diff --git a/insurancefirm.py b/insurancefirm.py
index 5c022d0..b4ac7f8 100644
--- a/insurancefirm.py
+++ b/insurancefirm.py
@@ -199,9 +199,12 @@ def ask_reinsurance(self):
         nonreinsured = [contract
                         for contract in self.underwritten_contracts
                         if contract.reincontract == None]
-        if len(nonreinsured) > (1 - self.reinsurance_limit)*len(self.underwritten_contracts):
+
+        nonreinsured.reverse()
+        
+        if len(nonreinsured) >= (1 - self.reinsurance_limit)*len(self.underwritten_contracts):
             counter = 0
-            limitrein = 0.1 * len(nonreinsured) # TODO: Use parameter
+            limitrein = len(nonreinsured) - (1 - self.reinsurance_limit)*len(self.underwritten_contracts)
             for contract in nonreinsured:
                 if counter < limitrein:
                     risk = {"value": contract.value, "category": contract.category, "owner": self,
diff --git a/insurancesimulation.py b/insurancesimulation.py
index d9d16f6..0f6019f 100644
--- a/insurancesimulation.py
+++ b/insurancesimulation.py
@@ -28,7 +28,7 @@ def __init__(self, replic_ID=None, override_no_riskmodels=False, simulation_para
                                                                                             "acceptance_threshold_friction": 0.9, \
                                                                                             "initial_agent_cash": 10000, \
                                                                                             "initial_reinagent_cash": 50000, \
-                                                                                            "interest_rate": 0.001, \
+                                                                                            "interest_rate": 0, \
                                                                                             "reinsurance_limit": 0.1, \
                                                                                             "upper_price_limit": 1.2, \
                                                                                             "lower_price_limit": 0.85, \