diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankAccountResult.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankAccountResult.java
new file mode 100644
index 0000000000..5f67a2badf
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankAccountResult.java
@@ -0,0 +1,30 @@
+package com.github.binarywang.wxpay.bean.bank;
+
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+import lombok.Getter;
+import lombok.Setter;
+
+import java.io.Serializable;
+import java.util.List;
+
+/**
+ * 对私银行卡号开户银行信息
+ *
+ * @author zhongjun
+ **/
+@Data
+public class BankAccountResult implements Serializable {
+
+  private static final long serialVersionUID = -8226859146533243501L;
+
+  /**
+   * 根据卡号查询到的银行列表数据的总条数，未查询到对应银行列表时默认返回0，最大不超过两百条。
+   */
+  @SerializedName("total_count")
+  private Integer totalCount;
+
+  @SerializedName("data")
+  private List<BankInfo> data;
+
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankInfo.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankInfo.java
new file mode 100644
index 0000000000..005963b875
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankInfo.java
@@ -0,0 +1,41 @@
+package com.github.binarywang.wxpay.bean.bank;
+
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+import lombok.Getter;
+import lombok.Setter;
+
+/**
+ * 银行信息
+ *
+ * @author zhongjun
+ * @date 2022/5/12
+ **/
+@Data
+public class BankInfo {
+  /**
+   * 银行别名
+   */
+  @SerializedName("bank_alias")
+  private String bankAlias;
+  /**
+   * 银行别名编码
+   */
+  @SerializedName("bank_alias_code")
+  private String bankAliasCode;
+  /**
+   * 开户银行
+   */
+  @SerializedName("account_bank")
+  private String accountBank;
+  /**
+   * 开户银行编码
+   */
+  @SerializedName("account_bank_code")
+  private Integer accountBankCode;
+  /**
+   * 是否需要填写支行
+   */
+  @SerializedName("need_bank_branch")
+  private Boolean needBankBranch;
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankingResult.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankingResult.java
new file mode 100644
index 0000000000..407ad5fc55
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/bank/BankingResult.java
@@ -0,0 +1,64 @@
+package com.github.binarywang.wxpay.bean.bank;
+
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+import lombok.Getter;
+import lombok.Setter;
+
+import java.io.Serializable;
+import java.util.List;
+
+/**
+ * 个人业务的银行列表
+ *
+ * @author zhongjun
+ **/
+@Data
+public class BankingResult implements Serializable {
+  private static final long serialVersionUID = -8372812998971715894L;
+
+  /**
+   * 银行列表数据的总条数，调用方需要根据总条数分页查询
+   */
+  @SerializedName("total_count")
+  private Integer totalCount;
+
+  /**
+   * 本次查询银行列表返回的数据条数
+   */
+  @SerializedName("count")
+  private Integer count;
+
+  /**
+   * 该次请求资源的起始位置，请求中包含偏移量时应答消息返回相同偏移量，否则返回默认值0。
+   */
+  @SerializedName("offset")
+  private Integer offset;
+
+  @SerializedName("data")
+  private List<BankInfo> data;
+
+  @SerializedName("links")
+  private Link links;
+
+  @Getter
+  @Setter
+  public static class Link {
+    /**
+     * 下一页链接
+     */
+    @SerializedName("next")
+    private String next;
+    /**
+     * 上一页链接
+     */
+    @SerializedName("prev")
+    private String prev;
+    /**
+     * 当前链接
+     */
+    @SerializedName("self")
+    private String self;
+  }
+
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/BankService.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/BankService.java
new file mode 100644
index 0000000000..e08b9fb524
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/BankService.java
@@ -0,0 +1,67 @@
+package com.github.binarywang.wxpay.service;
+
+import com.github.binarywang.wxpay.bean.bank.BankAccountResult;
+import com.github.binarywang.wxpay.bean.bank.BankingResult;
+import com.github.binarywang.wxpay.exception.WxPayException;
+
+/**
+ * <pre>
+ * 微信支付-银行组件
+ * </pre>
+ *
+ * @author zhongjun
+ **/
+public interface BankService {
+  /**
+   * <pre>
+   *
+   * 获取对私银行卡号开户银行
+   *
+   * 请求方式：GET（HTTPS）
+   * 请求地址：<a href="https://api.mch.weixin.qq.com/v3/capital/capitallhh/banks/search-banks-by-bank-account">https://api.mch.weixin.qq.com/v3/capital/capitallhh/banks/search-banks-by-bank-account</a>
+   *
+   * 文档地址：<a href="https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_1.shtml">https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_1.shtml</a>
+   * </pre>
+   *
+   * @param accountNumber 银行卡号	该字段需进行加密处理，加密方法详见敏感信息加密说明。(提醒：必须在HTTP头中上送Wechatpay-Serial)
+   * @return BankAccountResult 对私银行卡号开户银行信息
+   * @throws WxPayException .
+   */
+  BankAccountResult searchBanksByBankAccount(String accountNumber) throws WxPayException;
+
+  /**
+   * <pre>
+   *
+   * 查询支持个人业务的银行列表
+   *
+   * 请求方式：GET（HTTPS）
+   * 请求地址：<a href="https://api.mch.weixin.qq.com/v3/capital/capitallhh/banks/personal-banking">https://api.mch.weixin.qq.com/v3/capital/capitallhh/banks/personal-banking</a>
+   *
+   * 文档地址：<a href="https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_2.shtml">https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_2.shtml</a>
+   * </pre>
+   *
+   * @param offset 本次查询偏移量
+   * @param limit  本次请求最大查询条数,最大值为200
+   * @return PersonalBankingResult 支持个人业务的银行列表信息
+   * @throws WxPayException .
+   */
+  BankingResult personalBanking(Integer offset, Integer limit) throws WxPayException;
+
+  /**
+   * <pre>
+   *
+   * 支持对公业务的银行列表
+   *
+   * 请求方式：GET（HTTPS）
+   * 请求地址：<a href="https://api.mch.weixin.qq.com/v3/capital/capitallhh/banks/corporate-banking">https://api.mch.weixin.qq.com/v3/capital/capitallhh/banks/corporate-banking</a>
+   *
+   * 文档地址：<a href="https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_3.shtml">https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_3.shtml</a>
+   * </pre>
+   *
+   * @param offset 本次查询偏移量
+   * @param limit  本次请求最大查询条数,最大值为200
+   * @return BankingResult 支持对公业务的银行列表信息
+   * @throws WxPayException .
+   */
+  BankingResult corporateBanking(Integer offset, Integer limit) throws WxPayException;
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java
index 5afabbb3d3..74f353e838 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java
@@ -164,6 +164,17 @@ public interface WxPayService {
    */
   String getV3(String url) throws WxPayException;
 
+  /**
+   * 发送get请求，得到响应字符串.
+   * <p>
+   * 部分字段会包含敏感信息，所以在提交前需要在请求头中会包含"Wechatpay-Serial"信息
+   *
+   * @param url        请求地址
+   * @return 返回请求结果字符串 string
+   * @throws WxPayException the wx pay exception
+   */
+  String getV3WithWechatPaySerial(String url) throws WxPayException;
+
   /**
    * 发送下载 V3请求，得到响应流.
    *
@@ -1337,4 +1348,11 @@ WxPayRefundQueryResult refundQuery(String transactionId, String outTradeNo, Stri
    * @return the complaints service
    */
   ComplaintService getComplaintsService();
+
+
+  /**
+   * 获取银行组件服务
+   * @return  银行组件服务
+   */
+  BankService getBankService();
 }
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BankServiceImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BankServiceImpl.java
new file mode 100644
index 0000000000..58739b5fd2
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BankServiceImpl.java
@@ -0,0 +1,46 @@
+package com.github.binarywang.wxpay.service.impl;
+
+import com.github.binarywang.wxpay.bean.bank.BankAccountResult;
+import com.github.binarywang.wxpay.bean.bank.BankingResult;
+import com.github.binarywang.wxpay.exception.WxPayException;
+import com.github.binarywang.wxpay.service.BankService;
+import com.github.binarywang.wxpay.service.WxPayService;
+import com.google.gson.Gson;
+import com.google.gson.GsonBuilder;
+import lombok.RequiredArgsConstructor;
+
+/**
+ * 微信支付-银行组件
+ *
+ * @author zhongjun
+ **/
+@RequiredArgsConstructor
+public class BankServiceImpl implements BankService {
+  private final WxPayService payService;
+  private static final Gson GSON = new GsonBuilder().create();
+
+  @Override
+  public BankAccountResult searchBanksByBankAccount(String accountNumber) throws WxPayException {
+    String url = String.format("%s/v3/capital/capitallhh/banks/search-banks-by-bank-account?account_number=%s", this.payService.getPayBaseUrl(), accountNumber);
+    String response = payService.getV3WithWechatPaySerial(url);
+    return GSON.fromJson(response, BankAccountResult.class);
+  }
+
+  @Override
+  public BankingResult personalBanking(Integer offset, Integer limit) throws WxPayException {
+    offset = offset == null ? 0 : offset;
+    limit = limit == null ? 200 : limit;
+    String url = String.format("%s/v3/capital/capitallhh/banks/personal-banking?offset=%s&limit=%s", this.payService.getPayBaseUrl(), offset, limit);
+    String response = payService.getV3(url);
+    return GSON.fromJson(response, BankingResult.class);
+  }
+
+  @Override
+  public BankingResult corporateBanking(Integer offset, Integer limit) throws WxPayException {
+    offset = offset == null ? 0 : offset;
+    limit = limit == null ? 200 : limit;
+    String url = String.format("%s/v3/capital/capitallhh/banks/corporate-banking?offset=%s&limit=%s", this.payService.getPayBaseUrl(), offset, limit);
+    String response = payService.getV3(url);
+    return GSON.fromJson(response, BankingResult.class);
+  }
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java
index 128a7362dd..ecce6c62f6 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java
@@ -78,6 +78,7 @@ public abstract class BaseWxPayServiceImpl implements WxPayService {
   private final PartnerTransferService partnerTransferService = new PartnerTransferServiceImpl(this);
   private final PayrollService payrollService = new PayrollServiceImpl(this);
   private final ComplaintService complaintsService = new ComplaintServiceImpl(this);
+  private final BankService bankService = new BankServiceImpl(this);
 
   protected Map<String, WxPayConfig> configMap;
 
@@ -1261,4 +1262,8 @@ public ComplaintService getComplaintsService() {
     return complaintsService;
   }
 
+  @Override
+  public BankService getBankService() {
+    return bankService;
+  }
 }
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceApacheHttpImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceApacheHttpImpl.java
index e70813fc37..47f78c88e9 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceApacheHttpImpl.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceApacheHttpImpl.java
@@ -241,7 +241,17 @@ public String getV3(String url) throws WxPayException {
     HttpGet httpGet = new HttpGet(url);
     httpGet.addHeader("Accept", "application/json");
     httpGet.addHeader("Content-Type", "application/json");
-    return this.requestV3(url.toString(), httpGet);
+    return this.requestV3(url, httpGet);
+  }
+
+  @Override
+  public String getV3WithWechatPaySerial(String url) throws WxPayException {
+    HttpGet httpGet = new HttpGet(url);
+    httpGet.addHeader("Accept", "application/json");
+    httpGet.addHeader("Content-Type", "application/json");
+    String serialNumber = getConfig().getVerifier().getValidCertificate().getSerialNumber().toString(16).toUpperCase();
+    httpGet.addHeader("Wechatpay-Serial", serialNumber);
+    return this.requestV3(url, httpGet);
   }
 
   @Override
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceJoddHttpImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceJoddHttpImpl.java
index 29521d493a..5e6d23eac9 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceJoddHttpImpl.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/WxPayServiceJoddHttpImpl.java
@@ -91,6 +91,11 @@ public String getV3(String url) throws WxPayException {
     return null;
   }
 
+  @Override
+  public String getV3WithWechatPaySerial(String url) throws WxPayException {
+    return null;
+  }
+
   @Override
   public InputStream downloadV3(String url) throws WxPayException {
     return null;