diff --git a/stl/inc/format b/stl/inc/format
index fe21c3a924..9b848cc83d 100644
--- a/stl/inc/format
+++ b/stl/inc/format
@@ -68,6 +68,9 @@ extern "C" _NODISCARD __std_win_error __stdcall __std_get_cvt(__std_code_page _C
 
 _STD_BEGIN
 
+template <class, class>
+class vector;
+
 class format_error : public runtime_error {
     using runtime_error::runtime_error;
 };
@@ -1744,6 +1747,24 @@ public:
 
 inline constexpr size_t _Fmt_buffer_size = 256;
 
+template <class _Iterator>
+struct _Back_insert_iterator_container_type {
+    using type = void;
+};
+
+template <class _Container>
+struct _Back_insert_iterator_container_type<back_insert_iterator<_Container>> {
+    using type = _Container;
+};
+
+template <class _Container>
+struct _Back_insert_iterator_container_access : back_insert_iterator<_Container> {
+    explicit _Back_insert_iterator_container_access(back_insert_iterator<_Container> _Iter)
+        : back_insert_iterator<_Container>(_Iter) {}
+
+    using back_insert_iterator<_Container>::container;
+};
+
 template <class _OutputIt, class _Ty, class _Traits = _Fmt_buffer_traits>
 class _Fmt_iterator_buffer final : public _Traits, public _Fmt_buffer<_Ty> {
 private:
@@ -1759,7 +1780,16 @@ private:
     void _Flush() {
         auto _Size = this->_Size();
         this->_Clear();
-        _Output = _STD _Copy_unchecked(_Data, _Data + this->_Limit(_Size), _STD move(_Output));
+        const auto _End = _Data + this->_Limit(_Size);
+
+        // extracts back_insert_iterator's underlying container type, or void if not.
+        using _Container = typename _Back_insert_iterator_container_type<_OutputIt>::type;
+        if constexpr (_Is_specialization_v<_Container, basic_string> || _Is_specialization_v<_Container, vector>) {
+            auto& _Cont = *_Back_insert_iterator_container_access<_Container>{_Output}.container;
+            _Cont.insert(_Cont.end(), _Data, _End);
+        } else {
+            _Output = _STD _Copy_unchecked(_Data, _End, _STD move(_Output));
+        }
     }
 
 public:
@@ -1795,41 +1825,6 @@ public:
     }
 };
 
-// clang-format off
-template <class _Container>
-    requires _RANGES contiguous_range<_Container> && _RANGES sized_range<_Container>
-        && requires(_Container& _Cont, const _RANGES range_value_t<_Container>& _Val) {
-            _Cont.push_back(_Val);
-        }
-// clang-format on
-class _Fmt_iterator_buffer<back_insert_iterator<_Container>, _RANGES range_value_t<_Container>> final
-    : public _Fmt_buffer<_RANGES range_value_t<_Container>> {
-private:
-    _Container& _Cont;
-
-    struct _Accessor : back_insert_iterator<_Container> {
-        explicit _Accessor(back_insert_iterator<_Container> _Iter) : back_insert_iterator<_Container>(_Iter) {}
-
-        using back_insert_iterator<_Container>::container;
-    };
-
-    void _Grow(size_t _Capacity) final {
-        _Cont.resize(_Capacity);
-        this->_Set(_RANGES data(_Cont), _Capacity);
-    }
-
-public:
-    explicit _Fmt_iterator_buffer(_Container& _Cont_)
-        : _Fmt_buffer<_RANGES range_value_t<_Container>>(_RANGES size(_Cont_)), _Cont(_Cont_) {}
-
-    explicit _Fmt_iterator_buffer(back_insert_iterator<_Container> _Out, ptrdiff_t = 0)
-        : _Fmt_iterator_buffer(*_Accessor{_Out}.container) {}
-
-    _NODISCARD auto _Out() noexcept {
-        return back_insert_iterator{_Cont};
-    }
-};
-
 template <class _Ty>
 class _Fmt_counting_buffer final : public _Fmt_buffer<_Ty> {
 private:
diff --git a/tests/std/tests/P0645R10_text_formatting_formatting/test.cpp b/tests/std/tests/P0645R10_text_formatting_formatting/test.cpp
index 0a409eb57a..73be10e678 100644
--- a/tests/std/tests/P0645R10_text_formatting_formatting/test.cpp
+++ b/tests/std/tests/P0645R10_text_formatting_formatting/test.cpp
@@ -9,6 +9,7 @@
 #include <format>
 #include <iterator>
 #include <limits>
+#include <list>
 #include <locale>
 #include <string>
 #include <string_view>
@@ -1283,6 +1284,22 @@ void test_locale_specific_formatting_without_locale() {
 #endif // MSVC_INTERNAL_TESTING
 }
 
+template <class charT>
+void test_slow_append_path() {
+    const charT* const hello_world = STR("Hello world");
+
+    // test format_to with a back_insert_iterator to a list, which will pick the slow path.
+    list<charT> list_output;
+    format_to(back_inserter(list_output), STR("{}"), hello_world);
+    assert((basic_string<charT>{list_output.begin(), list_output.end()} == hello_world));
+
+    // test format_to with a normal iterator to a string, which will also pick the _Copy_unchecked path.
+    basic_string<charT> str;
+    str.resize(char_traits<charT>::length(hello_world));
+    format_to(str.begin(), STR("{}"), hello_world);
+    assert(str == hello_world);
+}
+
 void test() {
     test_simple_formatting<char>();
     test_simple_formatting<wchar_t>();
@@ -1349,6 +1366,9 @@ void test() {
 
     test_locale_specific_formatting_without_locale<char>();
     test_locale_specific_formatting_without_locale<wchar_t>();
+
+    test_slow_append_path<char>();
+    test_slow_append_path<wchar_t>();
 }
 
 int main() {