err := dexbtc.MakeBondScript(0, lockTime, pkh[:])
	if err != nil {
		return nil, fmt.Errorf("failed to build bond output redeem script: %w", err)
	}
	pkScript, err := btc.scriptHashScript(bondScript)
	if err != nil {
		return nil, fmt.Errorf("error constructing p2sh script: %v", err)
	}
	if !bytes.Equal(pkScript, msgTx.TxOut[0].PkScript) {
		return nil, fmt.Errorf("bond script does not match commit data for %s: %x != %x",
			txHash, bondScript, msgTx.TxOut[0].PkScript)
	}
	return &asset.BondDetails{
		Bond: &asset.Bond{
			Version: 0,
			AssetID: btc.cloneParams.AssetID,
			Amount:  uint64(msgTx.TxOut[0].Value),
			CoinID:  coinID,
			Data:    bondScript,
			//
			// SignedTx and UnsignedTx not populated because this is
			// an already posted bond and these fields are no longer used.
			// SignedTx, UnsignedTx []byte
			//
			// RedeemTx cannot be populated because we do not have
			// the private key that only core knows. Core will need
			// the BondPKH to determine what the private key was.
			// RedeemTx []byte
		},
		LockTime: time.Unix(int64(lockTime), 0),
		CheckPrivKey: func(bondKey *secp256k1.PrivateKey) bool {
			pk := bondKey.PubKey().SerializeCompressed()
			pkhB := btcutil.Hash160(pk)
			return bytes.Equal(pkh[:], pkhB)
		},
	}, nil
}

// FindBond finds the bond with coinID and returns the values used to create it.
func (btc *baseWallet) FindBond(_ context.Context, coinID []byte, _ time.Time) (bond *asset.BondDetails, err error) {
	txHash, vout, err := decodeCoinID(coinID)
	if err != nil {
		return nil, err
	}

	// If the bond was funded by this wallet or had a change output paying
	// to this wallet, it should be found here.
	tx, err := btc.node.getWalletTransaction(txHash)
	if err != nil {
		return nil, fmt.Errorf("did not find the bond output %v:%d", txHash, vout)
	}
	msgTx, err := btc.deserializeTx(tx.Bytes)
	if err != nil {
		return nil, fmt.Errorf("invalid hex for tx %s: %v", txHash, err)
	}
	return btc.decodeV0BondTx(msgTx, txHash, coinID)
}

// FindBond finds the bond with coinID and returns the values used to create it.
// The intermediate wallet is able to brute force finding blocks.
func (btc *intermediaryWallet) FindBond(
	ctx context.Context,
	coinID []byte,
	searchUntil time.Time,
) (bond *asset.BondDetails, err error) {

	txHash, vout, err := decodeCoinID(coinID)
	if err != nil {
		return nil, err
	}

	// If the bond was funded by this wallet or had a change output paying
	// to this wallet, it should be found here.
	tx, err := btc.node.getWalletTransaction(txHash)
	if err == nil {
		msgTx, err := btc.deserializeTx(tx.Bytes)
		if err != nil {
			return nil, fmt.Errorf("invalid hex for tx %s: %v", txHash, err)
		}
		return btc.decodeV0BondTx(msgTx, txHash, coinID)
	}
	if !errors.Is(err, asset.CoinNotFoundError) {
		btc.log.Warnf("Unexpected error looking up bond output %v:%d", txHash, vout)
	}

	// The bond was not funded by this wallet or had no change output when
	// restored from seed. This is not a problem. However, we are unable to
	// use filters because we don't know any output scripts. Brute force
	// finding the transaction.
	bestBlockHdr, err := btc.node.getBestBlockHeader()
	if err != nil {
		return nil, fmt.Errorf("unable to get best hash: %v", err)
	}
	blockHash, err := chainhash.NewHashFromStr(bestBlockHdr.Hash)
	if err != nil {
		return nil, fmt.Errorf("invalid best block hash from %s node: %v", btc.symbol, err)
	}
	var (
		blk   *wire.MsgBlock
		msgTx *wire.MsgTx
	)
out:
	for {
		if err := ctx.Err(); err != nil {
			return nil, fmt.Errorf("bond search stopped: %w", err)
		}
		blk, err = btc.tipRedeemer.getBlock(*blockHash)
		if err != nil {
			return nil, fmt.Errorf("error retrieving block %s: %w", blockHash, err)
		}
		if blk.Header.Timestamp.Before(searchUntil) {
			return nil, fmt.Errorf("searched blocks until %v but did not find the bond tx %s", searchUntil, txHash)
		}
		for _, tx := range blk.Transactions {
			if tx.TxHash() == *txHash {
				btc.log.Debugf("Found mined tx %s in block %s.", txHash, blk.BlockHash())
				msgTx = tx
				break out
			}
		}
		blockHash = &blk.Header.PrevBlock
		if blockHash == nil {
			return nil, fmt.Errorf("did not find the bond output %v:%d", txHash, vout)
		}
	}
	return btc.decodeV0BondTx(msgTx, txHash, coinID)
}

// BondsFeeBuffer suggests how much extra may be required for the transaction
// fees part of required bond reserves when bond rotation is enabled. The
// provided fee rate may be zero, in which case the wallet will use it's own
// estimate or fallback value.
func (btc *baseWallet) BondsFeeBuffer(feeRate uint64) uint64 {
	if feeRate == 0 {
		feeRate = btc.targetFeeRateWithFallback(1, 0)
	}
	feeRate *= 2 // double the current fee rate estimate so this fee buffer does not get stale too quickly
	return bondsFeeBuffer(btc.segwit, feeRate)
}

// FundMultiOrder funds multiple orders in one shot. MaxLock is the maximum
// amount that the wallet can lock for these orders. If maxLock == 0, then
// there is no limit. An error is returned if the wallet does not have enough
// available balance to fund each of the orders, however, if splitting is
// not enabled and all of the orders cannot be funded due to mismatches in
// UTXO sizes, the orders that can be funded are funded. It will fail on the
// first order that cannot be funded. The returned values will always be in
// the same order as the Values in the parameter. If the length of the returned
// orders is shorter than what was passed in, it means that the orders at the
// end of the list were unable to be funded.
func (btc *baseWallet) FundMultiOrder(mo *asset.MultiOrder, maxLock uint64) ([]asset.Coins, [][]dex.Bytes, uint64, error) {
	btc.log.Debugf("Attempting to fund a multi-order for %s, maxFeeRate = %d", btc.symbol, mo.MaxFeeRate)

	var totalRequiredForOrders uint64
	var swapInputSize uint64
	if btc.segwit {
		swapInputSize = dexbtc.RedeemP2WPKHInputTotalSize
	} else {
		swapInputSize = dexbtc.RedeemP2PKHInputSize
	}
	for _, value := range mo.Values {
		if value.Value == 0 {
			return nil, nil, 0, fmt.Errorf("cannot fund value = 0")
		}
		if value.MaxSwapCount == 0 {
			return nil, nil, 0, fmt.Errorf("cannot fund zero-lot order")
		}
		req := calc.RequiredOrderFunds(value.Value, swapInputSize, value.MaxSwapCount,
			btc.initTxSizeBase, btc.initTxSize, mo.MaxFeeRate)
		totalRequiredForOrders += req
	}

	if maxLock < totalRequiredForOrders && maxLock != 0 {
		return nil, nil, 0, fmt.Errorf("maxLock < totalRequiredForOrders (%d < %d)", maxLock, totalRequiredForOrders)
	}

	if mo.FeeSuggestion > mo.MaxFeeRate {
		return nil, nil, 0, fmt.Errorf("fee suggestion %d > max fee rate %d", mo.FeeSuggestion, mo.MaxFeeRate)
	}
	// This is just a sanity check that doesn't allow Bison wallet to configure lower fees
	// on client side (server doesn't enforce/check this really), we know better than whatever
	// server suggests.
	//// Check wallets fee rate limit against server's max fee rate
	//if btc.feeRateLimit() < mo.MaxFeeRate {
	//	return nil, nil, 0, fmt.Errorf(
	//		"%v: server's max fee rate %v higher than configued fee rate limit %v",
	//		dex.BipIDSymbol(BipID), mo.MaxFeeRate, btc.feeRateLimit())
	//}

	bal, err := btc.Balance()
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error getting wallet balance: %w", err)
	}
	if bal.Available < totalRequiredForOrders {
		return nil, nil, 0, fmt.Errorf("insufficient funds. %d < %d",
			bal.Available, totalRequiredForOrders)
	}

	customCfg, err := decodeFundMultiOptions(mo.Options)
	if err != nil {
		return nil, nil, 0, fmt.Errorf("error decoding options: %w", err)
	}

	return btc.fundMulti(maxLock, mo.Values, mo.FeeSuggestion, mo.MaxFeeRate, customCfg.Split, customCfg.SplitBuffer)
}

// MaxFundingFees returns the maximum funding fees for an order/multi-order.
func (btc *baseWallet) MaxFundingFees(numTrades uint32, feeRate uint64, options map[string]string) uint64 {
	customCfg, err := decodeFundMultiOptions(options)
	if err != nil {
		btc.log.Errorf("Error decoding multi-fund settings: %v", err)
		return 0
	}

	if !customCfg.Split {
		return 0
	}

	var inputSize, outputSize uint64
	if btc.segwit {
		inputSize = dexbtc.RedeemP2WPKHInputTotalSize
		outputSize = dexbtc.P2WPKHOutputSize
	} else {
		inputSize = dexbtc.RedeemP2PKHInputSize
		outputSize = dexbtc.P2PKHOutputSize
	}

	const numInputs = 12 // plan for lots of inputs to get a safe estimate

	txSize := dexbtc.MinimumTxOverhead + numInputs*inputSize + uint64(numTrades+1)*outputSize
	return feeRate * txSize
}

func rpcTxFee(tx *ListTransactionsResult) uint64 {
	if tx.Fee != nil {
		// Fee always seems to be negative in btcwallet, but just
		// in case.
		if *tx.Fee < 0 {
			return toSatoshi(-*tx.Fee)
		}
		return toSatoshi(*tx.Fee)
	}
	return 0
}

// idUnknownTx identifies the type and details of a transaction either made
// or recieved by the wallet.
func (btc *baseWallet) idUnknownTx(tx *ListTransactionsResult) (*asset.WalletTransaction, error) {
	txHash, err := chainhash.NewHashFromStr(tx.TxID)
	if err != nil {
		return nil, fmt.Errorf("error decoding tx hash %s: %v", tx.TxID, err)
	}
	txRaw, _, err := btc.rawWalletTx(txHash)
	if err != nil {
		return nil, err
	}
	msgTx, err := btc.deserializeTx(txRaw)
	if err != nil {
		return nil, fmt.Errorf("error deserializing tx: %v", err)
	}

	fee := rpcTxFee(tx)

	var totalOut uint64
	for _, txOut := range msgTx.TxOut {
		totalOut += uint64(txOut.Value)
	}

	txIsBond := func(msgTx *wire.MsgTx) (bool, *asset.BondTxInfo) {
		if len(msgTx.TxOut) < 2 {
			return false, nil
		}
		const scriptVer = 0
		acctID, lockTime, pkHash, err := dexbtc.ExtractBondCommitDataV0(scriptVer, msgTx.TxOut[1].PkScript)
		if err != nil {
			return false, nil
		}
		return true, &asset.BondTxInfo{
			AccountID: acctID[:],
			LockTime:  uint64(lockTime),
			BondID:    pkHash[:],
		}
	}
	if isBond, bondInfo := txIsBond(msgTx); isBond {
		return &asset.WalletTransaction{
			ID:       tx.TxID,
			Type:     asset.CreateBond,
			Amount:   uint64(msgTx.TxOut[0].Value),
			Fees:     fee,
			BondInfo: bondInfo,
		}, nil
	}

	// Any other P2SH may be a swap or a send. We cannot determine unless we
	// look up the transaction that spends this UTXO.
	txPaysToScriptHash := func(msgTx *wire.MsgTx) (v uint64) {
		for _, txOut := range msgTx.TxOut {
			scriptClass := txscript.GetScriptClass(txOut.PkScript)
			if scriptClass == txscript.WitnessV0ScriptHashTy || scriptClass == txscript.ScriptHashTy {
				v += uint64(txOut.Value)
			}
		}
		return
	}
	if v := txPaysToScriptHash(msgTx); v > 0 {
		return &asset.WalletTransaction{
			ID:     tx.TxID,
			Type:   asset.SwapOrSend,
			Amount: v,
			Fees:   fee,
		}, nil
	}

	// Helper function will help us identify inputs that spend P2SH contracts.
	containsContractAtPushIndex := func(msgTx *wire.MsgTx, idx int, isContract func(segwit bool, contract []byte) bool) bool {
	txinloop:
		for _, txIn := range msgTx.TxIn {
			if len(txIn.Witness) > 0 {
				// segwit
				if len(txIn.Witness) < idx+1 {
					continue
				}
				contract := txIn.Witness[idx]
				if isContract(true, contract) {
					return true
				}
			} else {
				// not segwit
				const scriptVer = 0
				tokenizer := txscript.MakeScriptTokenizer(scriptVer, txIn.SignatureScript)
				for i := 0; i <= idx; i++ { // contract is 5th item in redemption and 4th in refund
					if !tokenizer.Next() {
						continue txinloop
					}
				}
				if isContract(false, tokenizer.Data()) {
					return true
				}
			}
		}
		return false
	}

	// Swap redemptions and refunds
	contractIsSwap := func(segwit bool, contract []byte) bool {
		_, _, _, _, err := dexbtc.ExtractSwapDetails(contract, segwit, btc.chainParams)
		return err == nil
	}
	redeemsSwap := func(msgTx *wire.MsgTx) bool {
		return containsContractAtPushIndex(msgTx, 4, contractIsSwap)
	}
	if redeemsSwap(msgTx) {
		return &asset.WalletTransaction{
			ID:     tx.TxID,
			Type:   asset.Redeem,
			Amount: totalOut + fee,
			Fees:   fee,
		}, nil
	}
	refundsSwap := func(msgTx *wire.MsgTx) bool {
		return containsContractAtPushIndex(msgTx, 3, contractIsSwap)
	}
	if refundsSwap(msgTx) {
		return &asset.WalletTransaction{
			ID:     tx.TxID,
			Type:   asset.Refund,
			Amount: totalOut + fee,
			Fees:   fee,
		}, nil
	}

	// Bond refunds
	redeemsBond := func(msgTx *wire.MsgTx) (bool, *asset.BondTxInfo) {
		var bondInfo *asset.BondTxInfo
		isBond := func(segwit bool, contract []byte) bool {
			const scriptVer = 0
			lockTime, pkHash, err := dexbtc.ExtractBondDetailsV0(scriptVer, contract)
			if err != nil {
				return false
			}
			bondInfo = &asset.BondTxInfo{
				AccountID: []byte{}, // Could look for the bond tx to get this, I guess.
				LockTime:  uint64(lockTime),
				BondID:    pkHash[:],
			}
			return true
		}
		return containsContractAtPushIndex(msgTx, 2, isBond), bondInfo
	}
	if isBondRedemption, bondInfo := redeemsBond(msgTx); isBondRedemption {
		return &asset.WalletTransaction{
			ID:       tx.TxID,
			Type:     asset.RedeemBond,
			Amount:   totalOut,
			Fees:     fee,
			BondInfo: bondInfo,
		}, nil
	}

	allOutputsPayUs := func(msgTx *wire.MsgTx) bool {
		for _, txOut := range msgTx.TxOut {
			scriptClass, addrs, _, err := txscript.ExtractPkScriptAddrs(txOut.PkScript, btc.chainParams)
			if err != nil {
				btc.log.Errorf("ExtractPkScriptAddrs error: %w", err)
				return false
			}
			switch scriptClass {
			case txscript.PubKeyHashTy, txscript.WitnessV0PubKeyHashTy:
			default:
				return false
			}
			if len(addrs) != 1 { // sanity check
				return false
			}

			addr := addrs[0]
			owns, err := btc.node.ownsAddress(addr)
			if err != nil {
				btc.log.Errorf("ownsAddress error: %w", err)
				return false
			}
			if !owns {
				return false
			}
		}

		return true
	}

	if tx.Send && allOutputsPayUs(msgTx) {
		if len(msgTx.TxOut) == 1 {
			return &asset.WalletTransaction{
				ID:     tx.TxID,
				Type:   asset.Acceleration,
				Amount: 0,
				Fees:   fee,
			}, nil

		}
		return &asset.WalletTransaction{
			ID:     tx.TxID,
			Type:   asset.Split,
			Amount: 0,
			Fees:   fee,
		}, nil
	}

	txOutDirection := func(msgTx *wire.MsgTx) (in, out uint64) {
		for _, txOut := range msgTx.TxOut {
			_, addrs, _, err := txscript.ExtractPkScriptAddrs(txOut.PkScript, btc.chainParams)
			if err != nil {
				btc.log.Errorf("ExtractPkScriptAddrs error: %w", err)
				continue
			}

			if len(addrs) == 0 { // sanity check
				continue
			}

			addr := addrs[0]
			owns, err := btc.node.ownsAddress(addr)
			if err != nil {
				btc.log.Errorf("ownsAddress error: %w", err)
				continue
			}
			if owns {
				in += uint64(txOut.Value)
			} else {
				out += uint64(txOut.Value)
			}
		}
		return
	}
	in, out := txOutDirection(msgTx)

	getRecipient := func(msgTx *wire.MsgTx, receive bool) *string {
		for _, txOut := range msgTx.TxOut {
			_, addrs, _, err := txscript.ExtractPkScriptAddrs(txOut.PkScript, btc.chainParams)
			if err != nil {
				btc.log.Errorf("ExtractPkScriptAddrs error: %w", err)
				continue
			}

			if len(addrs) == 0 { // sanity check
				continue
			}

			addr := addrs[0]
			owns, err := btc.node.ownsAddress(addr)
			if err != nil {
				btc.log.Errorf("ownsAddress error: %w", err)
				continue
			}

			if receive == owns {
				str := addr.String()
				return &str
			}
		}
		return nil
	}

	if tx.Send {
		return &asset.WalletTransaction{
			ID:        tx.TxID,
			Type:      asset.Send,
			Amount:    out,
			Fees:      fee,
			Recipient: getRecipient(msgTx, false),
		}, nil
	}

	return &asset.WalletTransaction{
		ID:        tx.TxID,
		Type:      asset.Receive,
		Amount:    in,
		Fees:      fee,
		Recipient: getRecipient(msgTx, true),
	}, nil
}

// addUnknownTransactionsToHistory checks for any transactions the wallet has
// made or recieved that are not part of the transaction history. It scans
// from the last point to which it had previously scanned to the current tip.
func (btc *baseWallet) addUnknownTransactionsToHistory(tip uint64) {
	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return
	}

	const blockQueryBuffer = 3
	var blockToQuery uint64
	lastQuery := btc.receiveTxLastQuery.Load()
	if lastQuery == 0 {
		// TODO: use wallet birthday instead of block 0.
		// blockToQuery = 0
	} else if lastQuery < tip-blockQueryBuffer {
		blockToQuery = lastQuery - blockQueryBuffer
	} else {
		blockToQuery = tip - blockQueryBuffer
	}

	txs, err := btc.node.listTransactionsSinceBlock(int32(blockToQuery))
	if err != nil {
		btc.log.Errorf("Error listing transactions since block %d: %v", blockToQuery, err)
		return
	}

	for _, tx := range txs {
		if btc.ctx.Err() != nil {
			return
		}
		txHash, err := chainhash.NewHashFromStr(tx.TxID)
		if err != nil {
			btc.log.Errorf("Error decoding tx hash %s: %v", tx.TxID, err)
			continue
		}
		_, err = txHistoryDB.GetTx(txHash.String())
		if err == nil {
			continue
		}
		if !errors.Is(err, asset.CoinNotFoundError) {
			btc.log.Errorf("Error getting tx %s: %v", txHash.String(), err)
			continue
		}
		wt, err := btc.idUnknownTx(tx)
		if err != nil {
			btc.log.Errorf("error identifying transaction: %v", err)
			continue
		}
		if tx.BlockHeight > 0 && tx.BlockHeight < uint32(tip-blockQueryBuffer) {
			wt.BlockNumber = uint64(tx.BlockHeight)
			wt.Timestamp = tx.BlockTime
		}

		// Don't send notifications for the initial sync to avoid spamming the
		// front end. A notification is sent at the end of the initial sync.
		btc.addTxToHistory(wt, txHash, true, blockToQuery == 0)
	}

	btc.receiveTxLastQuery.Store(tip)
	err = txHistoryDB.SetLastReceiveTxQuery(tip)
	if err != nil {
		btc.log.Errorf("Error setting last query to %d: %v", tip, err)
	}

	if blockToQuery == 0 {
		btc.emit.TransactionHistorySyncedNote()
	}
}

// syncTxHistory checks to see if there are any transactions which the wallet
// has made or recieved that are not part of the transaction history, then
// identifies and adds them. It also checks all the pending transactions to see
// if they have been mined into a block, and if so, updates the transaction
// history to reflect the block height.
func (btc *intermediaryWallet) syncTxHistory(tip uint64) {
	if !btc.syncingTxHistory.CompareAndSwap(false, true) {
		return
	}
	defer btc.syncingTxHistory.Store(false)

	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return
	}

	ss, err := btc.SyncStatus()
	if err != nil {
		btc.log.Errorf("Error getting sync status: %v", err)
		return
	}
	if !ss.Synced {
		return
	}

	btc.addUnknownTransactionsToHistory(tip)

	pendingTxsCopy := make(map[chainhash.Hash]ExtendedWalletTx, len(btc.pendingTxs))
	btc.pendingTxsMtx.RLock()
	for hash, tx := range btc.pendingTxs {
		pendingTxsCopy[hash] = tx
	}
	btc.pendingTxsMtx.RUnlock()

	handlePendingTx := func(txHash chainhash.Hash, tx *ExtendedWalletTx) {
		if !tx.Submitted {
			return
		}

		gtr, err := btc.node.getWalletTransaction(&txHash)
		if errors.Is(err, asset.CoinNotFoundError) {
			err = txHistoryDB.RemoveTx(txHash.String())
			if err == nil || errors.Is(err, asset.CoinNotFoundError) {
				btc.pendingTxsMtx.Lock()
				delete(btc.pendingTxs, txHash)
				btc.pendingTxsMtx.Unlock()
			} else {
				// Leave it in the pendingPendingTxs and attempt to remove it
				// again next time.
				btc.log.Errorf("Error removing tx %s from the history store: %v", txHash.String(), err)
			}
			return
		}
		if err != nil {
			btc.log.Errorf("Error getting transaction %s: %v", txHash.String(), err)
			return
		}

		var updated bool
		if gtr.BlockHash != "" {
			blockHash, err := chainhash.NewHashFromStr(gtr.BlockHash)
			if err != nil {
				btc.log.Errorf("Error decoding block hash %s: %v", gtr.BlockHash, err)
				return
			}
			blockHeight, err := btc.tipRedeemer.getBlockHeight(blockHash)
			if err != nil {
				btc.log.Errorf("Error getting block height for %s: %v", blockHash, err)
				return
			}
			if tx.BlockNumber != uint64(blockHeight) || tx.Timestamp != gtr.BlockTime {
				tx.BlockNumber = uint64(blockHeight)
				tx.Timestamp = gtr.BlockTime
				updated = true
			}
		} else if gtr.BlockHash == "" && tx.BlockNumber != 0 {
			tx.BlockNumber = 0
			tx.Timestamp = 0
			updated = true
		}

		var confs uint64
		if tx.BlockNumber > 0 && tip >= tx.BlockNumber {
			confs = tip - tx.BlockNumber + 1
		}
		if confs >= requiredRedeemConfirms {
			tx.Confirmed = true
			updated = true
		}

		if updated {
			err = txHistoryDB.StoreTx(tx)
			if err != nil {
				btc.log.Errorf("Error updating tx %s: %v", txHash, err)
				return
			}

			btc.pendingTxsMtx.Lock()
			if tx.Confirmed {
				delete(btc.pendingTxs, txHash)
			} else {
				btc.pendingTxs[txHash] = *tx
			}
			btc.pendingTxsMtx.Unlock()

			btc.emit.TransactionNote(tx.WalletTransaction, false)
		}
	}

	for hash, tx := range pendingTxsCopy {
		if btc.ctx.Err() != nil {
			return
		}
		handlePendingTx(hash, &tx)
	}
}

// WalletTransaction returns a transaction that either the wallet has made or
// one in which the wallet has received funds. The txID can be either a byte
// reversed tx hash or a hex encoded coin ID.
func (btc *intermediaryWallet) WalletTransaction(ctx context.Context, txID string) (*asset.WalletTransaction, error) {
	coinID, err := hex.DecodeString(txID)
	if err == nil {
		txHash, _, err := decodeCoinID(coinID)
		if err == nil {
			txID = txHash.String()
		}
	}

	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return nil, fmt.Errorf("tx database not initialized")
	}

	tx, err := txHistoryDB.GetTx(txID)
	if err != nil && !errors.Is(err, asset.CoinNotFoundError) {
		return nil, err
	}
	if tx != nil && tx.Confirmed {
		return tx, nil
	}

	txHash, err := chainhash.NewHashFromStr(txID)
	if err != nil {
		return nil, fmt.Errorf("error decoding txid %s: %w", txID, err)
	}
	gtr, err := btc.node.getWalletTransaction(txHash)
	if err != nil {
		return nil, fmt.Errorf("error getting transaction %s: %w", txID, err)
	}

	var blockHeight uint32
	if gtr.BlockHash != "" {
		blockHash, err := chainhash.NewHashFromStr(gtr.BlockHash)
		if err != nil {
			return nil, fmt.Errorf("error decoding block hash %s: %w", gtr.BlockHash, err)
		}
		height, err := btc.tipRedeemer.getBlockHeight(blockHash)
		if err != nil {
			return nil, fmt.Errorf("error getting block height for %s: %w", blockHash, err)
		}
		blockHeight = uint32(height)
	}

	updated := tx == nil
	if tx == nil {
		tx, err = btc.idUnknownTx(&ListTransactionsResult{
			BlockHeight: blockHeight,
			BlockTime:   gtr.BlockTime,
			TxID:        txID,
		})
		if err != nil {
			return nil, fmt.Errorf("error identifying transaction: %v", err)
		}
	}

	if tx.BlockNumber != uint64(blockHeight) || tx.Timestamp != gtr.BlockTime {
		tx.BlockNumber = uint64(blockHeight)
		tx.Timestamp = gtr.BlockTime
		tx.Confirmed = blockHeight > 0
		updated = true
	}

	if updated {
		btc.addTxToHistory(tx, txHash, true, false)
	}

	return tx, nil
}

// TxHistory returns all the transactions the wallet has made. If refID is nil,
// then transactions starting from the most recent are returned (past is ignored).
// If past is true, the transactions prior to the refID are returned, otherwise
// the transactions after the refID are returned. n is the number of
// transactions to return. If n is <= 0, all the transactions will be returned.
func (btc *intermediaryWallet) TxHistory(n int, refID *string, past bool) ([]*asset.WalletTransaction, error) {
	txHistoryDB := btc.txDB()
	if txHistoryDB == nil {
		return nil, fmt.Errorf("tx database not initialized")
	}
	return txHistoryDB.GetTxs(n, refID, past)
}

// lockedSats is the total value of locked outputs, as locked with LockUnspent.
func (btc *baseWallet) lockedSats() (uint64, error) {
	lockedOutpoints, err := btc.node.listLockUnspent()
	if err != nil {
		return 0, err
	}
	var sum uint64
	for _, rpcOP := range lockedOutpoints {
		txHash, err := chainhash.NewHashFromStr(rpcOP.TxID)
		if err != nil {
			return 0, err
		}
		pt := NewOutPoint(txHash, rpcOP.Vout)
		utxo := btc.cm.LockedOutput(pt)
		if utxo != nil {
			sum += utxo.Amount
			continue
		}
		tx, err := btc.node.getWalletTransaction(txHash)
		if err != nil {
			return 0, err
		}
		txOut, err := TxOutFromTxBytes(tx.Bytes, rpcOP.Vout, btc.deserializeTx, btc.hashTx)
		if err != nil {
			return 0, err
		}
		sum += uint64(txOut.Value)
	}
	return sum, nil
}

// wireBytes dumps the serialized transaction bytes.
func (btc *baseWallet) wireBytes(tx *wire.MsgTx) []byte {
	b, err := btc.serializeTx(tx)
	// wireBytes is just used for logging, and a serialization error is
	// extremely unlikely, so just log the error and return the nil bytes.
	if err != nil {
		btc.log.Errorf("error serializing %s transaction: %v", btc.symbol, err)
		return nil
	}
	return b
}

// GetBestBlockHeight is exported for use by clone wallets. Not part of the
// asset.Wallet interface.
func (btc *baseWallet) GetBestBlockHeight() (int32, error) {
	return btc.node.getBestBlockHeight()
}

// Convert the BTC value to satoshi.
func toSatoshi(v float64) uint64 {
	return uint64(math.Round(v * conventionalConversionFactor))
}

// BlockHeader is a partial btcjson.GetBlockHeaderVerboseResult with mediantime
// included.
type BlockHeader struct {
	Hash              string `json:"hash"`
	Confirmations     int64  `json:"confirmations"`
	Height            int64  `json:"height"`
	Time              int64  `json:"time"`
	PreviousBlockHash string `json:"previousblockhash"`
	MedianTime        int64  `json:"mediantime"`
}

// hashContract hashes the contract for use in a p2sh or p2wsh pubkey script.
// The hash function used depends on whether the wallet is configured for
// segwit. Non-segwit uses Hash160, segwit uses SHA256.
func (btc *baseWallet) hashContract(contract []byte) []byte {
	return hashContract(btc.segwit, contract)
}

func hashContract(segwit bool, contract []byte) []byte {
	if segwit {
		h := sha256.Sum256(contract) // BIP141
		return h[:]
	}
	return btcutil.Hash160(contract) // BIP16
}

// scriptHashAddress returns a new p2sh or p2wsh address, depending on whether
// the wallet is configured for segwit.
func (btc *baseWallet) scriptHashAddress(contract []byte) (btcutil.Address, error) {
	return scriptHashAddress(btc.segwit, contract, btc.chainParams)
}

func (btc *baseWallet) scriptHashScript(contract []byte) ([]byte, error) {
	addr, err := btc.scriptHashAddress(contract)
	if err != nil {
		return nil, err
	}
	return txscript.PayToAddrScript(addr)
}

// CallRPC is a method for making RPC calls directly on an underlying RPC
// client. CallRPC is not part of the wallet interface. Its intended use is for
// clone wallets to implement custom functionality.
func (btc *baseWallet) CallRPC(method string, args []any, thing any) error {
	rpcCl, is := btc.node.(*rpcClient)
	if !is {
		return errors.New("wallet is not RPC")
	}
	return rpcCl.call(method, args, thing)
}

func scriptHashAddress(segwit bool, contract []byte, chainParams *chaincfg.Params) (btcutil.Address, error) {
	if segwit {
		return btcutil.NewAddressWitnessScriptHash(hashContract(segwit, contract), chainParams)
	}
	return btcutil.NewAddressScriptHash(contract, chainParams)
}

// ToCoinID converts the tx hash and vout to a coin ID, as a []byte.
func ToCoinID(txHash *chainhash.Hash, vout uint32) []byte {
	coinID := make([]byte, chainhash.HashSize+4)
	copy(coinID[:chainhash.HashSize], txHash[:])
	binary.BigEndian.PutUint32(coinID[chainhash.HashSize:], vout)
	return coinID
}

// decodeCoinID decodes the coin ID into a tx hash and a vout.
func decodeCoinID(coinID dex.Bytes) (*chainhash.Hash, uint32, error) {
	if len(coinID) != 36 {
		return nil, 0, fmt.Errorf("coin ID wrong length. expected 36, got %d", len(coinID))
	}
	var txHash chainhash.Hash
	copy(txHash[:], coinID[:32])
	return &txHash, binary.BigEndian.Uint32(coinID[32:]), nil
}

// toBTC returns a float representation in conventional units for the sats.
func toBTC[V uint64 | int64](v V) float64 {
	return btcutil.Amount(v).ToBTC()
}

// rawTxInSig signs the transaction in input using the standard bitcoin
// signature hash and ECDSA algorithm.
func rawTxInSig(tx *wire.MsgTx, idx int, pkScript []byte, hashType txscript.SigHashType,
	key *btcec.PrivateKey, _ []int64, _ [][]byte) ([]byte, error) {

	return txscript.RawTxInSignature(tx, idx, pkScript, txscript.SigHashAll, key)
}

// prettyBTC prints a value as a float with up to 8 digits of precision, but
// with trailing zeros and decimal points removed.
func prettyBTC(v uint64) string {
	return strings.TrimRight(strings.TrimRight(strconv.FormatFloat(float64(v)/1e8, 'f', 8, 64), "0"), ".")
}

// calcBumpedRate calculated a bump on the baseRate. If bump is nil, the
// baseRate is returned directly. In the case of an error (nil or out-of-range),
// the baseRate is returned unchanged.
func calcBumpedRate(baseRate uint64, bump *float64) (uint64, error) {
	if bump == nil {
		return baseRate, nil
	}
	userBump := *bump
	if userBump > 2.0 {
		return baseRate, fmt.Errorf("fee bump %f is higher than the 2.0 limit", userBump)
	}
	if userBump < 1.0 {
		return baseRate, fmt.Errorf("fee bump %f is lower than 1", userBump)
	}
	return uint64(math.Round(float64(baseRate) * userBump)), nil
}

func float64PtrStr(v *float64) string {
	if v == nil {
		return "nil"
	}
	return strconv.FormatFloat(*v, 'f', 8, 64)
}

func hashTx(tx *wire.MsgTx) *chainhash.Hash {
	h := tx.TxHash()
	return &h
}

func stringifyAddress(addr btcutil.Address, _ *chaincfg.Params) (string, error) {
	return addr.String(), nil
}

func deserializeBlock(b []byte) (*wire.MsgBlock, error) {
	msgBlock := &wire.MsgBlock{}
	return msgBlock, msgBlock.Deserialize(bytes.NewReader(b))
}

// serializeMsgTx serializes the wire.MsgTx.
func serializeMsgTx(msgTx *wire.MsgTx) ([]byte, error) {
	buf := bytes.NewBuffer(make([]byte, 0, msgTx.SerializeSize()))
	err := msgTx.Serialize(buf)
	if err != nil {
		return nil, err
	}
	return buf.Bytes(), nil
}

// deserializeMsgTx creates a wire.MsgTx by deserializing data from the Reader.
func deserializeMsgTx(r io.Reader) (*wire.MsgTx, error) {
	msgTx := new(wire.MsgTx)
	err := msgTx.Deserialize(r)
	if err != nil {
		return nil, err
	}
	return msgTx, nil
}

// msgTxFromBytes creates a wire.MsgTx by deserializing the transaction.
func msgTxFromBytes(txB []byte) (*wire.MsgTx, error) {
	return deserializeMsgTx(bytes.NewReader(txB))
}

// ConfirmRedemption returns how many confirmations a redemption has. Normally
// this is very straightforward. However, with fluxuating fees, there's the
// possibility that the tx is never mined and eventually purged from the
// mempool. In that case we use the provided fee suggestion to create and send
// a new redeem transaction, returning the new transactions hash.
func (btc *baseWallet) ConfirmRedemption(coinID dex.Bytes, redemption *asset.Redemption, feeSuggestion uint64) (*asset.ConfirmRedemptionStatus, error) {
	txHash, _, err := decodeCoinID(coinID)
	if err != nil {
		return nil, err
	}

	_, confs, err := btc.rawWalletTx(txHash)
	// redemption transaction found, return its confirms.
	//
	// TODO: Investigate the case where this redeem has been sitting in the
	// mempool for a long amount of time, possibly requiring some action by
	// us to get it unstuck.
	if err == nil {
		return &asset.ConfirmRedemptionStatus{
			Confs:  uint64(confs),
			Req:    requiredRedeemConfirms,
			CoinID: coinID,
		}, nil
	}

	if !errors.Is(err, WalletTransactionNotFound) {
		return nil, fmt.Errorf("problem searching for redemption transaction %s: %w", txHash, err)
	}

	// Redemption transaction is missing from the point of view of our node!
	// Unlikely, but possible it was redeemed by another transaction. Check
	// if the contract is still an unspent output.

	pkScript, err := btc.scriptHashScript(redemption.Spends.Contract)
	if err != nil {
		return nil, fmt.Errorf("error creating contract script: %w", err)
	}

	swapHash, vout, err := decodeCoinID(redemption.Spends.Coin.ID())
	if err != nil {
		return nil, err
	}

	utxo, _, err := btc.node.getTxOut(swapHash, vout, pkScript, time.Now().Add(-ContractSearchLimit))
	if err != nil {
		return nil, fmt.Errorf("error finding unspent contract %s with swap hash %v vout %d: %w", redemption.Spends.Coin.ID(), swapHash, vout, err)
	}
	if utxo == nil {
		// TODO: Spent, but by who. Find the spending tx.
		btc.log.Warnf("Contract coin %v with swap hash %v vout %d spent by someone but not sure who.", redemption.Spends.Coin.ID(), swapHash, vout)
		// Incorrect, but we will be in a loop of erroring if we don't
		// return something.
		return &asset.ConfirmRedemptionStatus{
			Confs:  requiredRedeemConfirms,
			Req:    requiredRedeemConfirms,
			CoinID: coinID,
		}, nil
	}

	// The contract has not yet been redeemed, but it seems the redeeming
	// tx has disappeared. Assume the fee was too low at the time and it
	// was eventually purged from the mempool. Attempt to redeem again with
	// a currently reasonable fee.

	form := &asset.RedeemForm{
		Redemptions:   []*asset.Redemption{redemption},
		FeeSuggestion: feeSuggestion,
	}
	_, coin, _, err := btc.Redeem(form)
	if err != nil {
		return nil, fmt.Errorf("unable to re-redeem %s with swap hash %v vout %d: %w", redemption.Spends.Coin.ID(), swapHash, vout, err)
	}
	return &asset.ConfirmRedemptionStatus{
		Confs:  0,
		Req:    requiredRedeemConfirms,
		CoinID: coin.ID(),
	}, nil
}

type AddressRecycler struct {
	recyclePath string
	log         dex.Logger

	mtx   sync.Mutex
	addrs map[string]struct{}
}

func NewAddressRecycler(recyclePath string, log dex.Logger) (*AddressRecycler, error) {
	// Try to load any cached unused redemption addresses.
	b, err := os.ReadFile(recyclePath)
	if err != nil && !errors.Is(err, os.ErrNotExist) {
		return nil, fmt.Errorf("error looking for recycled address file: %w", err)
	}
	addrs := strings.Split(string(b), "\n")
	recycledAddrs := make(map[string]struct{}, len(addrs))
	for _, addr := range addrs {
		if addr == "" {
			continue
		}
		recycledAddrs[addr] = struct{}{}
	}
	return &AddressRecycler{
		recyclePath: recyclePath,
		log:         log,
		addrs:       recycledAddrs,
	}, nil
}

// WriteRecycledAddrsToFile writes the recycled address cache to file.
func (a *AddressRecycler) WriteRecycledAddrsToFile() {
	a.mtx.Lock()
	addrs := make([]string, 0, len(a.addrs))
	for addr := range a.addrs {
		addrs = append(addrs, addr)
	}
	a.mtx.Unlock()
	contents := []byte(strings.Join(addrs, "\n"))
	if err := os.WriteFile(a.recyclePath, contents, 0600); err != nil {
		a.log.Errorf("Error writing recycled address file: %v", err)
	}
}

func (a *AddressRecycler) Address() string {
	a.mtx.Lock()
	defer a.mtx.Unlock()
	for addr := range a.addrs {
		delete(a.addrs, addr)
		return addr
	}
	return ""
}

func (a *AddressRecycler) ReturnAddresses(addrs []string) {
	a.mtx.Lock()
	defer a.mtx.Unlock()
	for _, addr := range addrs {
		if _, exists := a.addrs[addr]; exists {
			a.log.Errorf("Returned address %q was already indexed", addr)
			continue
		}
		a.addrs[addr] = struct{}{}
	}
}

// BitcoreRateFetcher generates a rate fetching function for the bitcore.io API.
func BitcoreRateFetcher(ticker string) func(ctx context.Context, net dex.Network) (uint64, error) {
	const uriTemplate = "https://api.bitcore.io/api/%s/%s/fee/1"
	mainnetURI, testnetURI := fmt.Sprintf(uriTemplate, ticker, "mainnet"), fmt.Sprintf(uriTemplate, ticker, "testnet")

	return func(ctx context.Context, net dex.Network) (uint64, error) {
		var uri string
		if net == dex.Testnet {
			uri = testnetURI
		} else {
			uri = mainnetURI
		}
		ctx, cancel := context.WithTimeout(ctx, 4*time.Second)
		defer cancel()
		var resp struct {
			RatePerKB float64 `json:"feerate"`
		}
		if err := dexnet.Get(ctx, uri, &resp); err != nil {
			return 0, err
		}
		if resp.RatePerKB <= 0 {
			return 0, fmt.Errorf("zero or negative fee rate")
		}
		return uint64(math.Round(resp.RatePerKB * 1e5)), nil // 1/kB => 1/B
	}
}