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I just found this really good replacement of financisto and found similar issues, daily backup seems work but I can't specify backup time. I use another apps to sync backup files to OneDrive at scheduled time, since I can't specify financier backup time, my onedrive backup sometimes delayed one day
In the settings, there is an option for local auto-backup. But, there is no option to schedule the time of the back-up.
In the financisto app, the option for scheduling the auto back up is there.
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